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ABA: The American Bankers Association

Krista Shonk

SVP & Senior Counsel, Regulatory Compliance & Policy

Krista Shonk
Krista is vice president of regulatory compliance policy for ABA. In this role, she leads ABA’s advocacy on Community Reinvestment Act modernization and third-party risk management. Krista is a recognized expert on financial institution regulatory and policy matters and has in-depth experience on anti-money laundering requirements and the CFPB’s mortgage servicing rules. Prior to joining ABA, Krista served as associate general counsel for Freddie Mac, where she advised on statutory and regulatory requirements for new products and new activities and managed regulatory filings for new business initiatives. Krista earned a B.A. from Bridgewater College and a J.D. from West Virginia University College of Law. She is a member of the Virginia Bar and serves on the president’s advisory council for Bridgewater College.

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  • Comment Letter
    Comments to CFPB on the 2013 RESPA Servicing Rule

    July 10, 2017

    The American Bankers Association ('ABA') appreciates the opportunity to comment on the Bureau of Consumer Financial Protection's ('CFPB') plan to assess the 2013 RESPA Servicing Rule. The CFPB is conducting its assessment of the RESPA Servicing Rule pursuant to Section 1022(d) of the Dodd-Frank Act. Section 1022(d) requires that the CFPB evaluate each significant rule it issues and publish a report of that assessment within five years of the rule's effective date. In the case of the Servicing Rules, the CFPB must issue its report by January 10, 2019.

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