Kitty Ryan

November 13, 2020

On November 3, 2020, Californians approved changes to the 2018 California Consumer Privacy Act (CCPA) through a ballot Initiative known as the California Privacy Rights Act (CPRA). The CPRA provides new rights relating to personal information (PI). With the new rights come new disclosure obligations for businesses subject to the CCPA.

September 29, 2020

On September 15, 2020, the CFPB released an outline of its proposal to implement section 1071 of the Dodd Frank Act, which requires financial institutions to collect and report data on lending to small businesses, including minority-owned and women-owned small businesses. The CFPB will use the outline to elicit feedback from "small entity representatives" subject to the 1071 rules on the outline and on the Bureau's estimate of the one-time and ongoing costs of the 1071 data collection.

September 15, 2020

The final rule intends to align HUD's 2013 disparate impact rule to the Supreme Court's 2015 decision in Inclusive Communities. The ABA's comment letter encouraged this alignment. The final rule adopts the five elements of a disparate impact claim that were in HUD's proposal, with some minor modifications, and clarifies the plaintiff's obligations at the pleading stage and at subsequent stages of a case.

August 18, 2020

February 18, 2020

Letter to CFPB on the survey questionnaire intended to gather information on small business lending.

December 11, 2019

ABA FAQs on the California Consumer Privacy Act.

December 06, 2019

The American Bankers Association appreciates the opportunity to comment on the proposed regulations to implement the California Consumer Privacy Act (CCPA).

November 01, 2019

ABA summary on the major proposed rules to implement the California Consumer Privacy Act.

November 01, 2019

ABA summary of the California Consumer Privacy Act's major rules.