Jump to Content
ABA Logo
Banking Topic

Overdraft Protection

Overdraft protection offers an important form of short-term liquidity that covers bank customers’ insufficient funds transactions. Explore ABA's advocacy efforts, research and more to help your bank stay up to date on this key issue.

Related Topics

Before opting-in, consumers receive a one-page, consumer-tested, government required, opt-in form that explains debit card overdrafts and less expensive options. Consumers who are currently covered by overdraft protection have the right to opt-out at any time without consequence or cost.

Understanding Overdraft Options

The American Bankers Association outlines how overdrafts happen and what you can do to prevent them.

Learn More

Related Training & Events

Key Fact

Inforgraphic on keeping payments safe
Who do Americans trust most to keep their payments safe?
View Infographic

Policy Analysis & Advocacy Efforts

View All

Our Experts

Jonathan Thessin

Jonathan J. Thessin

Senior Counsel

Regulatory Compliance

Contact Jonathan

Leslie T. Callaway

Director, Compliance Outreach & Development

Regulatory Compliance

Contact Leslie

Shelly Loftin

SVP, Retail Banking, Lending & Payments

Contact Shelly

Stay Connected