Bluestem Brands is a parent company whose roster is led by Fingerhut, an early fintech company. Fingerhut fuses our extensive years of data models and real-time data insights through machine learning models to provide flexible payments options for people looking to build or rebuild their credit history, in partnership with WebBank, Member FDIC. Since being acquired by Cerberus Capital Management, the business has seen significant growth and investment to expand its product ranges and further develop machine learning and AI capabilities.