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Mortgage & Home Finance

Banks are just as committed to helping customers stay in their homes as they are to providing financing for single-family and multi-family housing. As the coronavirus pandemic affects customers’ and renters’ ability to meet their monthly obligations, banks are working with their borrowers and government agencies to reduce the economic impact of the pandemic.

Related Topics

Consumer Banking

News

NewsByte
CFPB Updates Process for Determining ‘Underserved’ Counties
June 23, 2020
Compliance News
Calabria: Pandemic Highlights Need for GSE Reform
June 09, 2020
Compliance News
CFPB, CSBS Issue Joint Guidance on CARES Act Forbearance, Foreclosure
June 05, 2020
NewsByte
FHFA Finalizes Changes to FHLB Housing Goals
June 03, 2020

CARES Act FAQ

ABA answers banker questions about forbearance and other real estate finance-related provisions in the CARES Act.

COVID-Related Resources and Guidance

Federal Housing Finance Agency

Fannie Mae

Freddie Mac

Banking Agencies

COVID-19 Forbearance Challenges

This free webinar reviews forbearance requirements, challenges and considerations for banks—including portfolio lenders and secondary market servicers.

Access the Recording

Policy Analysis & Advocacy Efforts

Staff Analysis
FHFA’s Re-proposal of Enterprise Capital Risk Proposal
June 30, 2020
Staff Analysis
Bureau’s Interim Final Rule on COVID-19-Related Loss Mitigation Options Under RESPA
June 29, 2020
Staff Analysis
Bureau’s Proposed Rulemaking on the Ability to Repay/Qualified Mortgage Rule
June 24, 2020
Comment Letter
ABA Letter to FHFA on FHLB Membership
June 23, 2020

Related Training & Events

Introduction to Mortgage Lending
Facilitated Training | September 21, 2020
Fannie Mae Post Forbearance Options Discussion
Upcoming Webinar | July 13, 2020 | 2 - 3 PM ET
ABA, Industry Experts Review CFPB Action on Reg X Flexibility for Servicers
Recorded Webinar | June 29, 2020
Moving Forward with Mortgage
Recorded Webinar | June 29, 2020

ABA Resources

Guide
Mortgage Forbearance, CARES Act Talking points/Q&A
May 29, 2020
Report
ABA Residential Real Estate Lending Survey Report
January 15, 2020
Survey
HMDA Reporting Assessment Survey Results
September 6, 2019
Infographic
Endorsed Solutions Digital Mortgage Loan Business Process Infographic
September 5, 2019

Promontory MortgagePath: Residential Mortgage Loan Fulfillment

Promontory MortagePath provides comprehensive, efficient and cost-effective mortgage fulfillment and due-diligence services to lenders of all sizes.

Explore the Solution

Industry Resources

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Mortgage & Home Finance Regulatory Proposals

Current Issues

Related Acts & Regulations

Related Products

Our Experts

Rod Alba

SVP, Real Estate Finance, Mortgage

Sharon L. Whitaker

VP, Commercial Real Estate & Finance, Mortgage

Deborah Whiteside

SVP, Endorsed Solutions

Innovation & Finance

Contact Deborah

Shelly Loftin

SVP, Retail Banking, Lending & Payments

Stay Connected

Mortgages Email Bulletin

Get periodic updates on legislative and regulatory developments affecting mortgage lending.

Mortgage Markets & Lending Technology Committee

Monitors developments in both the primary and secondary mortgage markets and makes recommendations on legislative and regulatory issues.

GSE Policy Working Group

Analyzes policy positions on issues affecting the role of Fannie Mae and Freddie Mac, and makes recommendations to GRC and the Board of Directors.

Federal Home Loan Bank Committee

Monitors the mission, governance, operation and risk management of the FHLB System, and analyzes the impact of proposed changes in legislation and regulation.

Mortgage Network

An online forum for mortgage lenders. Discuss your top-of-mind issues, ask questions, and connect with your peers.

Flood Compliance Working Group

Discuss flood compliance challenges with your peers.