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ABA: The American Bankers Association
Issue

De Novo Banks​

Removing Obstacles to the Formation of New Banks

ABA Position

ABA believes that new bank formation is critical for the health and vitality of the banking industry. ABA encourages de novo activity and supports the efforts of federal and state regulators to promote bank charter applications. ABA works to identify and address the obstacles to forming de novo banks in order to facilitate a timely regulatory approval process, reasonable expectations for business plans and required capital levels, compliance guidance and certainty, and tailored regulatory requirements. In doing so, ABA intends to foster a durable and competitive banking environment that continues to meet the needs of banking customers, local communities, and the nation’s economy.

De Novo Resources for ABA Members

  • Experts on Call: Direct access to ABA staff, including our de novo banking experts
  • ABA Frontline Compliance Training: Free training for everyone at the bank, covering a range of compliance issues and available exclusively to ABA members
  • Online Discussion Groups: Online forums for members with common interests. Groups range from mortgages, to bank operations, and training and development
  • Banking Topics: News, training and more updates on specific areas of banking, including compliance, technology and consumer banking
  • Member Benefits Webinars: A comprehensive overview of ABA member benefits, including exclusive members-only information, where to find specific training and tools, available discounts and more
  • Email Bulletins: Regular updates on the topics most important to your bank—including accounting, human resources and leadership—delivered straight to your inbox
  • Committees, Councils and Working Groups: Opportunities to help shape ABA’s priorities by serving on one of our many topic-focused working groups

Membership Information

Newly chartered institutions receive complimentary ABA membership for three years, and a 50% reduction of dues in year four.

Interested in joining?

Email Heather Hodges

Our Experts

Timothy Keehan

Timothy E. Keehan

Vice President & Senior Counsel, Center for Securities, Trust and Investments

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Press Contact

Ian McKendry

(202) 663-5473

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