Before opting-in, consumers receive a one-page, consumer-tested, government required, opt-in form that explains debit card overdrafts and less expensive options. Consumers who are currently covered by overdraft protection have the right to opt-out at any time without consequence or cost.
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The American Bankers Association outlines how overdrafts happen and what you can do to prevent them.
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A majority of U.S. consumers say their bank’s overdraft protection is valuable, according to a new national survey by Morning Consult.
See the InfographicOctober 19, 2022
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