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ABA: The American Bankers Association
Banking Topic

Consumer Lending

Consumer lending is the category of financing centered on individual and household consumers. It includes home and auto loans, as well as personal loans extended to people who use the funds for individual or family purposes.

Related Topics

ABA's resources, news and information, and expertise on consumer lending help position banks to meet the various financial needs of consumers.

Consumer Credit Delinquency Bulletin

Based on a quarterly survey of 300 banks nationwide, the Consumer Credit Delinquency Bulletin tracks eight types of closed-end consumer loans to create a compelling overview of consumer credit trends.

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Related Training & Events

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ABA Resources

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ABA Toolbox on Fair Lending

The ABA Toolbox on Fair Lending will help bankers review the systems they have in place to continue their strong record of compliance with fair lending laws and regulations.

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Your Virtual Consumer and Business Banking Platform

This ABA endorsed cloud-based residential mortgage loan application streamlines the origination process for retail, wholesale and correspondent mortgage lending. It features automated notifications and a real-time view of loan documents. ABA members receive a 10% discount on monthly transaction fees.

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Policy Analysis & Advocacy Efforts

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Consumer Lending Regulatory Proposals

Our Experts

Debbis Whiteside

Deborah Whiteside

SVP, Endorsed Solutions

Innovation & Finance

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Shelly Loftin

SVP, Retail Banking, Lending & Payments

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Stay Connected

Debt Collection Working Group

Stay current on policy and compliance issues related to debt collection, including the Fair Debt Collection Practices Act.

Fair Lending Working Group

Discuss fair lending issues and concerns, discuss regulatory expectations, and address problems banks are facing.