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ABA: The American Bankers Association
Press Release
  • For Immediate Release
  • August 26, 2025

ABA Statement on FDIC’s Quarterly Banking Profile

By Sayee Srinivasan, ABA chief economist

“The latest FDIC Quarterly Banking Profile indicates the banking industry remained strong and resilient amid economic uncertainty during the second quarter of the year. Asset quality remained sound, domestic deposits increased, and quarterly loan growth was the strongest we’ve seen since the second quarter of 2022 as banks responded to the funding needs of their customers and communities. The QBP shows America’s banks, with their strong capital and liquidity levels, are poised to continue driving our nation’s economy forward.

“Significantly, the deposit insurance fund reserve ratio increased to 1.36%, surpassing the statutory minimum requirement three years ahead of schedule, which provides an opportunity to revisit assessments and the outlook for the fund. ABA looks forward to participating in that conversation alongside our members.”

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About the American Bankers Association

The American Bankers Association is the voice of the nation’s $24.5 trillion banking industry, which is composed of small, regional and large banks that together employ approximately 2.1 million people, safeguard $19.5 trillion in deposits and extend $12.8 trillion in loans.

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