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ABA: The American Bankers Association
Banking Topic

Payments

Innovations in payments have transformed how—and how fast—customers can conduct transactions. ABA can help you navigate challenges and opportunities in the evolving world of payments, see what banks are doing to offer payments solutions that meet the speed and security their customers demand, and stay ahead of this rapidly evolving core function of banking.

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Payments

News

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Consumer Views on Credit Card Marketplace

A March 2026 survey conducted by Morning Consult on behalf of the American Bankers Association shows that consumers view the credit card marketplace as important and highly competitive, and they are wary of government price controls on credit cards.

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Proposed Rate Cap Puts Credit Access at Risk

A new study finds up to 85% of credit card accounts could be closed or see sharply reduced limits under a 10% federal rate cap. 

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Industry Resources

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Two campaigns, one mission

Help your customers fight fraud with these free campaigns.

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Policy Analysis & Advocacy Efforts

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Payments Regulatory Proposals

EFT Compliance

Starting September 30, 2025, federal payments will go digital—learn how financial institutions can prepare for the new Executive Order mandating electronic funds transfers and phasing out paper checks.

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Current Issues

Related Acts & Regulations

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Our Experts

Steve Kenneally

Steve Kenneally

Senior Vice President, Payments

Contact Steve

Press Contact

Sarah Grano

(202) 663-5470

Contact Sarah

Stay Connected

Payments Email Bulletin

Get monthly updates on recent events and issues in the payments industry—including technology, credit and debit card policy, FedNow, digital currency, AI and more.

Payment Systems Open Committee

Promote the interests of ABA members regarding payments system issues and analyzes emerging technologies that could impact bank operations.