Servicing

ABA has consistently expressed concern that the CFPB’s Mortgage Servicing Rules are unnecessarily complex and burdensome, and impede the ability of banks to provide high-quality servicing to borrowers in the communities they serve.

News

NewsByte
CFPB report flags pandemic-related issues in deposits, mortgage servicing
November 17, 2022
NewsByte
FHFA adds to scope of servicers’ fair lending data collection
August 10, 2022
Industry News
Twenty-two Banks Select CSI NuPoint® for Core Platform During Fiscal Year 2022
May 23, 2022
NewsByte
CFPB Blog Post Highlights Resources for Spanish-Language Customers
May 13, 2022

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Promoting Homeownership Opportunities for All

ABA and its member banks believe everyone in this country should have the chance to own a home. Working with a range of stakeholders, ABA supports a number of specific policy changes that could remove some of the barriers standing in the way, especially in underserved communities.

See ABA's efforts

Related Training & Events

The Benefits of Mortgage Sub-Servicing
Recorded Webinar | December 7, 2022
Regulation X Mortgage Servicing Final Rule – What You Need to Know
Recorded Webinar | August 6, 2021
ABA, Industry Experts Review CFPB Action on Reg X Flexibility for Servicers
Recorded Webinar | June 29, 2020
Mortgage Servicing: Successors in Interest
Self-Paced Training

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Participate in the COVID Help for Home Initiative

ABA and several industry and community groups are offering access to ready-to-use materials educating consumers on their mortgage relief options. Materials are free to members and fully customizable.

Access the Toolkit

ABA Resources

Guide
ABA Reference Guide for Mortgage Servicing
September 28, 2021
Report
2016 TILA-RESPA Integrated Disclosure (TRID) Survey
February 29, 2016
Guide
TILA-RESPA Integrated Disclosure Rule
September 16, 2015
Guide
TILA-RESPA Integrated Disclosures Frequently Asked Questions Outlook Live Webinar
May 26, 2015

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Industry Resources

Mortgage Subservicing

Midwest Loan Services offers residential mortgage subservicing to meet bankers’ and borrowers’ needs. This competitively priced alternative to in-house servicing provides customers with seamless service while reducing banks’ regulatory compliance risk. ABA members benefit from special pricing.

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