Buyer's Guide: Consumer credit risk models for lenders

National credit scores have been the industry backbone, but the one-size-fits-all approach can limit access to credit and performance as markets and customer behavior change. We’ve put together a guide to compare the three most common paths: generic models, in-house builds, and partnering with a vendor for machine learning models.

Get the guide and learn:

Why traditional credit models remain dominant (for now)—and where they fall short.
What it really takes to build and sustain your own in-house model.
Questions every financial institution should ask before choosing a model strategy for their consumer lending portfolios.

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Consumer Banking
Risk Management
Core Platform Resources

Buyer's Guide: Consumer credit risk models for lenders: What to consider when developing your credit underwriting model strategy

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