Kitty Ryan

Kitty is vice president and senior counsel for ABA’s Fair and Responsible Banking unit. Kitty joined ABA from Morrison & Foerster, where she was counsel in the financial services practice group, working on fair lending and mortgage issues. Kitty is the former Deputy Assistant Director for the Office of Regulations at the Consumer Financial Protection Bureau (CFPB), where she was instrumental in the planning and oversight of mortgage- and fair-lending related rulemakings, including mortgage servicing regulations, Truth in Lending Act-Real Estate Settlement Procedures Act (TILA-RESPA) Integrated Disclosures rules and the Home Mortgage Disclosure Act. Prior to joining the CFPB, Kitty served as senior regulatory counsel at JPMorgan Chase & Co., where she focused on regulatory issues impacting mortgage and fair lending issues. She also developed her extensive mortgage and fair lending related experience while with the Consumer and Community Affairs Division of the Federal Reserve Board (FRB).