The Rise of Reciprocal Deposits: Strengthening Core Funding for Community Banks

As banks continue to evolve their funding strategies, a notable shift is reshaping how financial institutions approach them. Reciprocal deposits, once a niche tool, have surged to the forefront of core deposit management, particularly for community banks seeking stable and flexible funding sources.

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R&T Deposit Solutions, LLC

Reich & Tang is a deposit specialist that provides bank trust/wealth managers with a multi-million dollar FDIC insured alternative to money funds. The program offers clients high levels of FDIC insurance, increased yield potential, decreased risk, and enables banks to access investors’ cash balances as a funding source for the bank.

The Rise of Reciprocal Deposits: Strengthening Core Funding for Community Banks

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