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ABA: The American Bankers Association
Banking Topic

Consumer Lending

Consumer lending is the category of financing centered on individual and household consumers. It includes home and auto loans, as well as personal loans extended to people who use the funds for individual or family purposes.

Related Topics

ABA's resources, news and information, and expertise on consumer lending help position banks to meet the various financial needs of consumers.

Expanding Financial Services Access

Help knock down barriers to financial inclusion for individuals who were previously in the criminal justice system.

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Related Training & Events

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Consumer Credit Delinquency Bulletin

Based on a quarterly survey of 300 banks nationwide, the Consumer Credit Delinquency Bulletin tracks eight types of closed-end consumer loans to create a compelling overview of consumer credit trends.

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ABA Resources

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New State-by-State Data on Banks' Impact

America's banks are making a difference in every state—from jobs to lending and philanthropy.

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Your Virtual Consumer and Business Banking Platform

This ABA endorsed cloud-based residential mortgage loan application streamlines the origination process for retail, wholesale and correspondent mortgage lending. It features automated notifications and a real-time view of loan documents. ABA members receive a 10% discount on monthly transaction fees.

Explore the Solution

Policy Analysis & Advocacy Efforts

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Consumer Lending Regulatory Proposals

Our Experts

Deborah Whiteside

Deborah Whiteside

Senior Vice President, Endorsed Solutions

Innovation & Finance

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Debt Collection Working Group

Stay current on policy and compliance issues related to debt collection, including the Fair Debt Collection Practices Act.

Fair Lending and UDAAP Working Group

Discuss fair lending issues and concerns, discuss regulatory expectations, and address problems banks are facing.