This site uses cookies to improve your browsing experience, gather site analytics and activity, track shopping cart contents, and deliver relevant marketing information.
View our privacy policy and manage your settings here. By using our site you agree to these terms.

Reg Z Non Home Secured (Open-End Credit)

This course discusses types of open-end non-home secured lines of credit other than credit cards. The course reviews disclosure requirements, periodic statement requirements, change in terms notices, payment processing rules, and liability for non-compliance.

​Updated: January 2018
Re-versioned: June 2016

What You'll Learn

After completing this course, students will be able to:

  • Explain the account opening disclosures
  • Explain the requirements for periodic statements
  • Describe change-in-terms notice requirements
  • Explain the rules about payments on lines of credit

Audience

Branch staff (lenders, CSRs Call Center, personal bankers) who takes consumer line of credit applications (such as overdraft lines of credit) or discuss loan products with consumers. For some banks, this course may also be applicable for tellers making referrals to the platform.

Prerequisite: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted. 

​Course Credits

ABA Professional Certifications: 0.5 CRCM, CLBB​​​​​​​​


​Questions? Please contact training@aba.com for more information.
 

 Purchase

 

Free Frontline Compliance Training
Course available to ABA Member banks at no cost under a license agreement. Learn more

 

 Related Training