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ABA: The American Bankers Association
Statement
  • For Immediate Release
  • November 24, 2025

ABA Statement on FDIC’s Quarterly Banking Profile

“The latest FDIC Quarterly Banking Profile indicates the banking industry delivered a strong third quarter and continued to drive the U.S. economy. Lending grew across most categories for banks of all sizes, deposit growth was healthy and asset quality remained stable.

“The industry’s stronger net interest margin across all bank cohorts in the quarter reflects a favorable business environment that allowed banks to lend, support economic activity and maintain financial stability. We also note that the Deposit Insurance Fund reserve ratio maintained its robust growth and increased to 1.40%, well above its statutory minimum of 1.35%, which provides an opportunity for the FDIC to reconsider current assessments. ABA and its members look forward to participating in that conversation.”

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About the American Bankers Association

The American Bankers Association is the voice of the nation’s $25.1 trillion banking industry, which is composed of small, regional and large banks that together employ over 2 million people, safeguard $19.7 trillion in deposits and extend $13.2 trillion in loans.

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