Core Platforms Committee

Core Platforms Administrative Committee 

ABA's staff-appointed Core Platforms Administrative Committee is focused on actions that ABA and ABA member banks can take to improve bank relationships with core providers, open opportunities for innovation in the core provider space and provide recommendations that can help everyone move forward together. The Committee initially identified bankers' top priorities for strengthening the bank-core relationships as data access, API deployment and contract fairness. To advance those priorities, ABA and the Committee developed a series of banker resources and continues to focus on banker’s key areas of importance. 

Core Platforms Open Committee

ABA's banker-led Core Platforms Committee is focused on working collaboratively with the Administrative Committee to meet overarching goals and responsibilities set forth by said Committee; sharing best practices, successes and challenges in managing core relationships; and representing and advancing, the Committee and its work to other ABA members as well as external audiences including the media. This committee is only open to staff of ABA member banks.

Join the Committee

Initial Committee Brief

• Committee Discussion of Open APIs, Contract Fairness and Data Access

Principles for Strong Bank Core Provider Relationships

Developed by the Core Committee, these Principles for Strong Bank-Core Provider Relationships offer reasonable standards under which a bank’s relationship with its core provider, and its customer base, can thrive. Fair and transparent contracts, adoption of technologies outside of the core provider offering and access to customer data are achievable standards that will allow banks to be innovative and competitive. The Committee believes these Principles are the foundation for a strong bank-core relationship.

These companies have informed ABA that they are committed to supporting the Principles for Strong Bank Core Relationships.

Core Provider Responses

During the ABA Core Platforms Committee’s 2019 conversations with Jack Henry, Finastra, FIS and Fiserv, each core provider offered written responses about their future plans and, in some cases, specific commitments regarding the core initiative. Committee members analyzed and summarized what they heard from the cores on data access, APIs and contract fairness and offered additional recommendations for strengthening core provider relationships. The following resources are available to ABA bank members only.

• Finastra Response
• FIS Response
• Fiserv Response
• Jack Henry Response
• Committee Member Analysis of Core Provider Responses

Banker Resources

ABA and its Core Committee have developed a number of banker resources, including fact sheets, videos, podcasts and sample RFI/RFPs to help banks understand the core provider space and make informed decisions.

View the Resources

PLEASE NOTE: The listing of any core provider should not be considered an endorsement by ABA of the company or its products. 

ABA Core Platforms Surveys

• ABA 2020 Core Processor Survey Results