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ABA: The American Bankers Association

R&T Deposit Solutions, LLC

ABA Premier Partner

Member Since March 2016


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R&T Deposit Solutions is a leading provider of tech enabled deposit, liquidity, and funding programs that help banks protect and grow deposits, strengthen balance sheets, and offer customers access to expanded FDIC insurance coverage.

Serving national, regional, community, digital, and global banks, R&T delivers configurable cash sweep solutions, including the DDM®, CDMX℠, and RTID® programs that support deposit growth, liquidity optimization, and customer retention.

With a history dating back to 1974, R&T has built a trusted nationwide network and seamless integrations with major core and trust platforms, enabling banks to efficiently access diversified funding and provide customers with enhanced deposit protection.

Banks choose R&T for its combination of a broad, trusted deposit receiving network, tech forward integration with major core and trust systems, and a long standing reputation for exceptional client service and responsible innovation. These strengths enable banks to efficiently access diversified funding, deliver expanded FDIC insurance coverage, and enhance balance sheet liquidity with minimal operational friction.

Click here for R&T’s list of insured receiving institutions in the DDM, CDMX and RTID programs. R&T is not an FDIC or NCUA-insured institution. FDIC and NCUA insurance only covers the failure of an FDIC or NCUA-insured institution, respectively. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The DDM, CDMX and RTID programs, themselves, as well as R&T’s other services are not insured by the FDIC or NCUA, are not deposits and may lose value. Click here for additional legal disclosures.
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  • Contact:
  • Michelle Barone, EVP / CRO
  • 1370 Broadway, 17th Floor
  • New York, NY 10018
  • 1 212 830 5302
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