Cosmos

Cosmos Tokenization Suite gives banks turnkey capabilities to issue, transfer, hold, and reconcile FDIC-insured tokenized deposits using their existing infrastructure. Trusted by market leaders like Wells Fargo and Progmat/MUFG, Cosmos powers 24/7 real-time settlement and programmable payments without requiring a new license or core replacement.

- Core Capabilities & Integrations
Existing Bank Core Integration: Connects seamlessly with major core processing systems—including Fiserv, FIS, Jack Henry, Silverlake, and Hogan—via REST APIs, webhooks, or batch files.

- Consortium-Agnostic Routing: Enables payment routing across private networks (Swift, Canton, Partior) and public blockchains (Ethereum, Solana, Ripple, Cosmos) based on counterparty preference, fee optimization, and internal policies.

- Compliance & Enterprise Audit: Pre-integrated with compliance platforms like Verafin, Actimize, and Oracle FCCM to enforce real-time OFAC screening, KYC tiering, velocity limits, and GL reclassification.

Key Banking Problems Solved:

- Deposit Retention & Outflow Risk: Stops deposit loss to 24/7 players by equipping banks with the infrastructure corporate treasurers demand—such as 24/7 high-value settlement and programmable liquidity.

- After-Hours Settlement Lag: Eliminates float and counterparty risk outside CHIPS/Fedwire hours by executing >$10M transactions in seconds—nights, weekends, and holidays.

- Manual Escrow & Operational Friction: Replaces hundreds of single-file escrow accounts with a single pooled account featuring automated sign-offs, disbursements, and instant reconciliation.

- Idle Cash & Treasury Inefficiencies: Powers real-time cash sweeps and intraday repo sweeps, allowing corporate clients to earn yield while collateralizing intraday credit lines.
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Contact:
Ian Kane, Head of Partnerships

Payments,Deposit Accounts & Payments,Technology,Innovation & Fintech,Securities

Employees: 51

Cosmos

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