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ABA: The American Bankers Association
Banking Topic

Inclusive Banking

America’s banks believe everyone should have access to the banking system and the safety and convenience that comes with a bank account. ABA supports policies, programs and innovations that encourage financial inclusion. When safe, affordable and accessible financial products and services are readily available, families, communities and the economy can prosper.

Related Topics

ABA is prioritizing fairness, equity and inclusion by offering tools, expertise and training to support banks in meeting the financial needs of their communities. Bankers in every role are encouraged to explore all of ABA’s resources focused on fostering financial inclusion. Reducing the number of unbanked and underbanked in the country is not just the right thing to do, it’s good for business.

Expanding Financial Services Access

Help knock down barriers to financial inclusion for individuals who were previously in the criminal justice system.

Read the Issue Brief

Related Training & Events

  • Addressing Racial Wealth Gaps Through MDI/CDFI Bank Investment

    Recorded Webinar | April 1, 2021

    Explore opportunities to partner with Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs). These groups have a long history of providing economic investment and resources to financially underserved communities. The webinar features a panel discussion followed by Q&A. It showcases real examples of how investing in these partnerships can spur greater economic mobility in underserved communities.

  • Breaking Money Silence® on Equity and Inclusion

    Recorded Webinar | February 17, 2021

    Advisors and bankers must adopt new strategies to better serve people of color, women, LBGTQ+ clients and the modern family.

  • Bank On: Addressing Economic Inclusion Through Safe and Affordable Bank Accounts

    Recorded Webinar | January 25, 2021

    Experts from ABA and Cities for Financial Empowerment Fund will be joined by several bankers to discuss how joining the Bank On movement can help your bank demonstrate its commitment to financial inclusion, attract new and profitable customers, earn CRA credit, and strengthen confidence in the banking system. 

  • Growing Small Business Relationships Suite

    Self-Paced Training

    Learn best practices for identifying and acting on opportunities to service and grow your small business client relationships.

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Help Expand Banking Access Through Bank On

ABA encourages all banks to join the Bank On movement to help reduce the number of unbanked and underbanked in the country. In support of this effort, the nation's core providers are making it easier for banks to offer low-cost accounts that meet Bank On National Account Standards.

Visit Bank On

New Report on Banking Access

ABA took a look at Americans’ access to banking services and what banks are doing today to reach all communities. Read our new report for the latest data on digital and physical banking, and banks’ efforts to accelerate financial inclusion.

2021 Bank Access Report

FDIC Encourages Americans to #GetBanked

Many Americans begin their banking relationship by opening a checking or savings account online. The FDIC’s #GetBanked page offers resources on opening an insured bank account, including a search tool, checklist and links to additional support.

Visit the Site

Our Experts

Joe Pigg

Joseph Pigg

SVP, Sustainable Banking and Mortgage Finance

Contact Joseph
Naomi Mercer

Naomi Mercer

SVP, Diversity, Equity, & Inclusion

Diversity, Equity, and Inclusion

Contact Naomi

Press Contact

Mike Townsend

(202) 663-5471

Contact Mike

Stay Connected

Diversity, Equity, and Inclusion Advisory Group

Provides input to guide ABA staff on the creation of future programming and advocacy issues concerning DEI.

Diversity, Equity, and Inclusion Open Forum

A monthly forum for bankers to conduct peer-to-peer exchanges on DEI topics, challenges, and leading practices.

Community Engagement and Reinvestment Committee

The Committee assists bankers in finding constructive ways to encourage and promote sound lending and investments in their communities.

Fair Lending and UDAAP Working Group

Discuss fair lending issues and concerns, discuss regulatory expectations, and address problems banks are facing.

Environmental, Social, and Governance Working Group

ABA’s Environmental, Social, and Governance (ESG) Working Group will provide member banks with a forum for discussing the many facets of ESG engagement by banks, with a particular focus on advocacy.

Americans with Disabilities Act Peer Group

A banker-driven forum for members to discuss ADA compliance from an operational perspective, as well as emerging issues and challenges.