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ABA: The American Bankers Association

Joseph Pigg

SVP, Fair and Responsible Banking and Mortgage Finance

Joe Pigg
  • Comment Letter
    ABA Comment to FHFA on the re-proposed capital rules for Fannie Mae and Freddie Mac

    August 31, 2020

    ABA provides a critique of the FHFA’s re-proposed capital rules for Fannie Mae and Freddie Mac through a lens of how the proposal would impact loan originator’s ability to sell loans to the GSEs in a reformed, post conservatorship environment.

  • Press Statement
    ABA Statement on FHFA Decision to Delay Refinance Fee

    August 25, 2020

    Today's FHFA decision to delay implementation of the new Adverse Market Refinance Fee from Fannie Mae and Freddie Mac and to limit the scope of homeowners impacted is an important step in the right direction that will help lower-income borrowers in particular.

  • Staff Analysis
    FHFA’s Re-proposal of Enterprise Capital Risk Proposal

    June 30, 2020

    On June 30, 2020, the Federal Housing Finance Agency (FHFA) published in the Federal Register a proposed rulemaking (NPRM) soliciting public comments on a re-proposal of rules establishing a new regulatory capital structure for the government sponsored enterprises (GSEs) Fannie Mae and Freddie Mac.

  • Comment Letter
    ABA Letter to FHFA on FHLB Membership

    June 23, 2020

    ABA reiterates positions taken in a 2015 comment letter that membership eligibility for the FHLBs is set by Congress and that FHFA’s proper role is to ensure the safe, sound and mission compliant use of the System by eligible members.

  • Comment Letter
    ABA Letter to FHFA on the Property Assessed Clean Energy (PACE) Program

    March 16, 2020

    ABA letter to FHFA on the RFI re: Property Assessed Clean Energy (PACE) Program

  • Comment Letter
    Letter to OCC on the Proposal on New Round of EGRPRA-Recommended Rule Changes

    March 09, 2020

    ABA Comment to OCC on the proposal on new round of EGRPRA-recommended rule changes.

  • Staff Analysis
    Disparate Impact Proposed Rule

    September 30, 2019

    ABA's summary and guidance on HUD's proposed update to its disparate impact rule.

  • Press Statement
    ABA Statement on HOLA Flexibility Final Rule

    May 23, 2019

    ABA thanks the OCC for its thoughtful process in finalizing the Home Owners’ Loan Act Flexibility rule which was required as part of the Economic Growth, Regulatory Relief, and Consumer Protection Act signed into law last year.

  • Comment Letter
    Comments to FHFA on Duty to Serve

    March 17, 2016

    The American Bankers Association appreciates the opportunity to comment on the proposed rule regarding the Duty to Serve Underserved Markets, which is proposed for Fannie Mae and Freddie Mac, referred to hereafter as “the Enterprises.” The American Bankers Association recognizes the statutory and public policy requirements that the Enterprises attain certain affordable housing goals, and further, that they focus their efforts in certain markets as specified by law.

  • Comment Letter
    Proposed Changes to the FHA's Loan-Level Certification Form, HUD 92900-A

    October 01, 2015

    The ABA appreciates this opportunity to comment on the latest proposed changes to the Federal Housing Administration's loan-level certification form, HUD 92900-A.

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