Program | ABA/ABA Financial Crimes Enforcement Conference

7:30 AM - 5:00 PM

Conference Registration Open

7:30 AM - 8:15 AM

Power Breakfast Sessions

8:00 AM - 8:30 AM

Continental Breakfast in the Foyer

8:30 AM - 10:00 AM

General Session

State of the Industry

This is your inside-the-beltway briefing on the latest key AML/CFT and fraud policy issues that impact how everything you do. Watch this space for senior-level government speakers as they are confirmed!

• Rob Nichols, President and CEO, American Bankers Association

10:00 AM - 11:00 AM

Break in The Hub

Our new high tech solutions hub is where you will engage directly with the top innovators in AML and Fraud.

11:00 AM - 11:45 AM

Concurrent Sessions - Series # 1

Repeated in Series #2

1A New Red Flags in Fentanyl Trafficking

Repeated in 2A

1B Establishing a Risk Framework for AI Use Cases in Financial Crimes

Repeated in 2B

1C BaaS: Risks and Rewards

Repeated in 2C

1D Why You Should Care About the Notice of Proposed Rule Making on AML/CFT Program Rule

Repeated in 2D

While we typically do not focus a session on a proposed rule, we feel this proposed rule could have significant impact for AML Officers. We’ll walk through the proposal, the potential for being approved as proposed, and changes you may need to begin considering now.

1E This is No Longer an IT Problem: AML and Fraud Incident Response to a Ransomware Attack

Repeated in 2E

1FThe Intersection Between Consumer Compliance and Fraud Scams: Risk and Controls

Repeated in 2F

How do consumer compliance regulations intersect with fraud controls? Specifically, do your complaint controls intersect with fraud controls? Join us as we explore how to detangle complications that arise between two units when clear controls are not in place.

11:45 AM - 1:00 PM

Innovation Showcase Luncheon

It’s a lunch and a show – an innovation show. Enjoy a lunch with your peers as innovators share their latest offerings designed to solve your toughest challenges! They only have 5 minutes each to get to the point before they are played off! It’s engaging, informative and fun!

1:00 PM - 1:30 PM

Break in the Hub

Your conference experience isn’t complete until you visit our corporate partners in the exhibitor Hub.

1:30 PM - 2:15 PM

Concurrent Sessions - Series #2

Repeated from Series #1

2A New Red Flags in Fentanyl Trafficking

Repeated from 1A

2B Establishing a Risk Framework for AI Use Cases in Financial Crimes

Repeated from 1B

2C BaaS: Risks and Rewards

Repeated from 1C

2D Why You Should Care About the Notice of Proposed Rule Making on AML/CFT Program Rule

Repeated from 1D

While we typically do not focus a session on a proposed rule, we feel this proposed rule could have significant impact for AML Officers. We’ll walk through the proposal, the potential for being approved as proposed, and changes you may need to begin considering now.

2E This is No Longer an IT Problem: AML and Fraud Incident Response to a Ransomware Attack

Repeated from 1E

2F The Intersection Between Consumer Compliance and Fraud Scams: Risk and Controls

Repeated from 1F

How do consumer compliance regulations intersect with fraud controls? Specifically, do your complaint controls intersect with fraud controls? Join us as we explore how to detangle complications that arise between two units when clear controls are not in place.

2:15 PM - 2:30 PM

Move to Next Session

2:30 PM - 3:15 PM

Concurrent Sessions - Series #3

Repeated in Series #4

3A Managing New Risks in Account Closure

Repeated in 4A

3B Engaging with Crypto: Can It Be Done Safely?

Repeated in 4B

3C Complying with Conflicting Cannabis Regulations

Repeated in 4C

3D Advanced Level AML Governance Practices

Repeated in 4D

There can’t be a financial crimes conference without a governance session and this year’s session promises to be different! In addition to discussions surrounding the key metrics that drive effectiveness, this session will explore how to work with fraud partners in determining what to measure and areas in need of transparency. We’ll also discuss advanced-level operational considerations between the three lines of defense, especially testing, model risk management and audit.

3E Fraud and Vulnerable Customers: Bank Roles and Responsibilities

Repeated in 4E

This session is an opportunity for you to benchmark your program against leading practitioners. Discussions will include romance and elder fraud, human trafficking and pig butchering.

3F Checks: The New Fraud Frontier

Repeated in 4F

Even though checks represent 9% of payments, check fraud represents 60% of total fraud and is the payment method most vulnerable to fraud. This session will cover the latest in mitigating these risks for your bank and your customers, including discussion surrounding identity fraud and KYC.

3:15 PM - 3:30 PM

Move to Next Session

3:30 PM - 4:30 PM

General Session

Cybersecurity: Top Threats and Responses

4:30 PM - 5:30 PM

Reception in The Hub

7:30 AM - 5:00 PM

Registration Open

7:30 AM - 8:15 AM

Power Breakfast Sessions

8:00 AM - 8:30 AM

Continental Breakfast in the Foyer

8:30 AM - 10:30 AM

General Session

Working Together: A Fireside Chat Between FinCEN and OFAC

This must-see conversation with the directors of FinCEN and OFAC features a discussion on where government collaboration is furthering efforts to disrupt illicit finance networks. The discussion will range from shared compliance expectations and enforcement concerns to how they are leveraging feedback loops between sanctions actions, guidance, and financial intelligence to improve their joint impact in securing our nation’s financial system against bad actors.

Moderator:

• Heather Trew, Senior Vice President and Counsel, BSA, AML and Sanctions, American Bankers Association

Speakers:

• Andrea Gacki, Director, Financial Crimes Enforcement Network
• Bradley Smith, Director, Office of Foreign Assets Control

10:30 AM - 11:15 AM

Break in the Hub

11:15 AM - 12:00 PM

Concurrent Sessions - Series #4

Repeated from Series #3

4A Managing New Risks in Account Closure

Repeated from 3A

4B Engaging with Crypto: Can It Be Done Safely?

Repeated from 3B

4C Complying with Conflicting Cannabis Regulations

Repeated from 3C

4D Advanced Level AML Governance Practices

Repeated from 3D

There can’t be a financial crimes conference without a governance session and this year’s session promises to be different! In addition to discussions surrounding the key metrics that drive effectiveness, this session will explore how to work with fraud partners in determining what to measure and areas in need of transparency. We’ll also discuss advanced-level operational considerations between the three lines of defense, especially testing, model risk management and audit.

4E Fraud and Vulnerable Customers: Bank Roles and Responsibilities

Repeated from 3E

This session is an opportunity for you to benchmark your program against leading practitioners. Discussions will include romance and elder fraud, human trafficking and pig butchering.

4F Checks: The New Fraud Frontier

Repeated from 3F

Even though checks represent 9% of payments, check fraud represents 60% of total fraud and is the payment method most vulnerable to fraud. This session will cover the latest in mitigating these risks for your bank and your customers, including discussion surrounding identity fraud and KYC.

12:15 PM - 1:45 PM

Seated Luncheon and Presentation

1:45 PM - 2:15 PM

Break in the Hub

1:30 PM - 2:15 PM

Concurrent Sessions - Series #5

Repeated in Series #6

5A Whistleblower: Updated Practices and Responses

Repeated in 6A

5B AML, Fraud and Technology: Can’t We All Get Along? Successful Collaboration Between BSA, Fraud and IT

Repeated in 6B

BSA and Fraud officers need to be increasingly tuned to both qualitative and quantitative data, and to do so, they increasingly need to be familiar with and tune software, even when they work with sophisticated and established vendors. But they’re not IT experts and many IT departments aren’t familiar with specialized software. This session explores issues such as creating common metrics, how to speak a ‘common language’ and how to overcome the challenges that independent job roles present.

5C Insider Threat Management

Repeated in 6C

5D Mitigating Sanctions and Export Control Risks

Repeated in 6D

5E Is Your Fraud Team Exam Ready?

Repeated in 6E

5F Impersonation Scams and Fraudulent Documents – Risks and Obligations

Repeated in 6F

There is an overwhelming number of issues in the payments fraud space so we’ve decided to bring forward the latest and top concerns in this 45 minute highlight reel. We’ll spotlight emerging risks such as cross channel fraud, phishing, smishing, vishing, merchant fraud and check fraud and we’ll cover the latest in detection and prevention trends. You’ll walk away with new and actionable information.

2:15 PM - 2:30 PM

Move to Next Session

2:30 PM - 3:15 PM

Concurrent Sessions - Series #6

Repeated from Series #5

6A Whistleblower: Updated Practices and Responses

Repeated 5A

6B AML, Fraud and Technology: Can’t We All Get Along? Successful Collaboration Between BSA, Fraud and IT

Repeated from 5B

BSA and Fraud officers need to be increasingly tuned to both qualitative and quantitative data, and to do so, they increasingly need to be familiar with and tune software, even when they work with sophisticated and established vendors. But they’re not IT experts and many IT departments aren’t familiar with specialized software. This session explores issues such as creating common metrics, how to speak a ‘common language’ and how to overcome the challenges that independent job roles present.

6C Insider Threat Management

Repeated from 5C

6D Mitigating Sanctions and Export Control Risks

Repeated from 5D

6E Is Your Fraud Team Exam Ready?

Repeated from 5E

6F Impersonation Scams and Fraudulent Documents – Risks and Obligations

Repeated from 5F

There is an overwhelming number of issues in the payments fraud space so we’ve decided to bring forward the latest and top concerns in this 45 minute highlight reel. We’ll spotlight emerging risks such as cross channel fraud, phishing, smishing, vishing, merchant fraud and check fraud and we’ll cover the latest in detection and prevention trends. You’ll walk away with new and actionable information.

3:15 PM - 3:30 PM

Move to Next Session

3:30 PM - 4:30 PM

General Session

AI in AML and Fraud: What is Here, What is Coming and What May Never Be!

4:30 PM - 5:30 PM

Reception

7:30 AM - 11:00 AM

Registration Open

7:30 AM - 8:15 AM

Power Breakfast Sessions

8:00 AM - 8:30 AM

Continental Breakfast in the Foyer

8:30 AM - 10:15 AM

Concurrent Sessions - Series # 7

Learning Labs

These 90-minute deep dives will provide an interactive opportunity to solve problems and share solutions. Choose one of five options – these will not be repeated.

7A Learning Lab #1: Real-Life Cases from the SAR Review Team

This is not your typical SAR review session! We are looking to take an advance-level approach to upgrading your SAR review process. We’ll tackle real-life cases, discuss the differences in investigations between fraud and AML and how they could collaborate, and we’ll cover current enforcement concerns, FinCEN guidance and law enforcement expectations.

7B Learning Lab #2: Deep Dive on Deep Fakes

You’ve seen news items on deep fakes and likely have seen some demos…but we’re going to go deep into the chaos of AI and fraud. Expect government experts, bankers who are creating new threat mitigation methods and we’ll do some real time deep fake demos to give you an in-depth look at the latest trends.

7C Learning Lab #3: Enhancing your AML/CFT Program Through Effective Data Analytics

Learn some new practical and innovative approaches in enhancing your AML/CFT Program through the use of effective data analytics. From efficiency gains to risk reduction, we’ll discuss innovative data analytics that will help you meet regulatory expectations and emerging threats.

7D Learning Lab #4: Making Your Organizational Structure Work for You

In this session, we’ll divide the room and have groups who have a centralized approach to managing fraud and AML meet together and those with a decentralized approach to explore the tactics of how you make your approach more successful. Through a facilitated discussion, we’ll help you share with your peers strong practices as well as collaborate on new approaches. This session is designed to be less lecture and more peer-to-peer conversation in improving overall collaborative practices, regardless of how your organization is designed.

7E Learning Lab #5: AML and Fraud Officers of the Future: Managing Your Career in Financial Crimes

10:15 AM - 10:30 AM

Move to Next Session

10:30 AM -12:00 PM

General Session

Moving Forward – Meeting Expectations of Regulators and Managing Your Institution’s Financial Crime Risks

We’ll begin with our traditional BSA/CFT Supervisory Panel focused on the latest enforcement concerns and hot button issues. We’ll also explore how regulators are managing the fraud crossover into AML regulatory oversight.

We will conclude with banker-focused key recommendations from practitioners on where to focus efforts in the months ahead.

Moderator:

• Heather Trew, Senior Vice President and Counsel, BSA, AML and Sanctions, American Bankers Association

Speaker:

• Brian E. Nelson, Undersecretary of Terrorism and Financial Intelligence, US Department of Treasury

12:00 PM

Conference Concludes