Program | AML and Fraud Conference

7:00 AM – 5:00 PM

Registration open

7:30 AM – 8:15 AM

Industry Insights breakfast sessions

8:00 AM – 8:30 AM

Continental light breakfast

8:30 AM – 10:00 AM

General session

When everything is urgent, nothing gets fixed: Prioritizing AML/CFT and fraud where it matters most

Today’s financial crime landscape is overwhelming, with more threats, more expectations and limited resources. When everything is urgent, nothing gets fixed. This three-part opening session challenges how banks prioritize AML/CFT and fraud risks, exposing where misalignment drives inefficiency and missed risk. We will also explore how AML/CFT and fraud leaders can integrate teams, focus on what matters most and make better decisions under pressure.

You’ll walk away from this three-pronged general session with practical approaches to prioritize effectively, allocate resources with intent, strengthen integration, make better decisions under pressure and lead programs that deliver real results

Part 1 (AML Panel)

• Matt Haslinger, Chief BSA/AML Officer, M&T Bank Corp.
• Rebecca "Becky" Schauer Robertson, Executive Vice President-BSA Officer and Director Financial Crimes Compliance, Blue Ridge Bank, NA
• William "Pete" Selenke, VP, BSA AML Officer, Central Bank
• Moderator: Ryan Rasske, Senior Vice President, Risk and Compliance Markets, American Bankers Association

Part 2 (Fraud Panel)

• Karen Boyer, SVP Fraud Intelligence, M&T Bank Corp.
• Laurel Sykes, Executive Vice President, Chief Risk Officer, American Riviera Bank
• Mike Timoney, Vice President of Payments System Improvement, Federal Reserve Financial Services
• Moderator: Paul Benda, Executive Vice President, Risk, Fraud and Cyber Security, American Bankers Association

Part 3: The future of AML/CFT and fraud leadership

• Matt Haslinger, Chief BSA/AML Officer, M&T Bank Corp.
• Rebecca "Becky" Schauer Robertson, Executive Vice President-BSA Officer and Director Financial Crimes Compliance, Blue Ridge Bank, NA
• William "Pete" Selenke, VP, BSA AML Officer, Central Bank
• Laurel Sykes, Executive Vice President, Chief Risk Officer, American Riviera Bank
• Moderator: Ryan Rasske, Senior Vice President, Risk and Compliance Markets, American Bankers Association

10:00 AM – 11:00 AM

Coffee break in The Hub

11:00 AM – 11:45 AM

Concurrent sessions I

Drowning in data, missing the risk: How better typologies and tuning change the outcome

More alerts, more data, more effort — and still missing the risk.

Let’s confronts the reality that most detection programs are built for volume, not effectiveness. Learn how to filter data, rethink typologies, and tune systems for real outcomes, so your program finds the risk that matters.

• Stewart Cincotta, AML Transaction Monitoring Director, U.S. Bank
• Will Eisenmenger, AML Transaction Monitoring Lead, Payments Compliance, Google
• Moderator: Alicia Hobbs, Senior Compliance Director - AML Governance, Ally Bank

The CDD rule and other upcoming changes: What banks need to know

During this year of major BSA rule changes, FinCEN issued key exceptive relief to the CDD rule this February and plans to propose revisions to the CDD rule itself. In response to Executive Orders 14406 and 14331, banks must ensure their policies and procedures meet regulatory requirements, and balance financial access with effective risk management.
This session will explore what changes to the CDD and program rules may mean, what key factors to keep in mind, and factors to raise with their boards. Attendees will gain insight into risk-based CDD expectations, customer information collection considerations, documentation practices.

• Marilu Jimenez, Founder & President, FINC Advisors
  Moderator: Heather Trew, SVP & Counsel (Bank Secrecy Act, Anti-Money Laundering, Sanctions), Regulatory Compliance & Policy, American Bankers Association

From skimming to SIM swaps: The rising cost of ATM fraud in a multi-channel world

ATM fraud is no longer a single-channel problem — it’s a coordinated, multi-channel threat. From skimming and jackpotting to SIM swaps and digital wallet takeover, attacks are evolving faster than controls. We’ll explores the rising cost and complexity of ATM fraud across physical, digital, and mobile channels. Learn how these attacks work and which controls are proving most effective to help your bank reduce losses and close critical gaps.

• Frank DiGangi, Executive Director, ATM Performance and Physical Security, Wells Fargo

One email could cost you millions: Why banks must rethink BEC controls now

Business email compromise (BEC) is escalating, and one successful attack can result in immediate, high-dollar losses. Fraudsters are increasingly leveraging publicly available and previously compromised data — including information from historical datasets such as PPP loan records — to identify targets, map organizational relationships, and craft highly convincing scams. This session explores why BEC remains one of the most costly and difficult fraud threats to detect. 

Learn how attacks unfold, where controls break down, and what your institution can do to mitigate risk through stronger prevention, detection, and response strategies that stop losses before funds move.

• Eli Dominitz, CEO, Q6 Cyber
• Alan Ottarson, Technical Special Agent, US Secret Service
• Moderator: Darrin McLaughlin, EVP, Chief AML Officer & Sanctions Officer, Flagstar Bank

11:45 AM – 1:00 PM

Partner Game Changers luncheon

1:00 PM – 1:30 PM

Dessert in The Hub

1:30 PM – 2:15 PM

Concurrent sessions II

Detecting healthcare and government benefits fraud

Regulators are sending a clear message: Financial institutions are expected to play a larger role in identifying and reporting healthcare and government benefits fraud. In March 2026, FinCEN issued new guidance urging banks to strengthen their monitoring of fraud schemes targeting Medicare, Medicaid, and other federal and state healthcare benefit programs. 

This session will help you translate the latest FinCEN and Treasury guidance into action. Explore how fraudsters exploit federal and state benefit programs and learn practical tactics to evaluate red flags, account behaviors and transaction patterns.

• Ben Hutten, Partner, Orrick Herrington & Sutcliffe LLP
• Dale Kaspryzk, Head of Financial Investigations Unit (FIU), BSA/AML Department, M&T Bank
• Kevin Lowell, Member, Miller & Chevalier, former Deputy Chief, National Fraud Enforcement Division, Department of Justice
• Laura Walker, Supervisory Special Agent, FBI
• Moderator: Sepideh Rowland, Partner, Klaros Advisors LLC

Complying with new risk-based AML/CFT program rule 

Regulators have made clear that the future of AML/CFT compliance is not about doing more, it’s about focusing on what matters most. Through the proposed changes to the BSA Program Rule, FinCEN and the banking agencies are signaling a shift away from check-the-box compliance and toward a truly risk-based approach that aligns resources with higher-risk activities and national AML/CFT priorities. The proposal emphasizes effectiveness, documented risk-based decision-making, and the ability to demonstrate why resources are deployed where they have the greatest impact. 

This session will examine how banks should rethink their programs in light of the proposed rule changes, including opportunities to reduce effort in lower-risk areas, strengthen focus on emerging threats and better align program design with regulatory expectations.

• Shannon Bennett, Senior Vice President, Compliance Technology Product Management, Wintrust Financial Corp.
• Matt Haslinger, Chief BSA/AML Officer, M&T Bank Corp.
• Rebecca Schauer Robertson, Executive Vice President-BSA Officer and Director Financial Crimes Compliance, Blue Ridge Bank, NA
• Moderator: Dan Stipano, Partner, Davis Polk

Inside the scam chain: Where banks lose control and how to stop the money flow before it’s gone

Scams don’t happen all at once — they unfold step by step quickly, evading traditional controls. As a result, banks often miss the moments where intervention is still possible. This session will take you inside the scam playbook, revealing how criminals manipulate victims and move money. Learn where to disrupt the processs and how to act before losses become irreversible.

• Ayleen Charlotte, The Tinder Swindler
• Moderator: Laurel Sykes, EVP, Chief Risk Officer, American Riviera Bank

Turning new state and federal fraud laws into real-world controls

New fraud legislation is accelerating at both the state and federal level — but many banks are still figuring out what the laws mean in practice. As requirements evolve, the gap between policy and execution is becoming a real risk. We’ll translates emerging laws into actionable insight, drawing on State Law Project developments and key federal initiatives. Learn how leading practices — including efforts like Utah’s financial crimes intelligence center — are shaping real-world controls, and how your institution can turn regulatory change into effective fraud prevention.

• Justin Melvin, VP, Congressional Relations, American Bankers Association
• Moderator: Anthony Pardal, VP, Government and Public Affairs, American Bankers Association 

2:15 PM – 2:30 PM

Move to next session

2:30 PM – 3:30 PM

Concurrent sessions III

The new cannabis playbook: Navigating AML/CFT risks after rescheduling
The cannabis banking landscape is evolving rapidly as medical cannabis rescheduling, changing CBD regulations and anticipated updates to federal policy force institutions to reassess customer risk, due diligence and suspicious activity reporting practices.

This session will explore how DEA registration status, state licensing frameworks and changing cannabis product classifications affect customer onboarding, monitoring and risk assessments. You’ll gain practical insights into adapting cannabis banking programs as customer risk profiles, source-of-funds considerations and regulatory expectations continue to evolve.

• Eric Berlin, Partner, Head of Cannabis Sector, Dentons
• Zane Gilmer, Partner, Taft Law
• Erin Moffet, Principal & Founder, EMMinent Strategies, LLC
• Mike Moran, VP, Special Investigations Manager, Valley Bank
• Moderator: Heather Trew, SVP & Counsel (Bank Secrecy Act, Anti-Money Laundering, Sanctions), Regulatory Compliance & Policy, American Bankers Association

Crypto and stablecoins: How to set risk appetite, strengthen controls and stay ahead of regulatory scrutiny
In the world of crypto, weak controls and unclear strategies create real risk. This session will challenge banks to move from uncertainty to action when it comes to crypto, stablecoins and tokenized deposits. Learn how to define your approach to digital assets, strengthen AML/CFT controls and get ahead of regulatory expectations. We will explore evolving risk profiles, governance expectations, monitoring challenges, customer due diligence, sanctions screening, suspicious activity reporting and risk management.

• Brian Borawski, AML Head of Digital Assets & Emerging Banking Solutions, M&T Bank
• Melissa Strait, Chief Operating Officer, StrategyBRIX
• Moderator: Ari Redbord, Global Head of Policy, TRM Labs

Impersonation and spoofing are beating your controls — here’s how to stop them

Trust in communication channels is eroding, and banks can no longer rely on what appears legitimate. From spoofed calls to synthetic identities and manipulated voicemail, impersonation fraud is becoming more scalable and harder to detect. We’ll explore how communication-based attacks are evolving, where controls are failing, and how banks can close critical gaps. Learn how to strengthen defenses, improve detection, and reduce exposure to one of the fastest-growing fraud threats.

• Beau Stubbs, Executive Director of Financial Crimes, Arvest Bank
• Mike Rudolph, CTO, YouMail
• Moderator: Jonathan Thessin, VP & Senior Counsel, Regulatory Compliance and Policy, American Bankers Association

Follow the money or lose it: Building a bank-to-bank framework for faster tracing and freezes

Fraud doesn’t stop when the money leaves your institution, and without fast action, recovery becomes nearly impossible. As funds move quickly across banks, delays in tracing and coordination can turn manageable cases into permanent losses. Explore how banks can strengthen their ability to follow the money, from origin to recovery, through faster tracing, improved collaboration, and coordinated freeze actions to reduce losses and improves recovery outcomes.

• Kyle Caldwell, VP, Head of Fraud Prevention, The Clearing House
• Mike Timoney, Vice President of Payments System Improvement, Federal Reserve Financial Services
• Moderator: Patrick Smith, SVP, Fraud Operations, American Bankers Association

3:30 PM – 3:45 PM

Move to next session

3:45 PM – 5:00 PM

General session

Part 1: Building a global unified front against financial scams

Fraudsters operate without borders, making collaboration across industries more important than ever. Join representatives from the International Banking Federation (IBFed) for a candid discussion on the evolving fraud landscape, opportunities for bank-platform cooperation, and strategies to identify, disrupt, and prevent scams before consumers suffer losses.

• Merric Foley, Policy Director, Australia Bankers Association
• Nina Kerkez, Director of Fraud Policy and Operations, UK Finance
• Pooja Paturi, Director, Canada Bankers Association
• Moderator: Paul Benda, Executive Vice President, Risk, Fraud and Cyber Security, American Bankers Association

Part 2: Taking the fight to fraudsters: Leveraging data, bot armies, and offensive disruption strategies

• Kitboga, Scam education content creator, fraud prevention expert, software engineer and CEO of Seraph Secure
• Moderator: Paul Benda, Executive Vice President, Risk, Fraud and Cyber Security, American Bankers Association

5:00 PM – 6:00 PM

Reception in The Hub

7:30 AM – 6:00 PM

Registration open

7:30 AM – 8:15 AM

Industry Insights breakfast sessions

The Future of FinCrime Fighting: Agentic AI, Governance and the Power of Collective Intelligence
Sponsored by: Nasdaq Verafin

Financial crime is becoming faster, more complex, and increasingly enabled by AI. As criminals leverage technology to operate with greater scale and sophistication, financial institutions must rethink how investigations, risk management, and intelligence sharing are achieved.

This session examines the emergence of Agentic AI, the governance frameworks required to deploy it responsibly, and the practical considerations for building organizational support. Participants will explore common themes from more than 800 financial institutions that have adopted Nasdaq Verafin's Agentic AI Workforce, approaches to demonstrating value, and why the next generation of financial crime prevention may depend on a more connected, network-driven approach to identifying threats across the industry.

• Cheryl Friedenbach, AVP, Product Strategy, Nasdaq Verafin
• Charles Taylor, Head of AML Commercial Strategy, Nasdaq Verafin

Practical ways to stop fraud earlier, before you lose customer trust — and growth
Sponsored by: Q2
Fraud has become one of the biggest threats to growth and customer trust for financial institutions, as generative AI fuels hyper-realistic scams and instant account takeovers that render traditional “detect and defend” approaches obsolete. In this session, Q2’s Brian Hall will show how banks can turn fraud prevention into a growth and experience differentiator through identity-centric, real-time prevention; stronger orchestration; behavioral insights; and AI-driven controls that stop fraud earlier without adding friction.

8:00 AM – 8:30 AM

Continental light breakfast

8:30 AM – 10:00 AM

General session

Financial Crime Frontlines: Policy, Enforcement and Regulatory Priorities Shaping What’s Next

Part 1: Washington Update

The latest on ABA efforts to combat illicit finance and fraud

• Naomi Camper, Chief Policy Officer, American Bankers Association

Part 2: DOJ Initiatives and Scam Center Strike Force

Fraud is now a global, coordinated enterprise and banks are on the front lines. The U.S. Department of Justice’s Scam Center Strike Force represents a new approach: combining law enforcement, intelligence, and cross-sector collaboration to disrupt large-scale scam operations. In this featured session, U.S. Attorney for the District of Columbia Jeanine Ferris Pirro, who leads the Scam Center Strike Force, offers insights into how these networks operate, how funds are moved and laundered, and where financial institutions play a critical role. Find out banks can better align with law enforcement efforts to detect, disrupt, and prevent scams at scale.

• Jeanine Pirro, U.S. Attorney for the District of Columbia, Department of Justice

Part 3: Regulatory panel

• Jackie Blaesi-Freed, Deputy Associate Director, Policy Division, FinCEN
• Jessica Bonilla, BSA/AML Compliance Policy Specialist, OCC
• A. Christina Cornell – Pape, Chief of Financial Crimes, FDIC
• Thomas Weldy, Lead BSA/AML Policy Analyst, Federal Reserve Board
• Moderator: Heather Trew, SVP & Counsel (Bank Secrecy Act, Anti-Money Laundering, Sanctions), Regulatory Compliance & Policy, American Bankers Association

10:00 AM – 10:45 AM

Coffee break in The Hub

10:45 AM – 11:30 AM

Concurrent sessions IV

From SAR to sentencing: Case study with law enforcement and prosecutors

Join federal and state law enforcement officials, prosecutors and financial crime investigators for a candid discussion on what they look for when reviewing a SAR. Learn which narratives, data elements, transaction details and supporting information are most valuable in connecting suspects, uncovering criminal activity and advancing investigations.

• Det. Ben Fornwalt, Criminal Investigations Division, Financial & Cybercrime Unit, Loudoun County Sherriff's Office
• Ana Gutierrez, Fraud Investigations Manager, American Riviera Bank
• Moderator: Laurel Sykes, EVP, Chief Risk Officer, American Riviera Bank

From model risk to business risk: Why weak model governance is no longer acceptable

If you can’t trust the model, you can’t defend the decisions it drives. And right now, many banks are moving faster than their controls can support.

This session confronts the risks of deploying models without sufficient testing and validation. Learn how to close governance gaps, strengthen quality assurance, and ensure your AI-driven decisions are reliable before those gaps turn into real exposure.

• Carrie Gilson, SVP, EFCC FIU Director, US Bank
• Anish Saran, SVP Model Risk Management, Wintrust Financial Corporation
• Lena Zakharova, Head of Quantitative Financial Crimes, Truist
• Moderator: Shannon Bennett, Senior Vice President, Compliance Technology Product Management, Wintrust Financial Corp.

How business identity theft is fueling illicit finance and going undetected

Business identity fraud often begins at account opening, where fake or compromised entities can appear legitimate. Leveraging insights from recent FinCEN guidance, this session will explore emerging threats, overlooked warning signs, and effective controls to help institutions identify and mitigate risk before fraud escalates into financial loss or illicit activity.

• Jaye Eubanks, Chief Technology Officer, United Bank
• Moderator: Sam Drennen, Vice President, Fraud Operations and Technology, American Bankers Association

Checks aren't dead — neither is check fraud

Despite the rise of digital payments, check fraud remains one of the fastest-growing threats facing financial institutions. Fraudsters are exploiting weaknesses in both consumer and government-issued checks through mail theft, check washing, counterfeit items, altered payees and Treasury check fraud schemes that result in significant losses and operational challenges.

• Karen Boyer, SVP Fraud Intelligence, M&T Bank Corp.
• Nicole Fluhart, Risk Fraud Manager, Operations, American Community Bank & Trust
• Gary Swasey, Bureau of the Fiscal Service
• Moderator: Patrick Smith, SVP, Fraud Operations, American Bankers Association

11:30 AM – 1:00 PM

Seated luncheon with speaker

• Jenna Casanova, Acting Director, FinCEN
• Moderator: Heather Trew, SVP & Counsel (Bank Secrecy Act, Anti-Money Laundering, Sanctions), Regulatory Compliance & Policy, American Bankers Association

1:00 PM – 1:30 PM

Dessert in The Hub

1:30 PM – 2:15 PM

Concurrent sessions V

New tactics to counter a new era of sanctions evasion and sham transactions

As sanctions evasion tactics evolve, financial institutions must move beyond traditional screening approaches and learn to identify the practical and economic realities behind ownership structures. This session will explore the latest sanctions-evasion typologies, red flags associated with sham transactions and how institutions can strengthen customer due diligence, beneficial ownership reviews, transaction monitoring and sanctions investigations.

• Paul Achman, BSA Director, Wintrust Financial Corporation
• Cheryl Friedenbach, Product Strategist, NASDAQ
• Adam M. Smith, Partner, Gibson Dunn & Crutcher LLP
• Moderator: Shannon Bennett, Senior Vice President, Compliance Technology Product Management, Wintrust Financial Corp.

Outsourcing innovation and owning the risk: Why vendor oversight is critical in AI and technology adoption

Your vendors are innovating fast, but are they creating risk faster than you can manage it? As AI capabilities expand, blind spots in vendor oversight are becoming a growing exposure. This session will challenge you to rethink how your bank manages third-party risk. Learn where oversight is breaking down, what regulators expect, and how to regain control before gaps translate into real consequences.

• Kendall Howell, Counsel, Debevoise & Plimpton
• Anish Saran, SVP Model Risk Management, Wintrust Financial Corporation
• Moderator: Alejandro (Alex) Sardinas, VP Regulatory Risk Optimization Manager, Ocean Bank

Closing the loop: How CI-FIRST turns SARs into partnerships

Financial institutions generate valuable intelligence, but too often the exchange of information with law enforcement stops at filing. The IRS’s CI-FIRST initiative is designed to facilitate ongoing communication by giving banks clear insight into how their suspicious activity reports (SARs) and other interactions support real investigations. This session will break down how the program works in practice and where collaboration can improve. Walk away with practical strategies to enhance the quality of the information, strengthen partnerships and ensure your reporting drives meaningful results.

• Jose R. Salcedo, Special Agent, IRS-Criminal Investigation
• Moderator: Patrick Smith, SVP, Fraud Operations, American Bankers Association

Why fraud response is too slow — and how analytics can change it

This session will explore how advanced analytics, AI, and machine learning are helping banks close that gap by accelerating detection, enhancing decision-making, and identifying emerging threats in real time. Learn how new AI-powered tools can help your institution move from reactive investigations to proactive intervention, connect insights to action faster to reduce losses, improve outcomes and strengthen fraud prevention strategies.

• Ben Chance, Early Warning Services
• Moderator: Sam Drennen, Vice President, Fraud Operations and Technology,

2:15 PM – 2:30 PM

Move to next session

2:30 PM – 3:30 PM

Concurrent sessions VI

How banks are deploying proactive AML monitoring powered by intelligence and analytics

This session will explore how banks are using law enforcement intelligence, emerging typologies and advanced analytics to move beyond traditional transaction monitoring scenarios to identify suspicious activity. Using real examples, panelists will discuss how proactive monitoring initiatives uncovered complex patterns, strengthened investigative focus and connected intelligence to actionable outcomes. You will walk away with practical lessons on how to design, test, govern and measure proactive monitoring efforts that can enhance your institution’s AML programs.

• Andrew Davis, Director - FCC Analytics and Operations, Ally Bank
• Ryan Graham, SVP, Compliance Manager II – FIU Analytics/Insider Threat Investigations, M&T Bank
• Tim Lutz, Managing Director, Financial Crime Innovations & Technology, State Street Corp.
• Darrin McLaughlin, EVP, Chief AML Officer & Sanctions Officer, Flagstar Bank
• Moderator: Nicolas Khouri, Executive Compliance Director, BSA/AML Officer, Ally Bank

Reevalutating your AML/CFT program for the anticipated new exam environment
AML/CFT expectations are evolving, and many institutions are discovering that programs built to satisfy yesterday’s exams may not be positioned to demonstrate effectiveness under today’s risk-based approach. Join former regulators and industry leaders for a candid discussion on how examination priorities have evolved, what examiners are looking for today, and where institutions are most likely to fall behind.

• Lisa Arquette, ACAMS, MBA, Senior Advisor, Klaros Advisors LLC and ACAMS External Instructor
• Matt Haslinger, Chief BSA/AML Officer, M&T Bank Corp.
• Donna Murphy, Senior Advisor, Klaros Advisors LLC
• Moderator: Sepideh Rowland, Partner, Klaros Advisors LLC

Reg E vs. fraud reality

Fraud cases don’t always fit neatly into Reg E definitions, but decisions still must be made quickly and consistently. This session will examine where Reg E guidance and fraud reality diverge. Walk away with practical tactics to improve decisioning, reduce risk, and manage customer outcomes more effectively.

• Zane Gilmer, Partner Taft Law
• Moderator: Halle Morgan, VP & Senior Counsel, Regulatory Compliance & Policy, American Bankers Association

Blockchain Intelligence and Crypto Investigations with Project IVAN PPP

Digital asset activity is accelerating across the financial sector, and banks are increasingly expected to understand how to identify, monitor, and investigate crypto-related activity. Join the Illicit Virtual Asset Notification (IVAN) Public Private Partnership (PPP) for a practical discussion on how law enforcement and investigators are leveraging blockchain intelligence to detect illicit activity, support investigations, and trace digital asset transactions.

Banks participating in Project Ivan can gain valuable insights into emerging crypto-related threats, strengthen fraud detection and AML/BSA monitoring capabilities, enhance investigative processes, and improve collaboration with law enforcement. Attendees will learn how blockchain analytics can help identify suspicious activity, uncover hidden transaction patterns, support customer due diligence, and better assess digital asset risk in an evolving financial landscape.

• Chris P. Ante, The MITRE Corporation
• Travis G. Wiehn, Supervisory Special Agent, Virtual Assets Unit, FBI 

3:30 PM – 3:45 PM

Move to next session

3:45 PM – 5:00 PM

General Session 

Part 1: Department of Treasury's Under Secretary for Terrorism and Financial Intelligence (TFI), Gene Lange, will provide an address on their work to execute the administration’s priorities.

Part 2: Fireside chat with OFAC Director Brad Smith
New rules are only part of the challenge — the real test is execution. As regulatory expectations evolve, banks are being assessed not just on what they’ve implemented but how well their programs perform in practice.

This session will explore recent regulatory developments and where execution is breaking down. Learn the practical steps banks must take now to strengthen controls, operationalize requirements and ensure programs hold up under scrutiny

• Gene Lange, Under Secretary for Terrorism and Financial Intelligence (TFI)
• Bradley "Brad" T. Smith, Director, OFAC
• Moderator: Heather Trew, SVP & Counsel (Bank Secrecy Act, Anti-Money Laundering, Sanctions), Regulatory Compliance & Policy, American Bankers Association

5:00 PM – 6:00 PM

Reception in The Hub

7:30 AM – 11:30 AM

Registration open

7:30 AM – 8:15 AM

Industry Insights breakfast sessions

Using AI for better, and faster risk alerts, investigations, and compliance
Sponsored by: NICE Actimize
AI is already changing how institutions detect risk, prioritize alerts, investigate suspicious activity and demonstrate control. This session explores what advanced AI means for financial crime and compliance in practice, from adaptive analytics and predictive models to agentic AI, self-service controls and explainable decisioning. You will learn how financial institutions can move beyond isolated AI use cases toward a more connected, AI-centric operating model that delivers speed, context and confidence. Walk away with practical use cases for AI including how to improve alert quality, risk context and investigation focus, as well as how to streamline workflows and reduce manual effort. You’ll also find ways to speed up AI adoption with explainability and governance.

• Cenk Ipeker, General Manager, Cloud

8:00 AM – 8:30 AM

Continental light breakfast

8:30 AM – 10:00 AM

Learning Labs: Interactive case studies
(not recorded)

Too many risks, not enough resources: How leaders are prioritizing what really matters in AML/CFT

AML/CFT leaders are expected to manage more risk with limited resources, making prioritization a key challenge. This session will examine how institutions identify the risks that matter most and allocate resources accordingly. Through peer discussion, you will gain practical insights into how leaders are making trade-offs, focusing efforts, and improving outcomes in a constrained environment.

• Katie Franklin, CAMS, CFE, VP BSA/OFAC Officer, Wintrust Financial Corp.
• David Gerhart, BSA Officer, Atlantic Community Bankers Bank
• David Tyree, DataWalk
• Moderator: Sepideh Rowland, Partner, Klaros Advisors LLC

AI use cases are growing. Is your organization ready?

AI use cases are expanding, but many remain stuck in experimentation. Without clear ownership and integration, AI struggles to deliver real impact. Banks that are leading the industry in embedding AI across AML/CFT and fraud programs will share where AI should live within the organization, how to structure ownership, and how to scale use cases that drive meaningful, measurable results.

• Carrie Gilson, Senior Vice President, EFCC FIU Director, US Bank
• Beth Herron, Financial Intelligence Unit Executive, Truist Bank
• Alicia Hobbs, Senior Compliance Director - AML Governance, Ally Bank
• Aimee Marva, Senior Compliance Director, FCC analytics and Operations, Ally Bank
• Moderator: Nicolas Khouri, Executive Compliance Director, BSA/AML Officer, Ally Bank

From business case to results: Securing buy-in and maximizing the value of fraud solutions

Successful implementation of fraud prevention technology starts long before deployment. This case study will explore how one institution built a compelling business case, secured board support, evaluated vendors and maximized the value of its fraud solution. You will gain practical insights into gaining stakeholder buy-in, selecting the right technology partner, overcoming common implementation challenges, and optimizing solutions

• Barbara Graziano, Vice President, Internal Audit, Compliance & BSA Officer, Cambridge Savings Bank
• Lenny Gusel, Head of Fraud Solutions, Feedzai
• Moderator: Sam Drennen, Vice President, Fraud Operations and Technology, American Bankers Association

Modernizing identity verification to fight fraud in a digital world

Verifying who is truly behind a transaction or account has become more challenging than ever as fraudsters use AI, deepfakes, synthetic identities and increasingly sophisticated social engineering tactics. This session will explore the evolving identity threat landscape and how financial institutions are modernizing identity verification strategies to combat fraud while maintaining a seamless customer experience. Learn about emerging technologies, authentication approaches and best practices for strengthening trust in an increasingly digital world.

• Jeremy Grant, Managing Director of Technology Business Strategy, Venable
• Cliff Steinhauer, Director, Information Security & Engagement, National Cybersecurity Alliance
• Moderator: John Carlson, SVP, Cybersecurity Regulation and Resilience, American Bankers Association 

10:00 AM – 10:15 AM

Move to next session

10:15 AM – 11:00 AM

General session

Inside Amazon’s fight against fraud: Partnerships, innovation and industry collaboration

Fraud continues to evolve across digital channels, requiring organizations to collaborate across industries to identify threats, share intelligence and protect customers. This session will take a deep dive into how Amazon approaches fraud prevention, including how strategic partnerships, data-sharing initiatives, technology, and operational controls help detect and disrupt fraudulent activity.

• Abigail Bishop, Global Head of Scam Prevention, Amazon
• Moderator: Paul Benda, EVP, Risk, Fraud & Cybersecurity/Security, American Bankers Association

11:00 AM – 11:30 AM

General session

From insight to action: What AML/CFT & fraud leaders are taking back—and prioritizing first

• Paul Benda, EVP, Risk, Fraud & Cybersecurity/Security, American Bankers Association
• Moderator: Heather Trew, SVP & Counsel (Bank Secrecy Act, Anti-Money Laundering, Sanctions), Regulatory Compliance & Policy, American Bankers Association

11:30 AM

Conference concludes