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Truth in Lending Act

TILA promotes the informed use of consumer credit by requiring timely disclosure about its costs. It also includes substantive provisions such as the consumer’s right of rescission on certain mortgage loans and timely resolution of billing disputes.

Regulation Z implements the TILA and is complicated and lengthy, addressing all consumer credit products.

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Nessa Feddis

Nessa E. Feddis

SVP & Counsel, Regulatory Compliance & Policy


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Dan Smith

SVP & Executive Director, Card Policy Council

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