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ABA: The American Bankers Association
Industry News

Beyond Borrowers: Industry Intelligence for Smarter Lending Mix Decisions

Bankers know that evaluating an individual borrower’s creditworthiness is essential, but that it doesn’t always tell the whole story. To manage risk effectively and maintain portfolio health, credit teams also need to understand how their lending mix stacks up across sectors and over time.

IBISWorld

IBISWorld provides banks the largest database of industry insights and risk ratings. Through a database of over 1,400 customer industries they can identify the best types of companies to target for business banking and lending, and prepare their sales people for customer meetings with relevant industry questions and trends. On the Credit side, IBISWorld helps underwriters benchmark customer financials against industry averages and better price loans, so from Marketing to Portfolio Management, an institution can win the right business with mitigated risk.