Response to ANPR on the Qualified Mortgage Definition

Re: Response to ANPR on the Qualified Mortgage Definition (RIN 3170-AA98)

Thank you for the opportunity to respond to the Advance Notice of Proposed Rulemaking (ANPR) on the Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z). We, the undersigned entities, represent a broad coalition of the nation’s largest mortgage lenders,i consumer advocacy and civil rights organizations, and leading industry trade associations. Together, we work tirelessly to expand access to homeownership for millions of people in communities across the United States in a safe, sustainable, and transparent way.

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Mortgage & Home Finance
Ability to Repay and "Qualified Mortgage" Exemption

Response to ANPR on the Qualified Mortgage Definition

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