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Reg Z Closed-End Credit for Compliance Professionals

Reviews the closed-end portion of Regulation Z, including key terminology and requirements for disclosures provided before and during loan consummation. The course explores the features of high-cost mortgages, higher priced mortgages and qualified mortgages.

Updated: Aug. 2019
Re-versioned: Jun. 2016

What You'll Learn

After completing this course, students will be able to:

  • Explain coverage under Regulation Z
  • Calculate the finance charge and amount financed
  • Describe the difference between the annual percentage rate (APR) and the interest rate
  • Explain the timing and format of early disclosures, and items that must be included with transaction disclosures
  • Describe the characteristics of high cost mortgages, higher priced mortgages and qualified mortgages


Compliance professionals including compliance managers, officers, and other compliance team members whose primary role is within the compliance function at their financial institution; bank examiners, bank regulators, auditors and lending compliance professionals.

Course Credits

ABA Professional Certifications: 3.0 CERP, CRCM

ABA Certificates: This course applies to the ABA Certificate in Lending Compliance.

Your Instructor

Kathlyn (Lyn) Farrell, Esq., CRCM, CAMS, AMLP
Managing Director
Treliant Risk Advisors, LLC

Lyn Farrell has worked in the field of Regulatory Compliance for financial institutions for over 30 years. She is a licensed attorney in the State of Texas and has functioned as in-house counsel and compliance officer to medium and large financial institutions. She has been in the field of consulting for the past 15 years and was previously the Managing Director of Risk Management Services for Sheshunoff Consulting + Solutions; an Austin, Texas-based financial services consulting company that provides services globally. ​​​​​​​​​​​​​​

Questions? Please contact ABA Training​ for more information.



Purchase for a Team
To license this course to your bank for multiple learners, please contact ABA Training.​


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