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Reg Z Overview

This course explains the basics of Regulation Z, along with the applicability and coverage of Reg Z and what types of transactions are not covered. It explains key terms used in Reg Z and the types of finance charges and items excluded from finance charges.

Note: This course is the mandatory prerequisite for all other Reg Z frontline compliance courses.

Updated: February 2019
Re-versioned: February 2016​

What You'll Learn

After completing this course, students will be able to:

  • Explain the purpose of Reg Z
  • Examine the importance of APR and finance charges, included on the Reg Z disclosure form
  • Explain key terms on different parts of the Reg Z disclosure form
  • Identify loans made to consumers that are required to comply with Reg Z
  • Examine the penalties for non compliance with Reg Z requirements


All branch staff that need to know anything about Regulation Z.

​Course Credits

ABA Professional Certifications: 1.0 CRCM, CLBB​​​​​​​​​

​Questions? Please contact for more information.



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