Capital

Bank capital provides a strong foundation for supporting loans and an important buffer for economic challenges. ABA seeks to help banks access the capital they need to support their communities, while also advocating for improvements to excessive or complex capital requirements that can hinder lending and growth.

Given the body of materials, the U.S. banking agencies need to review existing rules and issue a moratorium for adopting new Basel standards. The U.S. banking agencies should review existing standards to reduce redundancies and improve tailoring to an institutions size and business model.

News

NewsByte
Fed: Banks Continue to Have ‘Strong Capital Levels’ in 2021 Stress Test
June 25, 2021
Press Release
American Bankers Association Makes Additions to ABA NASDAQ Community Bank Index
June 01, 2021
NewsByte
Fed: Banks Retain ‘Strong Capital Levels’ in Second Round of 2020 Stress Tests
December 21, 2020
NewsByte
FSB: Bank Resilience Key in COVID-19 Response
November 14, 2020

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Related Training & Events

Rediscover Venture Capital under the Volcker Rule Exclusion
Recorded Webinar | February 2, 2021
Certificate in Bank Financial Management
Certificate
How Will S.2155 Offer Community Banks Relief from Basel III?
Recorded Webinar | June 21, 2018

Treasury Capital Markets Report

ABA staff analysis of key points and recommendations in the Capital Markets report issued by the Treasury Department in October 2017.

Read the Staff Analysis

ABA Resources

Report
2017 Internal Audit Peer Group Survey Summary Report
June 29, 2017

Industry Resources

New Ways to Raise Capital for Your Bank

CECL Solutions to Help Protect Your Portfolio

Get greater flexibility on your path to CECL compliance with the MST Loan Loss Analyzer and Sageworks ALLL. Both solutions help banks collect the right information to produce forecasts and alert directors to credit the risks they face. ABA members get a 10% percent discount off subscription fees.

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