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ABA: The American Bankers Association
Statement
  • For Immediate Release
  • February 24, 2026

ABA Statement on FDIC’s Quarterly Banking Profile

“The latest FDIC Quarterly Banking Profile shows that the banking industry remains on solid footing, supported by balanced growth across key areas. In a competitive financial services marketplace, banks of all sizes have increased their footprint, closing out the year with strong broad-based growth in deposits and lending. Loan growth increased 2% from the prior quarter and rose 5.9% for the full year.
 
“While net income dipped modestly in last year’s fourth quarter, earnings saw a strong year-over-year increase led by a significant improvement in net interest margin. Flat loan-loss provisioning reflects stable credit conditions. While delinquencies and net charge-offs edged up over the quarter, overall asset quality continues to hold steady. Overall, banks remain well capitalized with strong liquidity and are positioned to support households, businesses, and communities as economic conditions evolve.”

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About the American Bankers Association

The American Bankers Association is the voice of the nation’s $25.3 trillion banking industry, which is composed of small, regional and large banks that together employ over 2 million people, safeguard $20.1 trillion in deposits and extend $13.5 trillion in loans.

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