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Banking Topic

Small Dollar Lending

Banks offer a variety of short-term/small-dollar credit including: installment loans, single payment loans, deposit advance loans, credit cards and overdraft protection services.

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Small-dollar loans are critical to meet a variety of customer needs, such as to pay emergency expenses, to manage misalignments in the timing of their expenses and income, to cover a transition period between jobs or, for seasonal workers, to cover disruptions in pay.

ABA Small Dollar Lending Survey

This ABA survey showed that banks were using small dollar loans to meet low-income and rural credit needs.

Read the Survey

ABA Resources

Small Dollar Lending Regulatory Proposals

Our Experts

Jonathan Thessin

Jonathan J. Thessin

Senior Counsel

Regulatory Compliance

Contact Jonathan

Shelly Loftin

SVP, Retail Banking, Lending & Payments

Contact Shelly

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