Jump to Content
ABA: The American Bankers Association
Banking Topic


An appraisal is an unbiased estimate of a home's true or fair market value. Challenges for banks include appraisal availability and a shrinking talent pool, and long-term changes will be required to address these and more fundamental problems with the current appraisal environment.

Related Topics

Banks report that the limited number of qualified appraisers willing to accept assignments in many of their markets poses challenges to the appraisal process--even when the bank is willing to pay a premium for the assignment.

2018 Commercial Real Estate Survey Report

This survey provides an unbiased yearly snapshot of industry activity and bankers' responses to market, regulatory, and other developments.

Read the Report

Appraisals: Reg Z Requirements

Learn permitted and prohibited valuation-related activities, prohibition on conflicts of interest, and additional valuation independence requirements.

Register Today
Appraisal Regulatory Proposals

Our Experts

Joe Pigg

Joseph Pigg

SVP, Fair and Responsible Banking and Mortgage Finance

Mortgage Markets

Contact Joseph

Sharon L. Whitaker

VP, Commercial Real Estate & Finance, Mortgage

Contact Sharon
Mark Kruhm

Mark Kruhm

Senior Analyst, Compliance, Consumer Regulations and Compliance Solutions


Contact Mark

Shelly Loftin

SVP, Retail Banking, Lending & Payments

Contact Shelly

Stay Connected