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ABA: The American Bankers Association
Banking Topic

Consumer Lending

Consumer lending is the category of financing centered on individual and household consumers. It includes home and auto loans, as well as personal loans extended to people who use the funds for individual or family purposes.

Related Topics

ABA's resources, news and information, and expertise on consumer lending help position banks to meet the various financial needs of consumers.

Expanding Financial Services Access

Help knock down barriers to financial inclusion for individuals who were previously in the criminal justice system.

Read the Issue Brief

Consumer Credit Delinquency Bulletin

Based on a quarterly survey of 300 banks nationwide, the Consumer Credit Delinquency Bulletin tracks eight types of closed-end consumer loans to create a compelling overview of consumer credit trends.

Read the Survey

New State-by-State Data on Banks' Impact

America's banks are making a difference in every state—from jobs to lending and philanthropy.

See the Stats

Policy Analysis & Advocacy Efforts

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Consumer Lending Regulatory Proposals

Our Experts

Deborah Whiteside

Deborah Whiteside

Senior Vice President, Vendor Evaluation

Innovation & Finance

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Hallee Morgan

Vice President & Senior Counsel, Regulatory Compliance and Policy

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Stay Connected

Debt Collection Working Group

Stay current on policy and compliance issues related to debt collection, including the Fair Debt Collection Practices Act.

Fair Lending and UDAAP Working Group

Discuss fair lending issues and concerns, discuss regulatory expectations, and address problems banks are facing.