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ABA: The American Bankers Association

R&T Deposit Solutions

Silver Associate Member Member Since March 2016

R&T Logo
R&T Logo Founded in 1974, R&T Deposit Solutions is a privately held financial technology company based in New York City. With over $160 billion in assets under administration, R&T offers a wide range of innovative tech-enabled services to help banks, credit unions, trust companies, broker-dealers, wealth managers and fintechs meet their unique cash sweep, deposit funding, and securities-based lending needs.

Through the Demand Deposit Marketplace® (DDM®) program, R&T provides participating banks with access to a diversified source of deposit funding as well as the ability to provide their underlying customers, including fintechs and their customers, with access to millions of dollars in FDIC insurance on their deposits. The reciprocal feature of the DDM program also enables participating banks to retain higher levels of insured deposits, or to send excess deposits by accessing the program’s network of over 350 banks. In addition, the program can be configured to meet the needs of each participating bank, allowing banks to white label and extend their own brand and set the interest rate paid to their customers. Terms & conditions apply. View https://rnt.com/about/receiving-institution-lists/for R&T’s list of insured receiving institutions in the DDM and RTID programs. R&T is not an FDIC or NCUA-insured institution. FDIC and NCUA insurance only covers the failure of an FDIC or NCUA-insured institution, respectively. Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply.

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