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De Novo Banks​

Removing Obstacles to the Formation of New Banks

ABA Position

ABA is working to encourage de novo activity by identifying and addressing obstacles to new bank formation. Such obstacles include a slow and lengthy regulatory approval process, capital hurdles, funding restraints and the resources needed to meet regulatory compliance expectations.

ABA Resources

Our Experts

Shaun Kern

Shaun C. Kern

Senior Counsel, Center for Securities, Trust & Investments

Contact Shaun
Jim Chessen

Jim Chessen

Chief Economist


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Press Contact

Ian McKendry

(202) 663-5473

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