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ABA: The American Bankers Association

Happen Bank

Diamond Member - ABA Partner Network Member Since January 2025

LendingClub Bank, National Association
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Happen Bank, National Association is a leading U.S. digital marketplace bank connecting consumer credit, deposit products, and institutional capital through modern technology. More than 5 million members access a broad range of financial products and services designed to help them pay less when borrowing and earn more when saving, while banks, asset managers, credit unions, and other institutions gain seamless access to consumer credit investments.

Since 2006, Happen Bank has facilitated over $100 billion in loans, supported by advanced credit decisioning, machine-learning models, and hundreds of billions of cells of proprietary data. As the largest holder of its own loans, Happen Bank is closely aligned with its investors and prioritizes credit quality, risk management, and servicing performance.

Happen Bank’s unsecured personal loans offer institutional investors access to high-yield, short-duration assets that can provide diversification relative to traditional fixed income. Through a variety of investment structures and solutions, investors can customize exposure based on their risk tolerance, yield objectives, and portfolio needs.

Happen, Inc. (Nasdaq: HAPN) is the parent company of Happen Bank, National Association, Member FDIC.
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  • Contact:
  • Bhavit Sheth, SVP, Deputy General Counsel
  • 575 Fifth Avenue; 30th Floor
  • New York, NY 10017
  • 516-547-0888
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  • Ticker Symbol: HAPN
  • Employees: 1,075
  • Year Started: 1987

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