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Analyzing Financial Statements

A practical introduction to financial statement analysis from the perspective of the commercial loan officer. Gain the skills needed to effectively assess the risks related to a customer—current and prospective—and evaluate possible sources of repayment for the loan.

Learning Objectives

  • Analyze the financial data and evaluate the risks of different industries
  • Describe the considerations a lender needs to take into account when using ratios to evaluate financial performance
  • Explain the importance of cash flow and the various tools for cash flow analysis, such as the UCA Cash Flow Model and Global Cash Flow
  • Describe the basic formats and analysis techniques for personal financial statements as well as tax returns

Audience

Commercial and/or business bankers and credit analysts. The recommended prerequisite course is General Accounting.

This course requires proctored exams.

Course Credits

College Credit Recommendation: In the upper division baccalaureate/associate degree category, 3 semester hours in Business Administration, Banking, Finance or Financial Statement Analysis for classwork completed no later than September 30, 2017. To receive credit for this course, you must request your transcript by September 30, 2018.

ABA Professional Certifications: 45 CLBB

ABA Certificates: This course applies to the Certificate in Business and Commercial Lending​.​​​​​

​Questions? Please contact online@aba.com or 1-800-BANKERS for more information.

 

 Registration & Pricing

 

Facilitated Course
ABA Member  • $455
Nonmember • $540
Bill Me Option

Textbook - 8th Edition
Printed or eBook
ABA Member  • $ 95
Nonmember • $ 135

Additional fees and taxes may apply.
 

 Upcoming Dates

 
  • October 1, 2018
  • February 11, 2019
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 Course Advantages

 
  • Collaborative​ communities
  • Convenience and flexibility
  • ​Expert instructors
  • Interactive discussions
  • Real-world assignments