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ABA: The American Bankers Association
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What We Stand For: Inclusive Growth

Drive a healthy and inclusive economy

America’s banks are key to economic prosperity across the country—supporting small businesses, revitalizing neighborhoods, and building wealth for American families. As cornerstones of their local economies, banks can help ensure that every American has a truly equitable opportunity to prosper. ABA supports private initiatives and government policies that expand our collective ability to meet unmet needs, invest in untapped potential, and support the financial well-being of every American household.

Access to bank accounts

A simple transaction account can be a first step toward long-term financial security. ABA is prioritizing the effort to reduce the number unbanked households in the country by providing tools and policy efforts focused on financial inclusion. Expanding access to banking is complicated and requires a multifaceted approach and long-term commitment to create meaningful change. Read about ABA’s advocacy efforts to help dismantle the remaining impediments to bank account access.

What We’re Working On

  • Supporting Bank On – ABA has joined the Bank On national movement to reduce the number of unbanked households
  • Training Bankers onDiversity, Equity, and Inclusion Training – ABA is helping bankers in every role understand and meet the diverse needs of customers, so everyone feels comfortable and welcome in their local bank branch.
  • Strengthening Minority Depository Institutions (MDIs) – ABA supports policies, programs and innovations that encourage financial inclusion, including increased funding for Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs). These institutions have a long history and proven track record of providing economic investment and resources to financially underserved communities.
  • Improving the financial well-being of consumers at every age – The ABA Foundation provides, free, financial education programs and resources for bankers to help them strengthen the financial well-being of their communities. Every year, the Foundation works with nearly a thousand banks across the country to jumpstart the financial education of over a half million consumers. 

Expanding and preserving homeownership opportunities

Banks are key partners in making homeownership attainable for all Americans. ABA’s efforts to ensure homeownership is an affordable and viable option include educating consumers on their options and supporting policies that help close the homeownership gap in underserved communities. Read about ABA’s advocacy efforts to support thriving, livable communities.

What We’re Working On

Explore ABA's top issues, in depth.

Find the latest regulatory comment letters, policy positions, research and news on the issues shaping the banking industry.