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ABA: The American Bankers Association

E-SIGN Modernization

ABA Position

ABA supports the E-SIGN Modernization Act, which would streamline how consumers consent to receiving electronic documents, such as bank statements, account information and contracts. The outdated provision impedes the ability of banks to use digital channels to meet customers’ needs and preferences, drive operational efficiencies, and safely and effectively reach customers throughout the COVID-19 pandemic and beyond.

Support S. 4159: Enact the Electronic Signatures in Global and National Commerce Act (S. 4159), which would alter the 20-year-old existing law to reflect technological advancements and shifting consumer preferences—allowing banks to better serve their customers.

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