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Like-kind regulation for like-kind activity
Policymakers can help maintain a nimble and competitive financial services sector by applying like-kind regulation to like-kind activity and by eliminating regulatory inefficiencies, which disproportionately affect small banks and contribute to industry consolidation and homogenization. The way that financial products and services are provided to consumers—and the landscape of entities that provide them—has evolved significantly over the last several years.
Equivalent regulation, oversight and consumer protections across all financial service providers ensure customers have access to the banking services they need, and financial services providers are held to equal standards of consumer protection.
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