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ABA: The American Bankers Association

Ncontracts

ABA Premier Partner

Member Since July 2012

Ncontracts helps banks manage risk and compliance with a customizable platform that gives risk and compliance teams a connected view of their programs — vendor relationships, controls, regulations, findings, policies, and exams in one place.

Designed exclusively for the financial services industry and trusted by 5,000 financial institutions, Ncontracts’ cloud-based software and AI tools are built on 17+ years of proprietary data verified by former regulators, attorneys, and practitioners.

With Ncontracts, financial institutions can:

Manage compliance with Ncomply: A single system of truth that lets banks ask AI compliance questions, research regulatory requirements, and track and manage regulatory change, policies, complaints, reporting and other compliance activities.

Manage third-party risk Nvendor: Assess vendors, perform due diligence, monitor contracts and ongoing risk and maintain a complete record of vendor relationships.

Understand enterprise risk with Nrisk: Identify and assess risks with enterprise and operational risk assessments, controls, indicators, heat maps, and reporting.

Manage audits and findings with Nverify and Nfindings: Risk-based internal audit planning and corrective action and findings management.

Prepare for disruptions with Ncontinuity: Develop, maintain and test business continuity plans.

Address cybersecurity risk with Ncyber: Framework-based tool for assessing cyber maturity and information security risks.

Support lending compliance with Nlending: Transmit and analyze data related to HMDA, CRA, and fair lending.

Strengthen programs with Ncontracts Professional Services: Expert guidance on ERM, compliance, and third-party risk from former regulators, attorneys, and risk officers.

Reduce due diligence workload with expert-reviewed assessments: SOC, financial health, cybersecurity, business continuity, and data protection reports with risk ratings and recommendations.

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  • Contact:
  • Partner MB-Test
  • 1221 Broadway, Suite 1900
  • Nashville, TN 37203
  • 1 615 653 3244
  • Employees: 400
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Video

Why "It Works Fine in Excel" Stopped Working for This Bank

Most compliance software isn't built for banks. It's built for everyone — and then institutions spend time engineering it to fit. Thomas Williams at United Bank wanted something different. A platform that already understood what banks needed, that could pull regulatory updates, lending compliance, vendor management, and risk into one place — without the workaround.

On Demand: TPRM Virtual Bootcamp

Through this bootcamp, you'll gain: An in-depth look at important topics affecting your third-party risk management program Best practices and what to look for to ensure a vendor is a safe and reliable partner Tips and solutions for common third-party risk management challenges Best practices to improve your third-party risk management program and bring your organization success

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The Information You Need to Identify and Manage Third-Party Risk

Nvendor manages the full vendor lifecycle with built-in control assessments that evaluate third parties across operational, security, financial, and reputational risk. Ncontracts specialists can also perform the assessment work for you, delivering reviews directly through the platform. Robin Storey ran vendor management at State Bank of Whittington on pen and paper; today the $178 million-asset Illinois community bank has a program that impresses its board and satisfies its auditors, built by one person. First Dakota National Bank, a $3.4 billion-asset bank, moved off an Access database to Nvendor and later added Ncontinuity specifically because the two integrate — no rebuilding vendor contacts in a second system. Whether you're a team of one or a full risk department, you get a defensible vendor program without the spreadsheets.

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Ncomply with Nquiry and Complaint Ntelligence

Ncomply keeps your compliance management system in one place: regulatory change alerts tailored to your size, products, and examiner, a real-time database of thousands of federal and state rules and guidance documents, and a library of model forms, procedures, and checklists. Nquiry, the AI compliance agent inside Ncomply, answers complex regulatory questions in minutes with citations and a full evidence trail. At $2.3 billion-asset United Bank in Georgia, research that once took three to five hours a question now takes minutes — and Chief Compliance Officer Thomas Williams can hand the documentation straight to an examiner as validation for the decisions his team made. At $8 billion-asset Poppy Bank in California, John Kai stepped into his first compliance role after 40 years in lending and used Ncomply to track regulatory change, assign action items across business lines, and cut risk assessments from days to half a day, a 20 to 25% efficiency gain.

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Integrated Risk Management

Lean teams are running full risk programs with Ncontracts IRM suite. Bankers' Bank of Kansas replaced 1990s-era spreadsheets with five connected solutions and cut a 160-hour manual process to 30 — while drawing consistent positive feedback from examiners. Fahey Bank, a $300 million-asset community bank, built a program spanning vendor management, enterprise risk, business continuity, compliance, and findings with a team well under what that scope would normally demand. Across institutions using the suite, 86% report improved risk and compliance awareness and roughly 26% gain in efficiency. Start where the pressure is now, then add solutions as your program matures.

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