Credit Card Accountability Responsibility and Disclosure Act | American Bankers Association

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The CARD Act’s provisions are reflected in Regulation Z (Truth in Lending Act).

Statutes

Public Law 111-24

Rules & Regulations

Regulation Z (12 C.F.R. 1026)

Staff Analysis

Credit Card Market and Impact on CARD Act
April 30, 2015
Summary of New Credit CARD Rules
February 8, 2010
Summary of Credit CARD Act Regulation Z Provisions
September 1, 2009

CARD Act Questions from the Hotline

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Agency Guidance

An Overview of Reg Z Rules Implementing the CARD Act
May 22, 2009

Exam Procedures

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Policy Library
News

Policy Library

Letter to Congress & Regulators
Letter to CFPB on SBREFA Credit Card Late Fee Rulemaking
January 20, 2023
Comment Letter
Joint Trades Letter to CFPB on Credit Card Agreement Terms Collection
October 14, 2022
Comment Letter
Joint Trades Letter to CFPB Requesting an Extension on PRA Request re: Card Agreements
September 7, 2022
Comment Letter
Letter to CFPB on Credit Card Late Fees and Late Payments ANPR
August 1, 2022

News

NewsByte
Trade groups: Removing late fee ‘safe harbor’ could harm consumers
August 03, 2022
Compliance News
CFPB Announces 2022 Reg Z Dollar Thresholds
October 26, 2021
NewsByte
CFPB: Total Credit Card Balances Fell by Record Amount in 2020
September 30, 2021
NewsByte
CFPB: Campus Credit Cards Continue to Decline
September 10, 2021

Proposed Rules

Related Training & Events

Reg Z Credit Cards
Self-Paced Training

ABA Resources

Book
Handbook of Bank Insurance Compliance
June 14, 2021

In Depth

Related Products

Our Experts

Nessa Feddis

Senior Vice President & Senior Counsel, Regulatory Compliance and Policy

Brian Murphy

VP, Card Policy Council

Bank Cards, Card Policy, Payment Systems

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