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Reg Z Credit Cards

Includes the key provisions of the CARD Act and how it protects consumers from unexpected interest charges. Requires that consumers receive a reasonable amount of time to make their credit card payments, enhances required disclosures, and allows consumers to access credit on terms that are fair and more easily understood.

​Updated: January 2018
Re-versioned: April 2016

What You'll Learn

After completing this course, students will be able to:

  • Identify the key points in the credit card account rule
  • Examine the restrictions of interest rate increases
  • Examine the limitations set on fees and penalty interest
  • Identify the reasonable due date rules for payment deadlines
  • Identify requirements for periodic statement disclosures.

Audience

Consumer Lenders, Call Center Representatives and CSRs at banks that offer consumer credit cards.

Prerequisite: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted.

​Course Credits

ABA Professional Certifications: 0.75 CRCM, CLBB​​​​


​Questions? Please contact training@aba.com for more information.

 

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Course available to ABA Member banks at no cost under a license agreement. Learn more

 

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