American Bankers Mutual Insurance, Ltd. Declares a $4.2 Million Distribution for 2025

WASHINGTON — The American Bankers Association today announced that American Bankers Mutual Insurance, Ltd., the reinsurer for the ABA-endorsed insurance program, has declared a $4.2 million distribution to be shared by qualified ABA member banks insured through ABA Insurance Services, a member of Great American Insurance Group.

This is the 36th consecutive year that the industry’s leading professional liability and bond insurance provider has declared distributions to eligible ABA member banks, bringing the total to $108.8 million since the program’s inception. ABA member banks that purchase their directors and officers (D&O), bond, cyber, property & casualty, and related insurance from this program are eligible to receive a distribution. 

“This year’s distribution is a powerful reminder of the enduring value ABA membership provides,” said Rob Nichols, ABA president and CEO. “Through ABA Insurance Services, member banks not only gain access to top-tier coverage and risk solutions—they also benefit from consistent financial returns. We’re proud of this long-standing relationship and encourage all member institutions to explore the advantages of participating.” 

“We are proud to announce this year’s distribution is a 10.5% increase from 2024, which we believe is a reflection of our commitment to further enhancing ABA member benefits,” said Gary Hemmer, chairman of American Bankers Mutual Insurance Ltd. and chairman of the board of First National Bank of Waterloo in Waterloo, Ill. “More than 1,200 member banks are projected to benefit from this distribution, in addition to the premier insurance solutions available through this program. We encourage all member banks to check out these offerings and see why ABA Insurance Services is the market leader.”  

In order to receive a distribution, a bank must be a member of ABA and have qualifying D&O, bond, property & casualty, and/or cyber insurance with ABA Insurance Services on Thursday, January 15, 2026. Distributions will take place mid-February 2026.

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About the American Bankers Association

The American Bankers Association is the voice of the nation’s $25.1 trillion banking industry, which is composed of small, regional and large banks that together employ over 2 million people, safeguard $19.7 trillion in deposits and extend $13.2 trillion in loans.

About American Bankers Mutual Insurance, Ltd.

American Bankers Mutual Insurance, Ltd. is a bank-owned, mutual insurance company that reinsures policies written for the ABA-endorsed insurance program.

About ABA Insurance Services

ABA Insurance Services, a Member of Great American Insurance Group, serves the banking industry by offering professional liability, bond, cyber and property and casualty insurance, endorsed by American Bankers Association. This unique program has been a market leader since 1987, and is recognized by insurance and banking professionals as a secure, stable and affordable source of coverage. For more information about ABA Insurance Services, call 800-274-5222 or visit www.abais.com.