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  • Mon., Dec. 5th

  • Tues., Dec. 6th

  • Wed., Dec. 7th

  • On-Demand Only

Mon., Dec. 5th

7:00 AM - 5:30 PM

Registration Open

Don’t wait in a long line Monday morning: If you are arriving in time on Sunday, take advantage of our early registration from 2:00 – 5:00 pm on Sunday, December 4. 

7:30 AM - 8:15 AM

Power Breakfast Sessions

7:45 AM - 8:15 AM

Continental Breakfast in the Foyer
Sponsored by Cravath, Swaine & Moore LLP

8:15 AM - 8:30 AM

Break

8:30 AM - 10:00 AM

General Session

The Complex World of Sanctions: A Fireside Chat

Join the Director of the Office of Foreign Assets Control, Andrea Gacki and sanctions expert Juan C. Zarate, Global Co-Managing Partner and Chief Strategy Officer, K2Integrity as they walk through the critical sanctions issues of today. 

  • Moderator: Juan C. Zarate, Global Co-Managing Partner and Chief Strategy Officer, K2 Integrity 
  • Andrea Gacki, Director of the Office of Foreign Assets Control

10:00 AM - 11:00 AM

Break in The Hub

Your conference experience isn't complete until you visit our corporate partners in the exhibitor Hub. Get to know this year's exhibitors who offer the full array of essential advisory services and innovative software.

11:00 AM - 11:45 AM

Concurrent Sessions - Series # 1

1A - International AML Risks: Detecting Sanctions Evasion Schemes
Repeated in 2A

International sanctions concerns have taken a dominant role in today’s complex geopolitical environment, but are you focused on sanctions evasion schemes? This session will focus on how money laundering can be leveraged to evade sanctions and provide tips on prevention, detection and reporting strategies.

  • Moderator: Lester M. Joseph, Senior Vice President, Manager, Global Financial Crimes Intelligence Group, Wells Fargo & Company
  • Patrick Dutton, Regional Head, Intelligence and Analytics, Financial Crime Threat Mitigation, HSBC North America Holdings
  • Marcy Forman, CAMS, CGSS, Managing Director, Global Financial Crime Investigations and Intelligence Head, Citi

1B - Legal Issues Update 2022
Repeated in 2B

Has the law changed in the past year? Of course it has. This session will update you on significant legal developments from 2022, such as the new regulation requiring identification of beneficial owners; new and increased whistleblower protections; and FinCEN’s increased focus on real estate transactions. The panel will address the impact of the ENABLERS Act, if passed, which would significantly expand the definition of gatekeepers. All in a rapid-fire 45-minute session.

  • Moderator: Gordon Greenberg, Partner, McDermott Will and Emery
  • Eddie Jauregui, Partner, Holland & Knight

1C - Narcotics Trafficking Trends
Repeated in 2C

Are you up to date on the latest trends in narcotics trafficking and how these transnational criminals are laundering their illicit proceeds? Hear a law enforcement roundtable discuss the latest surrounding narcotics trafficking trends, along with specifics they are seeing in SARs.

  • Moderator: Matthew S. Haslinger, Chief BSA/AML Officer, M&T Bank
  • Maria Michel-Manzo, Division Chief, HSI Financial and Fraud Division
  • Albert Giangregorio, Director/Unit Chief, HSI National Bulk Cash Smuggling Center 

1D - KYC as a Service
Repeated in 2D

Both banks and vendors are increasingly offering KYC as a Service to financial institutions, and banks are both offerors as well as consumers of such services. KYC as a Service has been described as a service that bundles every stage of the onboarding process to conduct KYC properly on behalf of an institution. These services aim to assure compliance, while minimizing the costs and burdens of onboarding by improving data control, security, and swift regulatory response. In this session, we will explore the opportunities and challenges posed by such services, and practical steps to follow both for banks that engage such services.

  • Moderator: Daniel P. Stipano, Partner, Davis Polk & Wardwell LLP 
  • Harsh Pandya, President, Giant Oak
  • James Slazas, VaultLink, Chief Executive Officer, Vaultlink 

1E - Model Risk Management: Leading Practices for Building a Strong Model Governance Program for AML and OFAC
Repeated in 2E

This session is designed as a checkup for your evolving model governance program to ensure your model development, testing, validation, and model type are in alignment with your program risks. We’ll also touch on how to manage the story through documentation.

  • Moderator: Jim Arndts, CAMS, BSA Officer, Head of Financial Crimes of the Americas, MUFG
  • Timothy Lutz, Managing Director, Head of Financial Crimes Compliance Innovation and Technology, State Street
  • Nick Pelino, Senior Managing Director, FTI Consulting
  • Cara Wick, FRM, CAMS, Financial Crimes Deputy Director II, Truist

1F - Culture of Compliance: The Impact of Remote Workers
Repeated in 2F

What impact has working remotely had on corporate culture, employee development and retention, transaction monitoring/SAR reporting, QC/QA processes, and more? Our panelists will discuss the challenges facing banks in the post-pandemic work environment. This will include a discussion on new ideas in operationalizing team excellence in a remote work environment – whether your staff are just down the road or thousands of miles away in another country.

  • Moderator: C. Jeanne Applegate, CRCM, CAMS, Bank Secrecy Act Senior Director, Arvest Bank 
  • Cara C. James, CPA, CRCM, Executive Vice President, Chief Risk Officer, Arvest Bank
  • Beau Stubbs, Chief BSA Officer, Cadence Bank 

11:45 AM - 1:00 PM

Innovation Showcase Luncheon

Join us for lunch where you will hear the latest from the top innovative companies in the industry.

1:00 PM - 1:30 PM

Dessert Break in the Hub

Your conference experience isn’t complete until you visit our corporate partners in the exhibitor Hub.

1:30 PM - 2:15 PM

Concurrent Sessions - Series # 2

2A - International AML Update Risks: Detecting Sanctions Evasion Schemes
Repeated in 1A

International sanctions concerns have taken a dominant role in today’s complex geopolitical environment, but are you focused on sanctions evasion schemes? This session will focus on how money laundering can be leveraged to evade sanctions and provide tips on prevention, detection and reporting strategies.

  • Moderator: Lester M. Joseph, Senior Vice President, Manager, Global Financial Crimes Intelligence Group, Wells Fargo & Company
  • Patrick Dutton, Regional Head, Intelligence and Analytics, Financial Crime Threat Mitigation, HSBC North America Holdings
  • Marcy Forman, CAMS, CGSS, Managing Director, Global Financial Crime Investigations and Intelligence Head, Citi

2B - Legal Issues Update 2022
Repeated in 1B

Has the law changed in the past year? Of course it has. This session will update you on significant legal developments from 2022, such as the new regulation requiring identification of beneficial owners; new and increased whistleblower protections; and FinCEN’s increased focus on real estate transactions. The panel will address the impact of the ENABLERS Act, if passed, which would significantly expand the definition of gatekeepers. All in a rapid-fire 45-minute session.

  • Moderator: Gordon Greenberg, Partner, McDermott Will and Emery
  • Eddie Jauregui, Partner, Holland & Knight

2C - Narcotics Trafficking Trends
Repeated in 1C

Are you up to date on the latest trends in narcotics trafficking and how these transnational criminals are laundering their illicit proceeds? Hear a law enforcement roundtable discuss the latest surrounding narcotics trafficking trends, along with specifics they are seeing in SARs.

  • Moderator: Matthew S. Haslinger, Chief BSA/AML Officer, M&T Bank
  • Maria Michel-Manzo, Division Chief, HSI Financial and Fraud Division
  • Albert Giangregorio, Director/Unit Chief, HSI National Bulk Cash Smuggling Center 

2D - KYC as a Service
Repeated in 1D

Both banks and vendors are increasingly offering KYC as a Service to financial institutions, and banks are both offerors as well as consumers of such services. KYC as a Service has been described as a service that bundles every stage of the onboarding process to conduct KYC properly on behalf of an institution. These services aim to assure compliance, while minimizing the costs and burdens of onboarding by improving data control, security, and swift regulatory response. In this session, we will explore the opportunities and challenges posed by such services, and practical steps to follow both for banks that engage such services.

  • Moderator: Daniel P. Stipano, Partner, Davis Polk & Wardwell LLP 
  • Harsh Pandya, President, Giant Oak
  • James Slazas, VaultLink, Chief Executive Officer, Vaultlink

2E - Model Risk Management: Leading Practices for Building a Strong Model Governance Program for AML and OFAC
Repeated in 1E

This session is designed as a checkup for your evolving model governance program to ensure your model development, testing, validation, and model type are in alignment with your program risks. We’ll also touch on how to manage the story through documentation.

  • Moderator: Jim Arndts, CAMS, BSA Officer, Head of Financial Crimes of the Americas, MUFG
  • Timothy Lutz, Managing Director, Head of Financial Crimes Compliance Innovation and Technology, State Street
  • Nick Pelino, Senior Managing Director, FTI Consulting
  • Cara Wick, FRM, CAMS, Financial Crimes Deputy Director II, Truist

2F - Culture of Compliance: The Impact of Remote Workers
Repeated in 1F

What impact has working remotely had on corporate culture, employee development and retention, transaction monitoring/SAR reporting, QC/QA processes, and more? Our panelists will discuss the challenges facing banks in the post-pandemic work environment. This will include a discussion on new ideas in operationalizing team excellence in a remote work environment – whether your staff are just down the road or thousands of miles away in another country.

  • Moderator: C. Jeanne Applegate, CRCM, CAMS, Bank Secrecy Act Senior Director, Arvest Bank 
  • Cara C. James, CPA, CRCM, Executive Vice President, Chief Risk Officer, Arvest Bank
  • Beau Stubbs, Chief BSA Officer, Cadence Bank 

2:15 PM - 2:30 PM

Break

2:30 PM - 3:15 PM

Concurrent Sessions - Series # 3

3A - Sanctions: Coordinating a Response to a Large-Scale Geopolitical Event
Repeated in 4A

Institutions have strong governance programs in place for sanctions list updates and training for our specialized sanctions teams, but are you ready when a new event, such as the war in Ukraine, hits? This session will explore tactics to ensure that your program can respond quickly to rapidly changing and evolving events.

  • Moderator: Mia Levine, BSA Officer, TD Bank
  • Brian Grant, Managing Director, Global Head of Sanctions Compliance, MUFG
  • Kimberly N. Lacey, Chief AML Officer, Key Bank
  • Max Lerner, Managing Director, Global Head Sanctions Compliance and Anti-Bribery and Corruption Compliance, State Street Corporation 

3B - Domestic Terrorist Red Flags
Repeated in 4B

Take a closer look at domestic terrorists and other extremist groups, how they communicate and receive funding, and the threats they pose to the financial system.

  • Moderator: Sepideh Rowland, Senior Managing Director, Financial Services Practice, FTI Consulting
  • Lester M. Joseph, Senior Vice President, Manager Global Financial Crimes Intelligence Group, Wells Fargo & Company
  • Dennis M. Lormel, President & CEO, DML Associates, LLC
  • Peter Sullivan, Senior Financial Private Sector Outreach Liaison, Counterterrorism Division, Federal Bureau of Investigation

3C - Anti-Corruption/Kleptocracy: What You Need to Know Now What has Changed
Repeated in 4C

In light of the issues related to Russia, are you up to date on how ill-gotten proceeds are used for the purchase of luxury goods? Do you know what to look for? Join for an interesting discussion on how the illicit funds are laundered in the luxury goods market.

  • Moderator: Jonathan E. Lopez, Partner, Allen & Overy LLP
  • Michael C. Raffa, Global Head, AML, State Street Corporation
  • Pascale Helene Dubois, Independent International Anti-Corruption Advisor and Adjunct Professor, International Anti-Corruption Law, Georgetown University Law Center
  • Woo S. Lee, Director and Associate General Counsel, Special Investigations, Meta

3D - Check Up on Your AML Three Lines of Defense Model (Small/Mid-Size Banks)
Repeated in 4D

While most organizations are operating with a Three- Lines of Defense governance model, when was the last time you reviewed how it is working? From direct and dotted line reporting structures to feedback loops and sufficiency of first line responsibility within the three lines structure, this session will spotlight key areas for review to maximize effectiveness.

  • Moderator: Marilu Jimenez, Esq., CAMs, President, FINCAdvisors LLC 
  • John McVoy Senior Vice President, Director of Financial Crimes, Heartland Financial USA, Heartland Financial
  • Erik Vingelen, Senior Vice President, Director Financial Crimes Risk Management and BSA/AML/OFAC Officer, Banner Bank

3E - Third Party Risk for AML and Fraud
Repeated in 4E

Third party risk continues to be a top concern across the organization. This session will focus on oversight of vendors and their ability to implement controls and/or be nimble to change rules, especially as AML and fraud typologies continue to change. 

  • Moderator: Krista Shonk, Vice President and Senior Counsel, Fair and Responsible Banking, Regulatory Compliance and Policy, American Bankers Association
  • Firas Mustapha, Senior Director of Compliance, Arvest Bank
  • Ralph Wright, CAMS, Principal, Consulting, Crowe LLP

3F - Cryptocurrency Fraud Risks
Repeated in 4F

This session will provide insights in effectively monitoring for cryptocurrency fraud, including identifying customers and analyzing the systems and level of expertise required among your team.

  • Moderator: Gabe Hidalgo, Managing Director, FTI Consulting 
  • David Rybicki, Partner, K&L Gates
  • Jack McDonald, Special Agent, IRS:CI Cyber Crimes Unit 
  • Michelle Neufeld, Deputy CCO and BSA Officer, BitGo

3:15 PM - 3:30 PM

Break

3:30 PM - 4:30 PM

General Session

Keynote Address

  • Elizabeth Rosenberg, Assistant Secretary for Terrorist Financing and Financial Crimes, US Department of Treasury, Washington, DC

4:30 PM - 5:30 PM

Reception in the Hub
Sponsored by ABA Endorsed Solutions

Tues., Dec. 6th

7:30 AM - 5:00 PM

Registration Open

7:30 AM - 8:15 AM

Power Breakfast Sessions

1. Moving The Needle on Human Trafficking Awareness and Detection
Sponsored by Guidehouse

The financial industry continues to work together to detect the proceeds of human trafficking within the financial system and has made great strides.  While new technologies and greater awareness has been instrumental, there is still work to be done.  In this session with the Knoble and Guidehouse, we will discuss challenges and best practices and key learnings to continue this important work in 2023. Carmin DeRose from Homeland Security Investigations will participate in the panel and provide law enforcement perspective.

  • Moderator: Timothy Mueller, Partner & Financial Services Segment Technology Leader, Guidehouse
  • Ian Mitchell, Founder & Board Chair, The Knoble
  • Carmin DeRose, Homeland Security Investigations
  • Rachel Sazanowicz, Director, Global Investigations & Compliance, Guidehouse

2. The Future is Now: The Case for Machine Learning in AML and Compliance Programs
Sponsored by Symphony Ayasdi

Artificial Intelligence (AI) and Machine Learning (ML) have been at the forefront of innovation across many industries. This large-scale adoption of AI across various industries begs the question: How has AI translated into AML and BSA functions at banks? This session aims to uncover the value and pitfalls of AI and machine learning in the AML detection toolbox.

  • Deleep Nair, Head of Solutions Engineering, NAM, Symphony Ayasdi

7:45 AM - 8:15 AM

Continental Breakfast in the Foyer

8:15 AM - 8:30 AM

Break

8:30 AM - 10:00 AM

General Session

Part 1: Keynote Address: Update from FinCEN

  • Himamauli Das, Acting Director, Financial Crimes Enforcement Network

Part 2: Regulatory Roundtable 
Join us for our annual regulatory roundtable which has been an annual highlight of this conference. Expect discussions surrounding the Anti-Money Laundering Act of 2020, exam trends and expectations and other updates.

  • Moderator: Debra A. Roberts, Managing Director, Global Head of Financial Crimes Compliance, BNY Mellon
  • Lisa D. Arquette, Associate Director, Division of Risk Management Supervision, Federal Deposit Insurance Corporation
  • Koko Ives, Manager, BSA/AML Compliance Section, Division of Supervision and Regulation, Board of Governors of the Federal Reserve System
  • James Martinelli, Deputy Associate Director, Policy Division, Financial Crimes Enforcement Network
  • Donna Murphy, Deputy Comptroller for Compliance Risk Policy, Office of the Comptroller of the Currency (OCC)

10:00 AM - 10:45 AM

Break in The Hub

Get to know this year’s exhibitors who offer the full array of essential advisory services and innovative software in the Hub.

10:45 AM - 11:30 AM

Concurrent Sessions - Series # 4

4A - Sanctions: Coordinating a Response to a Large-Scale Geopolitical Event
Repeated from 3A

Institutions have strong governance programs in place for sanctions list updates and training for our specialized sanctions teams, but are you ready when a new event, such as the war in Ukraine, hits? This session will explore tactics to ensure that your program can respond quickly to rapidly changing and evolving events.

  • Moderator: Mia Levine, BSA Officer, TD Bank
  • Brian Grant, Managing Director, Global Head of Sanctions Compliance, MUFG
  • Kimberly N. Lacey, Chief AML Officer, Key Bank
  • Max Lerner, Managing Director, Global Head Sanctions Compliance and Anti-Bribery and Corruption Compliance, State Street Corporation

4B - Domestic Terrorist Red Flags
Repeated from 3B

Take a closer look at domestic terrorists and other extremist groups, how they communicate and receive funding, and the threats they pose to the financial system.

  • Moderator: Sepideh Rowland, Senior Managing Director, Financial Services Practice, FTI Consulting
  • Lester M. Joseph, Senior Vice President, Manager Global Financial Crimes Intelligence Group, Wells Fargo & Company
  • Dennis M. Lormel, President & CEO, DML Associates, LLC
  • Peter Sullivan, Senior Financial Private Sector Outreach Liaison, Counterterrorism Division, Federal Bureau of Investigation

4C - Anti-Corruption/Kleptocracy: What Has Changed?
Repeated from 3C

In light of the issues related to Russia, are you up to date on how ill-gotten proceeds are used for the purchase of luxury goods? Do you know what to look for? Join for an interesting discussion on how the illicit funds are laundered in the luxury goods market.

  • Moderator: Jonathan E. Lopez, Partner, Allen & Overy LLP
  • Michael C. Raffa, Global Head, AML, State Street Corporation
  • Pascale Helene Dubois, Independent International Anti-Corruption Advisor and Adjunct Professor, International Anti-Corruption Law, Georgetown University Law Center
  • Woo S. Lee, Director and Associate General Counsel, Special Investigations, Meta

4D - Check Up on Your AML Three Lines of Defense Model (Small/Mid-Size Banks)
Repeated from 3D

While most organizations are operating with a Three- Lines of Defense governance model, when was the last time you reviewed how it is working? From direct and dotted line reporting structures to feedback loops and sufficiency of first line responsibility within the three lines structure , this session will spotlight key areas for review to maximize effectiveness. 

  • Moderator: Marilu Jimenez, Esq., CAMs, President, FINCAdvisors LLC 
  • John McVoy Senior Vice President, Director of Financial Crimes, Heartland Financial USA, Heartland Financial
  • Erik Vingelen, Senior Vice President, Director Financial Crimes Risk Management and BSA/AML/OFAC Officer, Banner Bank

4E - Third Party Risk for AML and Fraud
Repeated from 3E

Third party risk continues to be a top concern across the organization. This session will focus on oversight of vendors and their ability to implement controls and/or be nimble to change rules, especially as AML and fraud typologies continue to change. 

  • Moderator: Krista Shonk, Vice President and Senior Counsel, Fair and Responsible Banking, Regulatory Compliance and Policy, American Bankers Association
  • Firas Mustapha, Senior Director of Compliance, Arvest Bank
  • Ralph Wright, CAMS, Principal, Consulting, Crowe LLP

4F - Cryptocurrency Fraud Risks
Repeated from 3F

This session will provide insights in effectively monitoring for cryptocurrency fraud, including identifying customers and analyzing the systems and level of expertise required among your team.

  • Moderator: Gabe Hidalgo, Managing Director, FTI Consulting 
  • Jack McDonald, Special Agent, IRS:CI Cyber Crimes Unit 
  • Michelle Neufeld, Deputy CCO and BSA Officer, BitGo
  • David Rybicki, Partner, K&L Gates

11:30 AM - 1:00 PM

Seated Luncheon and Presentation

Driving a Successful Workplace Culture in Today’s New Normal

Lunch is a time to get nourishment and we also want to provide you with food for thought!

Our panelists will explore current challenges in the workplace specific to financial crimes. They will first help broaden our understanding of DEI and it’s power to improve performance by deploying inclusive management strategies. They will also engage in a discussion of how to detect and prevent burnout among your team members to increase engagement and improve success.

  • Heather Allen, CAMS, CRCM, CAFP, Deputy Director of Financial Crime, Senior Vice President, Truist
  • James A. Candelmo, Chief AML and Sanctions Officer, The PNC Financial Group 
  • Richard H. Harvey, Jr., Executive Vice President, General Counsel and Director of Compliance Risk, Beneficial State Bank

1:00 PM - 1:30 PM

Dessert Break in the Hub

1:30 PM - 2:15 PM

Concurrent Sessions - Series #5

5A - Elder Exploitation: You Don’t Know What Love Is
Repeated in 6A

We’ve offered many sessions covering elder exploitation over the years, however, this year, we are focused on emerging issues and risks. Our experts will walk through customer account management and new monitoring red flags as well as discuss new ways to educate both staff and customers on specific bank vs customer responsibilities.

  • Moderator: Sepideh Rowland, CBCO, CAFP, Senior Managing Director, FTI Consulting
  • Jacqueline Blaesi-Freed, Assistant Director, Consumer Protection Branch, United States Department of Justice
  • Jennell Huff, Relationship Executive, Community Outreach Coordinator, Bank of the Rockies
  • Diane Porter, CFE, CAMS, Senior Vice President, Director of Financial Crimes, BSA Officer, Bangor Savings Bank 

5B - Check Fraud - What is Old is New Again
Repeated in 6B

While fraud professionals have focused their efforts on cyber-enabled fraud, old fashioned check fraud has made a comeback. Join our experts as they review changes and what they see on the horizon.

  • Moderator: James “Jim” Hitchcock, Vice President, Fraud Mitigation/Security, American Bankers Association
  • Brendan Donahue, Assistant Inspector in Charge, Mail Theft and Child Exploitation, USPIS HQ Criminal Investigations Group, United States Postal Service
  • Matthew O’Neill, Assistant Special Agent in Charge, Global Investigative Operations Center (GIOC)/Cyber Intelligence Section (CIS)
  • Andrew Zakrocki, JD, Senior Managing Counsel & Managing Director, The Bank of New York

5C - Effective Integration of FinCEN's Priorities Into SAR Monitoring
Repeated in 6C

How well are you evaluating your SAR process through the lens of FinCEN’s Priorities? While we all know what they are, how are we using them as intended to identify risk(s) in those areas?

  • Moderator: C. Jeanne Applegate, CRCM, CAMS, Bank Secrecy Act Senior Director, Arvest Bank
  • Roy D’sa, Executive Vice President, Chief BSA/AML Officer and Chief Operational Risk Officer, Huntington National Bank
  • Carl Francois, CAMS CAFP, BSA and Fraud Officer, Senior Vice President, Southern First Bank
  • Andrea Sharrin, Managing Director and Head of Financial Crime for the Americas and Investment Bank, Barclays

5D - Your Fraud Governance: Fraud Alert Life Cycle and Controls
Repeated in 6D

How has your fraud alert life cycle process evolved to adjust for adjusting your fraud risk appetite, fraud risk control measures and fraud loss numbers/expectations? How does your fraud alert life cycle fit into your overall governance strategy? Join us for a discussion led by industry practitioners.

  • Moderator/Speaker: Allen Love, Senior Vice President, Head of Fraud Risk Management, Global Security & Investigations
  • Kevin King, Senior Vice President, Director, Enterprise Fraud Management, Atlantic Union Bank
  • Keith Parsons, BSA Director, Arvest Bank

5E - Robotic Processing: What Should Your Process Automation Look Like (especially for Community and Mid-Size Banks)
Repeated in 6E

  • Moderator: Heather Allen, CAMS, CRCM, CAFP, Deputy Director of Financial Crime, Senior Vice President, Truist
  • Chris Phillips, Senior Vice President, Director of AML Compliance, Valley National Bank, Wayne, NJ
  • Jo-el Putnam, CAMS, CFE, Vice President, Financial Crimes Sr. Investigator III, FIU Administration – Innovations, Truist

5F - Fraud Concerns in Payments
Repeated in 6F

Join us for a deep dive on fraud and the implications for banks if Regulation E liability expands to include authorized transactions.

  • Moderator/Speaker: Steve Kenneally, Senior Vice President, Payments, American Bankers Association
  • Keith Andrzejewski, Partner, Ernst & Young

2:15 PM - 2:30 PM

Break

2:30 PM - 3:15 PM

Concurrent Sessions - Series #6

6A - Elder Exploitation: You Don’t Know What Love Is
Repeated from 5A

We’ve offered many sessions covering elder exploitation over the years, however, this year, we are focused on emerging issues and risks. Our experts will walk through customer account management and new monitoring red flags as well as discuss new ways to educate both staff and customers on specific bank vs customer responsibilities.

  • Moderator: Sepideh Rowland, CBCO, CAFP, Senior Managing Director, FTI Consulting
  • Jacqueline Blaesi-Freed, Assistant Director, Consumer Protection Branch, United States Department of Justice
  • Jennell Huff, Relationship Executive, Community Outreach Coordinator, Bank of the Rockies
  • Diane Porter, CFE, CAMS, Senior Vice President, Director of Financial Crimes, BSA Officer, Bangor Savings Bank 

6B - Check Fraud - What is Old is New Again
Repeated from 5B

While fraud professionals have focused their efforts on cyber-enabled fraud, old fashioned check fraud has made a comeback. Join our experts as they review changes and what they see on the horizon.

  • Moderator: James “Jim” Hitchcock, Vice President, Fraud Mitigation/Security, American Bankers Association
  • Brendan Donahue, Assistant Inspector in Charge, Mail Theft and Child Exploitation, USPIS HQ Criminal Investigations Group, United States Postal Service
  • Matthew O’Neill, Assistant Special Agent in Charge, Global Investigative Operations Center (GIOC)/Cyber Intelligence Section (CIS)
  • Andrew Zakrocki, JD, Senior Managing Counsel & Managing Director, The Bank of New York
6C - Effective Integration of FinCEN's Priorities Into SAR Monitoring

Repeated from 5C

How well are you evaluating your SAR process through the lens of FinCEN’s Priorities? While we all know what they are, how are we using them as intended to identify risk(s) in those areas?

  • Moderator: C. Jeanne Applegate, CRCM, CAMS, Bank Secrecy Act Senior Director, Arvest Bank
  • Roy D’sa, Executive Vice President, Chief BSA/AML Officer and Chief Operational Risk Officer, Huntington National Bank
  • Carl Francois, CAMS CAFP, BSA and Fraud Officer, Senior Vice President, Southern First Bank
  • Andrea Sharrin, Managing Director and Head of Financial Crime for the Americas and Investment Bank, Barclays

6D - Your Fraud Governance: Fraud Alert Life Cycle and Controls
Repeated from 5D

How has your fraud alert life cycle process evolved to adjust for adjusting your fraud risk appetite, fraud risk control measures and fraud loss numbers/expectations? How does your fraud alert life cycle fit into your overall governance strategy? Join us for a discussion led by industry practitioners.

  • Moderator/Speaker: Allen Love, Senior Vice President, Head of Fraud Risk Management, Global Security & Investigations
  • Kevin King, Senior Vice President, Director, Enterprise Fraud Management, Atlantic Union Bank
  • Keith Parsons, BSA Director, Arvest Bank

6E - Robotic Processing: What Should Your Process Automation Look Like (especially for Community and Mid-Size Banks)
Repeated from 5E

  • Moderator: Heather Allen, CAMS, CRCM, CAFP, Deputy Director of Financial Crime, Senior Vice President, Truist
  • Chris Phillips, Senior Vice President, Director of AML Compliance, Valley National Bank, Wayne, NJ
  • Jo-el Putnam, CAMS, CFE, Vice President, Financial Crimes Sr. Investigator III, FIU Administration – Innovations, Truist

6F - Fraud Concerns in Payments
Repeated from 5F

Join us for a deep dive on fraud and the implications for banks if Regulation E liability expands to include authorized transactions.

  • Moderator/Speaker: Steve Kenneally, Senior Vice President, Payments, American Bankers Association
  • Keith Andrzejewski, Partner, Ernst & Young

3:15 PM - 3:30 PM

Break

3:30 PM - 5:00 PM

General Session

Law Enforcement Priorities and Enforcement Trends

We are honored to present two keynote addresses from very special guest speakers who will outline current law enforcement priorities and concerns from the unique perspectives of the Department of Justice and the FBI.

  • Marshall Miller, Principal Associate Deputy Attorney General, US Department of Justice
  • Timothy Langan, Executive Assistant Director, Criminal, Cyber, Response, and Services Branch, Federal Bureau of Investigation

5:00 PM - 6:00 PM

Reception in The Hub

Wed., Dec. 7th

7:30 AM - 11:30 AM

Registration Open

7:30 AM - 8:15 AM

Power Breakfast Sessions

1. Learn more about ABA’s Financial Crime Certification - CAFP
Sponsored by ABA Certifications

Interested in learning out more about ABA’s financial crime certification? Join current Certified AML and Fraud Professionals over continental breakfast and learn why the CAFP is unique to the banking industry and how to earn the certification.

  • Gauri Sharma, VP, Professional Certifications Risk & Compliance, American Bankers 
    Association

2. Every Conference has a Crypto Session…What do I really need to know as a bank?
Sponsored by Ciphertrace, a Mastercard Company

Join this session, led by a former federal regulator, to focus on what banks really need to know to accurately identify and effectively mitigate AML/CFT risk posed by crypto and other virtual asset related activities.

  • Robert Triano, Director of Crypto Risk, CipherTrace, a Mastercard Company

7:45 AM - 8:15 AM

Continental Breakfast in the Foyer

8:15 AM - 8:30 AM

Break

8:30 AM - 9:15 AM

Concurrent Sessions - Series # 7 

7A - New Techniques in Detecting Child Exploitation
Repeated in 8A

During this session, you will learn how you could use anti-money laundering and fraud techniques to detect the live streaming of child exploitation. We will use a case study featuring The Knoble’s 2022 project called Umbra, where five banks worked with law-enforcements to implement strategies to identify the illegal live streaming exploitation of children. The panel will feature representatives from The Knoble, banks and law enforcement who will share how they partnered as well as share the exponential results.

  • Moderator/Speaker: Ian T. Mitchell, CAFP, Founder and Board Chair, The Knoble
  • Karen Arrabal, Senior Vice President, Financial Crimes – Investigations, Fifth Third Bank
  • Daniel Kenny, Acting Unit Chief, Child Exploitation Investigations Unit (CEIU), HSI Cyber Crimes Center (C3), Homeland Security Investigations (HSI)
  • Mike Ripley, Vice President, Financial Investigations Unit, Compliance Manager, M&T Bank

7B - Solving Customer Authentication Challenges from Credential Stuffing to Synthetic Identities. 
Repeated in 8B

This panel will discuss ways banks combat fraud and identity theft by using more sophisticated authentication and verification processes and review key outcomes from an ABA-Oliver Wyman paper on trusted digital identities.

  • Moderator: John W. Carlson, Vice President, Cybersecurity Regulation and Resilience, American Bankers Association
  • Austin Hong, Partner, Finance and Risk, Anti Financial Crimes Compliance, Oliver Wyman
  • Tiffany McLee, Director, Cyber Fraud Fusion, Ally Financial

7C - Phishing Trends
Repeated in 8C

Financial Crimes Professionals have become all too familiar with phishing scams perpetrated on their customers and even on their own staff. The COVID-19 era has increased these crimes with the Federal Trade Commission data revealing that consumers reported losing more than $5.8 billion to phishing and other fraud in 2021, an increase of more than 70% over the previous year. Join us as we walk through the latest trends in phishing (and the related Business Email Compromise Scams) and tools you can use to monitor and mitigate phishing fraud as well as educate your customers.

  • Moderator: Heidi D. Ponder, CAMS, CAFP, BSA Officer, Centier Bank
  • Robert C. Crapo, Head of Fusion Intelligence, Cyber and Security Leader, TD Bank
  • James “Jim” Hitchcock, Vice President, Fraud Mitigation/Security, American Bankers Association

7D – Government Fraud: Fast Download of the Latest Crimes and Red Flags
Repeated in 8D

This session is your quick update on government-related fraud, including COVID-19 fraud, tax fraud, student loan fraud, and other schemes targeting government programs and benefits.

  • Moderator: Julian L. Andre’, Partner, McDermott Will & Emery LLP
  • Avi Perry, Chief of the Market Integrity and Major Frauds Unit, Fraud Section, US Department of Justice
  • Richard Weber, General Counsel, New York State Department of Financial Services, New York, NY

7E - Data Integrity: An Essential Piece of Your Data Governance Strategy
Repeated in 8E

Good, clean data is essential to the operation of a transaction monitoring system; without this level of information, results of monitoring and customer risk rating are skewed, making partnerships between data governance and a bank’s financial crimes team critical. This session will explore building a robust data governance process that sets the expectation for accurate data beginning at account inception.

  • Moderator: James “Jay” Como, Chief Finance Data Officer, Silicon Valley Bank
  • Jeff Chamberlain, Senior Director, AML Analytics and Operations, Ally 
  • Carrie Gilson, Senior Vice President, Director of Financial Intelligence and Analytics, US Bank

7F - Managing Bank-FinTech Partnerships
Repeated in 8F

From oversight and understanding the allocation of BSA compliance responsibilities, this session will walk through what you need to consider in managing these important product relationships.

  • Moderator: James Sayko, Managing Director, Financial Crimes Leader, Corporate and Investment Banking, Wells Fargo
  • Amy Pugh, General Counsel, Green Dot Corporation
  • Dan Alexander, Chief Compliance and Anti-Financial Crimes Officer, North America, Stripe

9:15 AM - 9:30 AM

Break

9:30 AM - 10:15 AM

Concurrent Sessions - Series # 8

8A - New Techniques in Detecting Child Exploitation
Repeated from 7A

During this session, you will learn how you could use anti-money laundering and fraud techniques to detect the live streaming of child exploitation. We will use a case study featuring The Knoble’s 2022 project called Umbra, where five banks worked with law-enforcements to implement strategies to identify the illegal live streaming exploitation of children. The panel will feature representatives from The Knoble, banks and law enforcement who will share how they partnered as well as share the exponential results.

  • Moderator/Speaker: Ian T. Mitchell, CAFP, Founder and Board Chair, The Knoble
  • Karen Arrabal, Senior Vice President, Financial Crimes – Investigations, Fifth Third Bank
  • Daniel Kenny, Acting Unit Chief, Child Exploitation Investigations Unit (CEIU), HSI Cyber Crimes Center (C3), Homeland Security Investigations (HSI)
  • Mike Ripley, Vice President, Financial Investigations Unit, Compliance Manager, M&T Bank

8B - Solving Customer Authentication Challenges from Credential Stuffing to Synthetic Identities
Repeated from 7B

This panel will discuss ways banks combat fraud and identity theft by using more sophisticated authentication and verification processes and review key outcomes from an ABA-Oliver Wyman paper on trusted digital identities.

  • Moderator: John W. Carlson, Vice President, Cybersecurity Regulation and Resilience, American Bankers Association
  • Austin Hong, Partner, Finance and Risk, Anti Financial Crimes Compliance, Oliver Wyman
  • Tiffany McLee, Director, Cyber Fraud Fusion, Ally Financial

8C - Phishing Trends
Repeated from 7C

Financial Crimes Professionals have become all too familiar with phishing scams perpetrated on their customers and even on their own staff. The COVID-19 era has increased these crimes with the Federal Trade Commission data revealing that consumers reported losing more than $5.8 billion to phishing and other fraud in 2021, an increase of more than 70% over the previous year. Join us as we walk through the latest trends in phishing (and the related Business Email Compromise Scams) and tools you can use to monitor and mitigate phishing fraud as well as educate your customers.

  • Moderator: Heidi D. Ponder, CAMS, CAFP, BSA Officer, Centier Bank
  • Robert C. Crapo, Head of Fusion Intelligence, Cyber and Security Leader, TD Bank
  • James “Jim” Hitchcock, Vice President, Fraud Mitigation/Security, American Bankers Association

8D – Government Fraud: Fast Download of the Latest Crimes and Red Flags
Repeated from 7D

This session is your quick update on government-related fraud, including COVID-19 fraud, tax fraud, student loan fraud, and other schemes targeting government programs and benefits.

  • Moderator: Julian L. Andre’, Partner, McDermott Will & Emery LLP
  • Avi Perry, Chief of the Market Integrity and Major Frauds Unit, Fraud Section, US Department of Justice
  • Richard Weber, General Counsel, New York State Department of Financial Services, New York, NY

8E - Data Integrity: An Essential Piece of Your Data Governance Strategy
Repeated from 7E

Good, clean data is essential to the operation of a transaction monitoring system; without this level of information, results of monitoring and customer risk rating are skewed, making partnerships between data governance and a bank’s financial crimes team critical. This session will explore building a robust data governance process that sets the expectation for accurate data beginning at account inception.

  • Moderator: James “Jay” Como, Chief Finance Data Officer, Silicon Valley Bank
  • Jeff Chamberlain, Senior Director, AML Analytics and Operations, Ally
  • Carrie Gilson, Senior Vice President, Director of Financial Intelligence and Analytics, US Bank

8F - Managing Bank-FinTech Partnerships
Repeated from 7F

From oversight and understanding the allocation of BSA compliance responsibilities, this session will walk through what you need to consider in managing these important product relationships.

  • Moderator: James Sayko, Financial Crimes Leader, Corporate and Investment Banking, Wells Fargo
  • Amy Pugh, General Counsel, Green Dot Corporation
  • Dan Alexander, Chief Compliance and Anti-Financial Crimes Officer, North America, Stripe

10:15 AM - 10:30 AM

Break

10:30 AM - 11:45 AM

General Session

Machine Learning and AI: From Mitigating Bias to Maximizing Value

Leading technologist Gary Shiffman, Founder and CEO of Giant Oak and Co-Founder and CEO of Consilient will discuss the evolving future of financial crimes accuracy and ethics in artificial intelligence and machine learning. He’ll look at the tradeoffs between accuracy and fairness and accuracy and privacy and how building good models will change our business practices in the future.

  • Gary Shiffman, Founder and CEO of Giant Oak and Co-Founder and CEO of Consilient

On-Demand Only

AML Program Updates: From AMLA to CDD

This must-see session will begin with a review of the impact of the AML Act of 2020, including a preview of changes that are lurking on the horizon. We’ll also cover the key takeaways from the recent final beneficial ownership rule and what it means for your current program.

  • Megan Davis Hodge, Executive Compliance Director, BSA/AML Officer, Ally
  • Marilu Jimenez, Esq., CAMs, President, FINCAdvisors LLC
  • Daniel P. Stipano, Partner, Financial Institutions, Davis Polk & Wardwell LLP

Top Fraud Concerns for BSA Officers

Join the American Bankers Association’s top fraud expert, Jim Hitchcock, as he provides an overview of top fraud concerns that BSA Officers should be focused on. BSA officers can then use this session as their only fraud update, or as a direction to sessions within the conference that will help them coordinate better with their fraud partners.

  • Moderator: Ryan Rasske, Senior Vice President, Risk and Compliance Markets, American Bankers Association
  • James Hitchcock, Vice President, Fraud Mitigation and Security, American Bankers Association

Top Cyber Issues from the ABA

  • Paul Benda, Senior Vice President, Operational Risk and Cybersecurity/Security, American Bankers Association
  • John Carlson Vice President, Cybersecurity Regulation and Resilience/Security, American Bankers Association
This program is subject to change. Please bookmark this page to check for continuing updates. Read ABA Conference and School Policies to help answer additional questions.

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Get updates on the ABA/ABA Financial Crimes Enforcement Conference as we develop this year's program. Contact the Events team if you have any questions.