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ABA: The American Bankers Association
Issue

Interchange Price Controls

Interchange is a fee for an array of services provided to merchants that are highly valued and beneficial to both merchants and consumers.

ABA Position

ABA believes that interchange rates and governance should be set by the free operation of the market forces in the private sector. ABA opposes policies that direct state or federal governments to set price controls or otherwise regulate interchange rates, which currently are set by the private market through contractual relationships.
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