Fair Housing Act | American Bankers Association

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Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability).

Statutes

42 U.S.C. 3601-3631

Rules & Regulations

Staff Analysis

Mitigating Fair Lending Risk in the Appraisal Process
September 20, 2022
CFPB Statement Regarding Limited English Proficiency
February 1, 2021
HUD Final Rule on Disparate Impact
September 15, 2020
Disparate Impact Proposed Rule
September 30, 2019

Fair Housing Act Questions from the Hotline

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Agency Guidance

FDIC: Affordable Mortgage Lending Guide
January 26, 2022
HUD Expands Fair Housing Protections
September 15, 2016
Interagency Policy Statement on Discrimination in Lending
April 15, 1994

Exam Procedures

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Policy Library
News

Policy Library

Comment Letter
Letter to the Agencies on the Joint Guidance on Reconsiderations of Value of Residential Real Estate Valuations
September 19, 2023
Staff Analysis
Mitigating Fair Lending Risk in the Appraisal Process
September 20, 2022
White Paper
Unfairness and Discrimination
June 28, 2022
Comment Letter
Joint Comment Letter to HUD re: Proposal Reinstating the 2013 Disparate Impact Rule
August 24, 2021

News

Article
FHA releases FAQs on new branch office registration rules
March 01, 2024
NewsByte
FHA unveils home retention option for borrowers struggling with payments
February 22, 2024
NewsByte
HUD revises branch office registration requirement
February 05, 2024
NewsByte
FHA seeks feedback on proposed changes to rehab mortgage insurance program
November 30, 2023

Proposed Rules

Related Training & Events

Fair Housing Act for Compliance Professionals
Self-Paced Training
Fair Lending for Marketers
Self-Paced Training
Fair Housing Act
Self-Paced Training
Fair Lending
Self-Paced Training

ABA Resources

Guide
ABA Toolbox on Fair Lending
October 31, 2016

Agency Materials

In Depth

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Our Experts

Kitty Ryan

Senior Vice President, Fair and Responsible Banking

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