Interchange Price Controls | American Bankers Association

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ABA Position

ABA believes that interchange rates and governance should be set by the free operation of the market forces in the private sector. ABA opposes policies that direct state or federal governments to set price controls or otherwise regulate interchange rates, which currently are set by the private market through contractual relationships.

Policy Library
News

Policy Library

Letter to Congress & Regulators
Joint ABA and State Bankers Association Letter to the House and Senate: Opposition to S.4674, H.R.8874, Credit Card Competition Act
December 7, 2022
Letter to Congress & Regulators
Joint States Trades Letter to the Chair and Ranking Member of the Senate Judiciary Committee: Hearing on Interchange
May 3, 2022
Letter to Congress & Regulators
Letter to House and Senate re: Durbin Interchange Swipe Fees
April 25, 2017
Letter to Congress & Regulators
Letter to House re: Repeal of the Durbin Interchange Amendment
March 16, 2017

News

NewsByte
ABA launches ad campaign opposing Durbin expansion bills
December 13, 2022
Data Bank
Federal Reserve research finds credit card net interchange revenues are negative
October 24, 2022
NewsByte
Mississippi Bankers CEO pans Durbin expansion bill
October 12, 2022
NewsByte
Fed finalizes rule expanding Durbin routing requirements to card-not-present transactions
October 04, 2022

In Depth

Our Experts

Nessa Feddis

Senior Vice President & Senior Counsel, Regulatory Compliance and Policy

Brian Murphy

VP, Card Policy Council

Bank Cards, Card Policy, Payment Systems

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Sarah Grano

(202) 663-5470

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