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De Novo Banks​

Removing Obstacles to the Formation of New Banks

ABA Position

ABA is working to encourage de novo activity by identifying and addressing obstacles to new bank formation. Such obstacles include a slow and lengthy regulatory approval process, capital hurdles, funding restraints and the resources needed to meet regulatory compliance expectations.

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Shaun Kern

Shaun C. Kern

Senior Counsel, Center for Securities, Trust & Investments

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Jim Chessen

Jim Chessen

Chief Economist


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(202) 663-5473

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