Mortgage & Home Finance

Banks are just as committed to helping customers stay in their homes as they are to providing financing for single-family and multi-family housing. As the coronavirus pandemic affects customers’ and renters’ ability to meet their monthly obligations, banks are working with their borrowers and government agencies to reduce the economic impact of the pandemic.

News

Data Bank
ABA DataBank: Shelter remains elevated, keeping CPI hot
June 13, 2025
NewsByte
Senate passes ABA-advocated ‘trigger leads’ bill
June 13, 2025
NewsByte
House panel advances ABA-backed bills on trigger leads, other topics
June 11, 2025
Article
Democrats urge FHFA to pause Fannie and Freddie reprivatization efforts pending greater review
June 10, 2025

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New Report - The State of Digital Lending

Meet customers where they are. Accelerate your bank's adoption of digital lending with insights from ABA's newest report.

Download Now

Policy Analysis & Advocacy Efforts

Letter to Congress & Regulators
Joint Letter to Congress Supporting the Rose Amendment in the Nature of a Substitute for H.R. 2808, the Homebuyers Privacy Protection Act
June 10, 2025
Letter to Congress & Regulators
Joint Letter to Congress on Homebuyers Privacy Protection Act
April 17, 2025
Letter to Congress & Regulators
Letter to FHFA on Recommendations for FHFA's Credit Score Models and Reports Initiative
March 19, 2025
Staff Analysis
Fall 2024 Unified Regulatory Agenda
January 7, 2025

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Related Training & Events

Navigating an Evolving Housing Market
Upcoming Webinar | June 27, 2025 | 1 - 2 PM ET
Clarifying Conventional Mortgage Lending
Self-Paced Training
Applying the Ability to Repay and Qualified Mortgage Rule
Self-Paced Training
Completing the New URLA
Self-Paced Training

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Promoting Homeownership Opportunities for All

ABA and its member banks believe everyone in this country should have the chance to own a home. Working with a range of stakeholders, ABA supports a number of specific policy changes that could remove some of the barriers standing in the way, especially in underserved communities.

See ABA's efforts

ABA Resources

Guide
Reconsideration of Value (ROV) Best Practices
December 27, 2024
Guide
Social Media in Banking 2023 Report
September 7, 2023
Guide
FHFA Review of the Federal Home Loan Bank System: Comment Letter Writing Guide
October 11, 2022
Infographic
Top 5 Tips for Home Buyers Infographic
June 10, 2022

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Reconsideration of Value (ROV) Best Practices

Credible, independent and unbiased appraisals are essential to the integrity of the real estate lending process. In this white paper, experts from government agencies, banks and other stakeholders offer suggested guidelines for the ROV process.

Download the White Paper