Capital

Bank capital provides a strong foundation for supporting loans and an important buffer for economic challenges. ABA seeks to help banks access the capital they need to support their communities, while also advocating for improvements to excessive or complex capital requirements that can hinder lending and growth.

Given the body of materials, the U.S. banking agencies need to review existing rules and issue a moratorium for adopting new Basel standards. The U.S. banking agencies should review existing standards to reduce redundancies and improve tailoring to an institutions size and business model.

News

NewsByte
FSB Report Examines Effects of Basel Reforms on Small, Midsize Biz Financing
December 02, 2019
Press Release
American Bankers Association Makes Additions to ABA NASDAQ Community Bank Index
December 02, 2019
NewsByte
FDIC Research Shows Effect of Regulation on Nonbank Mortgage Market
November 14, 2019
NewsByte
FDIC Final Rule Sets Community Bank Leverage Ratio at 9%
September 17, 2019

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Related Training & Events

How Will S.2155 Offer Community Banks Relief from Basel III?
Recorded Webinar | June 21, 2018
Certificate in Bank Financial Management
Certificate

Treasury Capital Markets Report

ABA staff analysis of key points and recommendations in the Capital Markets report issued by the Treasury Department in October 2017.

Read the Staff Analysis

ABA Resources

Report
2017 Internal Audit Peer Group Survey Summary Report
June 29, 2017

Industry Resources

New Ways to Raise Capital for Your Bank

StoneCastle Financial: Direct Capital Investment

StoneCastle Financial Corp. has developed a structured product that enables community banks to pool together to raise needed capital at relatively low cost.

Explore the Solution