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Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA) regulates the collection practices of third-party debt collectors and grants the Federal Trade Commission (FTC) enforcement authority over non-bank, third-party debt collectors. The Dodd-Frank Act authorizes the Bureau of Consumer Financial Protection to write regulations implementing and updating the FDCPA.

The Consumer Financial Protection Bureau issued the 2019 Fair Debt Collection Practices Act Annual Report in March 2019. ABA expects the Bureau to issue a rulemaking on the FDCPA in spring 2019.

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