Jump to Content
close
close
ABA: The American Bankers Association

Utila

Gold Member - ABA Partner Network Member Since November 2026


Visit Website
Utila is a digital asset operations platform that lets banks offer custody, stablecoin payments and related services to their clients without building the technology themselves. Payments companies, fintechs, asset managers and financial institutions use Utila to hold, move and manage digital assets securely, with the controls and oversight a regulated institution needs.

What we do:

Utila gives your bank a ready-to-use platform for digital assets. Your teams can safekeep assets, send and receive stablecoin payments, and connect to trusted partners for converting between digital assets and traditional currency. Everything runs from a single platform. Operations staff use a web and mobile console, and your technology team can integrate Utila into existing bank systems through our API.

Problems we solve for banks:

—Meeting client demand without building from scratch. Clients increasingly want access to digital assets and stablecoins. Building secure infrastructure in-house is slow, costly and needs specialized expertise. Utila lets banks launch these services quickly on proven, institutional-grade technology.

—Protecting assets and eliminating single points of failure. Utila's security model splits control of every account between the bank and Utila. No single party, including Utila, can move funds alone. This removes the risk of one compromised credential or insider causing a loss, and it means your bank always keeps control of its clients' assets.

—Strong governance and compliance controls. Banks can set detailed approval rules that match their internal policies. Examples include who can authorize a transaction, spending limits, multi-person approvals and approved recipients. These rules cannot be bypassed, and every action is recorded, which supports audit, risk and compliance requirements.

—Faster, lower-cost payments. Stablecoins settle around the clock, including weekends and holidays, which helps with cross-border and time-sensitive payments. Utila manages the technical complexity in the background, so your teams work in familiar terms.

—Freedom of choice and no lock-in. Utila connects to a network of partners for converting between stablecoins and traditional currency. Banks can choose their providers rather than being tied to one. Institutions already using another provider can move to Utila without disrupting existing accounts or clients.

—Responsive, expert support. Every client gets 24/7 dedicated support with direct access to the engineers who built the platform.

Why Utila:

Utila combines bank-grade security, flexible controls and an easy-to-use platform. This lets financial institutions enter the digital asset market with confidence, serve their clients' changing needs and stay in control at every step.
Visit Website
  • Contact:
  • Lauren Buchholz, Partnership Manager
  • 850 New Burton Road, Suite 201
  • Dover, DE 19904
  • 815-451-7421
Explore more partners with a similar focus:

Does Your Company Offer Services to Banks?

Join us in offering the definitive directory of services for the banking industry.

Become a Partner Today