Rob Morgan

May 20, 2022

Comments on the Fed's discussion paper.

February 01, 2022

On January 20, 2022, the Federal Reserve Board (Fed) released its long awaited report on a possible Central Bank Digital Currency (CBDC) for the United States.

April 01, 2021

On March 29, the OCC, Board, FDIC, CFPB, and NCUA issued a request for information and comment on the use of artificial intelligence by financial institutions. The agencies are seeking information from the public on how financial institutions use AI in their provision of services to customers and for other business or operational purposes. The agencies are also seeking the views of the public on appropriate governance, risk management, and controls over AI, as well as any challenges in developing, adopting, and managing AI.

February 04, 2021

Docket No.: CFPB-2020-0034

August 03, 2020

The American Bankers Association (ABA) appreciates the opportunity to comment on the advance notice of proposed rulemaking of the Office of the Comptroller of the Currency (OCC) on digital activities (ANPR) and supports the OCC's efforts to promote responsible innovation in banking.

March 13, 2020

The American Bankers Association (ABA) appreciates the opportunity to provide the Office of Management and Budget (OMB) with comments on its January 7, 2020 Memorandum on the Guidance for Regulation of Artificial Intelligence Applications (the Memo). We support the principles-based approach outlined in the Memo and OMB’s efforts to ensure America maintains its leadership in artificial intelligence (AI), a technology that will be critical to our competitiveness in the coming years.

June 14, 2019

January 17, 2017

re: Exploring Special Purpose National Bank Charters for Fintech Companies

February 16, 2015

The American Bankers Association(ABA) is pleased to provide the following comments to the Conference of State Bank Supervisors (CSBS) regarding their draft model regulatory framework for virtual currency activitiesissued on December 16, 2014.