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ABA Regulatory Compliance Conference

June 9-12, 2019 • Hyatt Regency New Orleans • New Orleans, LA

ABA Regulatory Conference

Overview  |  Registration  |  Program  |  Hotel & Venue  |  Sponsors & Exhibitors  |  WorkshopExperience

Look Back - 2018 Program

​American Bankers Association (ABA) Professional Certifications has approved 2018 Regulatory Compliance Conference held on 6/24/18 for the following continuing education credits:

Designation Credits
CAFP 20.75
CRCM 23.00
CSOP 19.75
CPE 19.50
Field of Study (Mgmt. Services, Business Mgmt. & Org and Regulatory Ethics)

 Take a look back at the 2018 program.  The 2019 program will be posted February, 2019.

Saturday, June 23  |  Sunday, June 24  |  Monday, June 25  |  Tuesday, June 26  |  Wednesday, June 27


Saturday, June 23, 2018

8:00 am - 5:00 pm

​PRE-CONFERENCE WORKSHOP: ABA Fair and Responsible Lending Workshop

You can add on this optional pre-conference workshop to your conference registration or you can attend the workshop without attending the conference.

Workshop Hours:
8:00 am - 9:15 am - Workshop Registration and Continental Breakfast
9:15 am - 5:00 pm - Workshop (includes lunch, morning and afternoon beverage breaks)

2:00 pm - 5:00 pm

CONFERENCE REGISTRATION OPENS


Sunday, June 24, 2018

7:30 am - 7:15 pm

REGISTRATION OPEN

9:00 am - 9:45 am

NEW ATTENDEE WELCOME (Optional)

Newcomers, don your newcomers badge ribbon (found at registration) and stop by this optional 45 minute newcomers welcome. Hear tips on maximizing your conference ROI. This optional welcome briefing is open to all first-time attendees who plan on attending the educational offerings.

10:00 am - 11:30 am

DEEP DIVE SESSIONS - SERIES 1

These 90 minute sessions are deep and interactive explorations of critical compliance risk management topics.

Deep Dive 1A: Conduct Risk: It's Not Just About Your Sales Practices
– Repeated in Deep Dive 2A

Conduct risk grabbed headlines with sales practices but it is much more than this. In this deep dive we will discuss the elements of conduct risk, how conduct risk management frameworks are constructed, the various roles and responsibilities within the bank and leading practices on controlling conduct risk.

  • Moderator: Kathlyn (Lyn) L. Farrell, CRCM, CAMS, AMLP Senior Advisory Board Member, Treliant
  • Speakers:
    • Kara Tucker, JD, Enterprise Ethics Office, SunTrust Bank
    • Sachin Sharma, Head of US Operational Risk Management, BMO Financial Group
    • Cara Williams, CRCM, Senior Vice Presiden, Head of Risk Assessment and Monitoring Programs, Corporate Risk, Conduct Management Office, Wells Fargo

Deep Dive 1B: Fair Banking: Mapping the Customer's Experience
– Repeated in Deep Dive 2B

Have you ever viewed Fair Banking issues through the lens of your customer? This panel will share the potential challenges with a 360 degree customer's eye view and provide insights along with tactical tools to help you improve your program.

  • Moderator/Speaker: Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains Bank
  • Speakers:
    • Britt Faircloth, CRCM, Senior Regulatory Consultant, Advisory Services and Regulatory Relations, Compliance Solutions, Wolters Kluwer
    • Gregory Imm, Senior Vice President and Chief Compliance Officer, Manufacturers and Traders Trust Company
    • Shannon Thomason, CRCM, Senior Vice President & Chief Compliance Officer, Central Bancompany

Deep Dive 1C: The New HMDA Data Implementation and Lessons Learned
– Repeated in Deep Dive 2C

Now that HMDA is six months old, are you getting your data right? What are the pain points you're facing? How are you using HMDA data in your Fair Lending analysis? Come to this session and our panel of experts will provide leading practices on getting your HMDA data right, understanding fair lending pitfalls, and how to explain your data to the board, regulators and the public.

  • Moderator/Speaker: Rick Freer, Senior Director, Examination and Compliance Programs, Center for Regulatory Compliance, American Bankers Association
  • Speakers:
    • David Dickinson, Banker's Compliance Consulting
    • Kathleen Ryan, Partner, Consumer Financial Services Practice Group, Akerman LLP

Deep Dive 1D: Third Party Risk Management - From Onboarding to Exiting and Everything In Between
– Repeated in Deep Dive 2D

There have been plenty of sessions on managing third party risk in recent years - what makes this one different? In this session, we'll focus on the regulatory hot buttons surrounding the lifecycle of the third party relationship along with new and emerging compliance risks.

  • Moderator/Speaker: Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association
  • Speaker:
    • Tabitha Leech, Executive Vice President, Head of Third Party Risk Management, Regions Bank
    • Jennifer Wilkinson, Vice President, Third Party Risk Management, Cenlar FSB

Deep Dive 1E: Applying Lessons Learned from the Recent Natural Disasters
– Repeated in Deep Dive 2E

From the recent hurricanes, to the floods, learn how banks in these impacted areas prepared for and responded to these natural disasters. This session will focus on bank disaster preparation and recovery, customer assistance, regulatory expectations and lessons learned.

  • Moderator/Speaker: Lynn Tarantino, CRCM, CAMS, Senior Vice President, Chief Compliance Officer, Cenlar FSB
  • Speakers:
    • Maria (Marilu) de Lourdes Jimenez, Senior Vice President and Manager, Corporate Compliance Director, Banco Popular de Puerto Rico
    • Robert Murrell, Senior Vice President, Senior Loan Administration Officer, First State Bank of the Florida Keys
    • Cindy Reeves, Executive Vice President, Director of Bank Compliance, Frost Bank

Deep Dive 1F: My Lines Are Blurring: 1st and 2nd Line Roles and Responsibilities
– For Mid-Size/Large Banks
– Single Session – Community Bank Session in Deep Dive 2F

As you sort out roles and responsibilities for a strong governance process, how are you defining the first and second line roles? This session, focused on Mid-Size and Large Institutions, will discuss the division and intersection of roles and responsibilities in quality control, testing, risk identification/assessment, escalation and reporting and more.

  • Moderator/Speaker: Charles Corbezzolo, CRCM, Vice President, Policy Management and Adherence, TD Bank
  • Speakers:
    • Michael Little, Chief Compliance Officer, PNC Financial Services Group, Inc.
    • Louis Olivera, Vice President, Business Monitoring Services, First National Bank of Omaha

Deep Dive 1G: If Everything is a Priority – Then Nothing is a Priority: What is Your Proactive Management System?
– Repeated in Deep Dive 2G

Helping you to transition from a reactive compliance management system to a proactive one will create an environment that is more business as usual than unusual. This session is designed to walk through the steps in transitioning to a proactive management system, from governance considerations to third party onboarding to clarifying the issues the system is designed to address and how they should be resolved, including escalation, remediation and root cause analysis.

  • Moderator/Speaker: Gary A. Pacos, Senior Vice President, Director of Fair & Responsible Banking, KeyBank
  • Speakers:
    • Samuel J. Burruano, Jr., Senior Vice President, Associate General Counsel and Director-Regulatory Compliance, Five Star Bank
    • Andy Dell, Senior Industry Advisor, Bridgeforce LLC

Deep Dive 1H: Compliance Risks in the New Payments World
– Repeated in Deep Dive 2H

This session will address the most current payments compliance concerns from account opening - BSA, KYC, AML - to UDAAP and vendor management to faster payments. We'll cover compliance issues and operational leading practices in the ever-changing payments landscape, and how those considerations intersect with customer expectations.

  • Moderator: Edward Gross, Director, Payments and Operations, Endorsed Solutions Innovation, American Bankers Association
  • Speakers: 
    • Andrew E. Bigart, Partner, Venable
    • Tracey Dunlap, Chief Experience Officer, Zenmonics
    • Terry Townsend, CRCM, Senior Compliance Director, Deposits, Ally Bank
    • Thomas Zorab, Director, Global Compliance, Citi

11:30 am - 1:30 pm

BOX LUNCH

New This Year: This year's registration includes a box lunch. Pick up your lunch near Registration and enjoy the Music City Center's many indoor and outdoor seating areas. If you sit in our general session ballroom, located in Grand Ballroom ABC on Level 4, you will be treated to some of Nashville’s finest music!

1:30 pm - 3:00 pm

DEEP DIVE SESSIONS - SERIES 2

These 90 minute sessions are deep and interactive explorations of critical compliance risk management topics.

Deep Dive-2A: Conduct Risk: It's Not Just About Your Sales Practices
– Repeated from Deep Dive 1A

Conduct risk grabbed headlines with sales practices but it is much more than this. In this deep dive we will discuss the elements of conduct risk how conduct risk management frameworks are constructed, the various roles and responsibilities within the bank and leading practices on controlling conduct risk.

  • Moderator: Kathlyn (Lyn) L. Farrell, CRCM, CAMS, AMLP, Senior Advisory Board Member, Treliant
  • Speakers:
    • Kara Tucker, JD, Enterprise Ethics Office, SunTrust Bank
    • Sachin Sharma, Head of US Operational Risk Management, BMO Financial Group
    • Cara Williams, CRCM, Senior Vice President, Head of Risk Assessment and Monitoring Programs, Corporate Risk, Conduct Management Office, Wells Fargo

Deep Dive 2B: Fair Banking: Mapping the Customer's Experience
– Repeated from Deep Dive 1B

Have you ever viewed Fair Banking issues through the lens of your customer? This panel will share the potential challenges with a 360 degree customer's eye view and provide insights along with tactical tools to help you improve your program.

  • Moderator/Speaker: Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plans Bank
  • Speakers:
    • Britt Faircloth, CRCM, Senior Regulatory Consultant, Advisory Services and Regulatory Relations, Compliance Solutions, Wolters Kluwer
    • Gregory Imm, Senior Vice President and Chief Compliance Officer, Manufacturers and Traders Trust Company
    • Shannon Thomason, CRCM, Senior Vice President & Chief Compliance Officer, Central Bancompany

Deep Dive 2C: The New HMDA Data Implementation and Lessons Learned
– Repeated from Deep Dive 1C

Now that HMDA is six months old, are you getting your data right? What are the pain points you're facing? How are you using HMDA data in your Fair Lending analysis? Come to this session and our panel of experts will provide leading practices on getting your HMDA data right, understanding fair lending pitfalls, and how to explain your data to the board, regulators and the public.

  • Moderator/Speaker: Rick Freer, Senior Director, Examination and Compliance Programs, Center for Regulatory Compliance, American Bankers Association
  • Speakers:
    • David Dickinson, Banker's Compliance Consulting
    • Kathleen Ryan, Partner, Consumer Financial Services Practice Group, Akerman LLP

Deep Dive 2D: Third Party Risk Management - From Onboarding to Exiting and Everything In Between
– Repeated from Deep Dive 1D

There have been plenty of sessions on managing third party risk in recent years - what makes this one different? In this session, we'll focus on the regulatory hot buttons surrounding the lifecycle of the third party relationship along with new and emerging compliance risks.

  • Moderator/Speaker: Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association 
  • Speaker: 
    • Tabitha Leech, Executive Vice President, Head of Third Party Risk Management, Regions Bank
    • Jennifer Wilkinson, Vice President, Third Party Risk Management, Cenlar FSB

Deep Dive 2E: Responding to Disasters: From Hurricanes to Floods to Wildfires
– Repeated from Deep Dive 1E

From the recent hurricanes, to the floods, learn how banks in these impacted areas prepared for and responded to these natural disasters. This session will focus on bank disaster preparation and recovery, customer assistance, regulatory expectations and lessons learned.

  • Moderator/Speaker: Lynn Tarantino, CRCM, CAMS, Senior Vice President, Chief Compliance Officer, Cenlar FSB
  • Speakers:
    • Maria (Marilu) de Lourdes Jimenez, Senior Vice President and Manager, Corporate Compliance Director, Banco Popular de Puerto Rico
    • Robert Murrell, Senior Vice President, Senior Loan Administration Officer, First State Bank of the Florida Keys
    • Cindy Reeves, Executive Vice President and Regulatory Compliance Manager, Cullen/Frost Bankers, Inc.

Deep Dive 2F: My Lines Are Blurring: 1st and 2nd Line Roles and Responsibilities
– For Community Banks
– Single Session (Mid-Size/Large Banks Session in Deep Dive 1F)

Multi-tasking and multiple lines of defense – how can you create a clear vision for a successful CMS program? Our panel will provide a new lens for you to review your program which will help you focus resources on higher risk areas; clarify roles and responsibilities; and outline clear accountability.

  • Speakers:
    • Charles D. Lewis, CRCM, Vice President, MBA Compliance Services, Missouri Bankers Association
    • Elizabeth M. Snyder, CRCM, Senior Vice President, Senior Manager Compliance Governance and Exam Management, First Citizens Bank
    • Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.

Deep Dive 2G: If Everything is a Priority – Then Nothing is a Priority: What is Your Proactive Management System?
- Repeated from Deep Dive 1G

Helping you to transition from a reactive compliance management system to a proactive one will create an environment that is more business as usual than unusual. This session is designed to walk through the steps in transitioning to a proactive management system, from governance considerations to third party onboarding to clarifying the issues the system is designed to address and how they should be resolved, including escalation, remediation and root cause analysis.

  • Moderator/Speaker: Gary A. Pacos, Senior Vice President, Director of Fair & Responsible Banking, KeyBank
  • Speakers:
    • Samuel J. Burruano, Jr., Senior Vice President, Associate General Counsel and Director - Regulatory Compliance, Five Star Bank
    • Andy Dell, Senior Industry Advisor, Bridgeforce LLC

Deep Dive 2H: Compliance Risks in the New Payments World
– Repeated from Deep Dive 1H

This session will address the most current payments compliance concerns from account opening — BSA, KYC, AML — to UDAAP and vendor management to faster payments. We'll cover compliance issues and operational leading practices in the ever-changing payments landscape, and how those considerations intersect with customer expectations.

  • Moderator: Edward Gross, Director, Payments and Operations, Endorsed Solutions Innovation, American Bankers Association
  • Speaker: 
    • Andrew E. Bigart, Partner, Venable
    • Tracey Dunlap, Chief Experience Officer, Zenmonics
    • Terry Townsend, CRCM, Senior Compliance Director, Deposits, Ally Bank

3:00 pm - 3:15 pm

TRAVEL TO NEXT SESSION

3:15 pm - 4:30 pm

CONCURRENT SESSIONS - SERIES 1

75-minute sessions – 10 options

CS-1A: E-NOUGH! Check Up On Your E-Lending Compliance Program
– Repeated in CS-3B

As technologies and strategies continue to evolve and change, you must do regular check-ups on your e-lending compliance program to make sure it is doing what you need it to do. Join our experts as we explore common pitfalls in managing e-disclosures, e-sign and e-closures and how to manage these in a compliant and efficient manner.

  • Moderator/Speaker: Tanweer S. Ansari, CAMS, Senior Vice President, Chief Compliance and BSA/CRA Officer, First National Bank of Long Island
  • Speaker: Thomas J. Healy, CRCM, Compliance Executive, Ally Bank

CS-1B: Looking at Borrowing and Lending Through A Servicemembers' Eyes: SCRA, MLA and More
– Repeated in CS-2B

Join us as we lead a discussion about Servicemembers' needs and experiences and industry-leading practices that go above and beyond the written laws and regulation. We will also discuss recent enforcement actions and provide updates on the Military Lending Act.

  • Moderator/Speaker: Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
  • Speakers:
    • Kelly B. Hruska, Government Relations Director, National Military Family Association
    • Paul E. Kantwill, Assistant Director, Office of Servicemember Affairs, Bureau of Consumer Financial Protection
    • Jerry Quinn, Military Affairs Program Manager, Wells Fargo Bank NA

CS-1C: Mortgage Lending Origination Compliance
– Repeated in CS-3D

It has been five years since we started implementing final mortgage rules coming out of the Dodd Frank Act yet we still have plenty of post implementation challenges to address. This session will address complexities in TRID, ATR/QM, MLO Compensation and Qualification that are still causing sleep loss and share expert advice on how to put them to rest!

  • Moderator/Speaker: Rod Alba, Senior Vice President, Real Estate Finance, Senior Regulatory Counsel, American Bankers Association
  • Speakers:
    • Brandy A. Hood, Associate, Buckley Sandler LLP
    • Jerod Moyer, CRCM, Consultant, Banker's Compliance Consulting

CS-1D: Trouble Shooting Your CDD Program: Where Are We?
– Repeated in CS-2D

What issues have you been facing since the May 11, 2018 compliance date? Can you explain to the board the difference between customer due diligence and beneficial ownership? What do you do now with all of the information about beneficial owners? How does CIP come into play? And what's the fifth pillar? Our experts will help you sort through those issues and update you on the latest on the CDD Rule, including exams and potential legislative changes.

  • Moderator: Robert G. Rowe, III, Vice President and Associate Chief Counsel, Regulatory Compliance, American Bankers Association
  • Speakers:
    • Megan D. Hodge, CAMS, Executive Compliance Director, BSA/AML Officer, Enterprise Compliance Regulatory Affairs, Ally Bank
    • Daniel P. Stipano, Partner, Buckley Sandler LLP

CS-1E: Monitoring: Managing Effectiveness and Efficiencies Across Business Lines
– Repeated in CS-2H

Compliance professionals can become key contributors toward organizational effectiveness and efficiency by identifying and monitoring LOB regulatory intersections. This session will review key risk indicators across business lines, align LOB managers as to high risk triggers, and provide a framework that you can use to monitor organizational efficiency. Prepare to engage in this interactive discussion.

  • Moderator: Krysti Cunningham, CRCM, CAMS, Senior Vice President, Compliance Officer, Security National Bank
  • Speakers:
    • Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank
    • Matthew H. Neels, CRCM, CAMS, CIPP, Senior Managing Director, Compliance Strategic Risk Associates
    • Scott Q. Nininger, CRCM, CFSSP, Senior Vice President, Director of Regulatory Risk Management, Union Bankshares Corporation

CS-1F: M&A Compliance
– Repeated in CS-2C

The session will walk through a bank acquisition from start to finish, highlighting the different perspectives of involved parties, including outside groups who may protest the transaction. We'll also provide ideas for tackling due diligence challenges pre- and post-acquisition, how to identify risk areas, as well as offer ideas on creating a plan for merging compliance programs.

  • Moderator/Speaker: Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.
  • Speakers:
    • Kevin Georgetti, Esq. CRCM CAMS, Senior Vice President, Head of Compliance, Investors Bank
    • F. John Podvin, Partner, Shapiro Bieging Barber Otteson LLP

CS-1G: Website Rehab: Disclosures and Accessibility in the Digital Age
– Repeated in CS-2G

Accessibility challenges exist in many forms. The current focus on digital banking presents unique challenges for bankers, particularly as it relates to websites and other forms of digital communication. In this session, a view of the current and evolving requirements will be provided along with practical tips to make your website and ADA compliance program top notch.

  • Moderator: Sharri L. Logsdon, Compliance Executive, Consumer and Business, Regions Bank
  • Speakers:
    • Derek Featherstone, Chief Experience Officer, Level Access
    • Charles A. LeFevre, CRCM, Senior Vice President, Chief Compliance Officer, Fidelity Bank
    • Kathy V. Lovell, ACTCP, Senior Vice President, Americans With Disabilities Manager, Regions Bank

CS-1H: Managing the Risks of Retail Non-Deposit Products
– Single Session

Join us as we review current regulatory hot buttons surrounding retail non-deposit products and how to mitigate regulatory risks. From Reg R to disclosures to advertising to third party risk and more, we'll provide a good overview of non-deposit product operational risks.

  • Moderator/Speaker: Gary A. Pacos, Senior Vice President, Director of Fair and Responsible Banking, KeyBank
  • Speakers:
    • Teuta Mercado, Senior Manager, Compliance, Capital One
    • Katherine (Kate) Ring, Vice President and Assistant General Counsel, Compliance, Legal and Risk, LPL Financial

CS-1I: What Compliance Needs to Know about Data Mining and Big Data
– Repeated in CS-2I

This session will seek to address emerging issues surrounding data mining and big data. First, we'll outline the differences between data mining versus big data and under which scenarios are each likely to be used. Then, our discussion will focus on current trends and concerns as it applies to compliance, such as bias risk and model risk. 

  • Moderator for 1I only:  Carol A. Hunley, Deputy Chief Compliance Officer, Enterprise Compliance and Regulatory Affairs, Ally
  • Speaker: Gary M. Shiffman, PhD, Chief Executive Officer, Giant Oak, Inc.

CS-1J: Record Retention: Is More Better?
– Repeated in CS-3E

When was the last time your bank's Record Retention Schedule/Policy was assessed? Do you really know if you are complying with your schedule? In this session we'll talk candidly about considerations for your schedule, discuss leading practice controls and risk assessment when documents are saved beyond the schedule.

  • Moderator – for 1J only: Sherry L. Holtzclaw, CRCM, Vice President and Director, Compliance, First Merchants Bank NA
  • Speakers: 
    • Stephanie L. Christolear, CPA, BKD LLP
    • Andrew Steinbaugh, CRCM, Director Regulatory Change Management, Corporate Compliance, First National Bank of Omaha

4:30 pm - 4:45 pm

TRAVEL TO NEXT SESSION

4:45 pm - 6:00 pm

GENERAL SESSION

Three Lines of Defense: A Compliance Roundtable Discussion

Join us as we explore the governance challenges of managing the three lines of defense. We'll discuss roles and responsibilities and how they blur and separate. You'll walk away with a better understanding of how banks are dealing with common challenges.

  • Moderator: Ryan Rasske, Senior Vice President, Risk and Compliance Markets, American Bankers Association
  • Speakers:
    • Stacey A. Guardino, Partner, Advisory - KPMG LLP
    • Richard H. Harvey, CRCM, Chief Compliance Officer, Colonial Savings, FA
    • Michael Little, Chief Compliance Officer, PNC Financial Services Group, Inc.

6:00 pm - 7:15 pm

OPENING RECEPTION IN THE MARKETPLACE
Sponsored by ABA Endorsed Solutions

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Monday, June 25, 2018

7:00 am - 6:00 pm

REGISTRATION OPEN

7:30 am - 8:30 am

POWER HOUR SESSIONS

Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.

Sessions to be announced in May 2018

Power Hour Session 1: Compliance Operations Transformation to Meet Heightened Regulatory Expectations
-Sponsored by Grant Thorton LLP

Achieving high performance in the current business environment demands an understanding of not only risk and risk management, but also truly integrated risk management and how to realize it. Organizations with a clear value proposition, culture and strategy that supports it can achieve higher performance than those lacking either.

  • Speakers:
    • Matthew Cooleen, Partner, Risk Advisory Services, Grant Thornton LLP
    • Mark DeLong, Operations Risk, Grant Thornton LLP
    • Tariq Mirza, Principal, Bank Advisory and Regulatory Services, Grant Thornton LLP

Power Hour Session 2: Seven Steps to Avoid Redlining Violations
- Sponsored by Treliant

Institutions need to be prepared for new forms of Redlining. In all its shapes and forms, Redlining continues to be a hot topic with regulators – all regulators, not just the CFPB.  From determining a bank’s Reasonably Expected Market Area (REMA) to deciding where to aim marketing efforts, redlining must be top of mind. During this session, Treliant’s experts will provide seven steps a bank should follow in order to avoid redlining issues and ensure your fair and responsible banking program is up to date.

  • Moderator: Susanna Tisa, Chief Executive Officer, Treliant
  • Speakers:
    • Carl Pry, Managing Director, Treliant
    • Kathlyn (Lyn) Farrell, CRCM, CAMS, AMLP, Senior Advisory Board Member, Treliant
    • Lynn Woosley, Engagement Director, Treliant

Power Hour Session 3: Industry Insights and Compliance Strategies for CRA, Fair Lending and HMDA
- Sponsored by Wolters Kluwer

  • Speakers:
    • Timothy R. Burniston, Senior Advisor for Regulatory Strategy, Wolters Kluwer
    • Barbara Boccia CRCM, MBA, JD, Senior Director, Advisory Services and Regulatory Relations, Wolters Kluwer
    • Britt Faircloth, CRCM, Senior Regulatory Consultant, FL and CRA Wiz Trainer, Wolters Kluwer
    • Miral N. Patel, MBA, Product Manager, Compliance Solutions, Wolters Kluwer

8:00 am - 8:30 am

CONTINENTAL BREAKFAST IN THE MARKETPLACE

8:45 am - 9:45 am

GENERAL SESSION

Key Note Address

Rob Nichols
President and CEO
American Bankers Association

9:45 am - 10:45 am

COFFEE BREAK IN THE MARKETPLACE

10:45 am - 12:00 pm

CONCURRENT SESSIONS - SERIES 2

CS-2A: What's Hot in Mortgage Servicing?
– Repeated in CS-5C

Now that the CFPB Mortgage Servicing Rule Amendments have been fully implemented, what issues/challenges/questions are banks struggling with? Since Regulatory Agencies have indicated Fair Servicing is a focus in 2018, what key risks and analyses are critical from a fair servicing lens for mortgage servicing? Don't forget about servicing borrowers with limited English proficiency. Join us as we discuss these hot topics in mortgage servicing.

  • Moderator: Lynn Tarantino, CRCM, CAMS, Senior Vice President, Chief Compliance Officer, Cenlar FSB
  • Speakers:
    • Audrey Decker, Vice President, Mortgage Finance and Senior Regulatory Counsel, American Bankers Association
    • Alexa T. Milton, Associate, Relman, Dane & Colfax, PLLC
    • Jennifer Rowen, CRCM, CAMS, Vice President, Compliance Program Management, Cenlar FSB

CS-2B: Looking at Borrowing and Lending Through A Servicemembers' Eyes: SCRA, MLA and More
– Repeated from CS-1B

Join us as we lead a discussion about Servicemembers' needs and experiences and industry-leading practices that go above and beyond the written laws and regulation. We will also discuss recent enforcement actions and provide updates on the Military Lending Act.

  • Moderator/Speaker: Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
  • Speakers:
    • Kelly B. Hruska, Government Relations Director, National Military Family Association
    • Jerry Quinn, Military Affairs Program Manager, Wells Fargo Bank NA

CS-2C: M&A Compliance
– Repeated from CS-1F

The session will walk through a bank acquisition from start to finish, highlighting the different perspectives of involved parties, including outside groups who may protest the transaction. We'll also provide ideas for tackling due diligence challenges pre- and post-acquisition, how to identify risk areas, as well as offer ideas on creating a plan for merging compliance programs.

  • Moderator/Speaker: Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.
  • Speakers:
    • Kevin Georgetti, Esq. CRCM CAMS, Senior Vice President, Head of Compliance, Investors Bank
    • F. John Podvin, Partner, Shapiro Bieging Barber Otteson LLP

CS-2D: Trouble Shooting Your CDD Program – Where Are We?
– Repeated from CS-1D

What issues have you been facing since the May 11, 2018, compliance date? Can you explain to the board the difference between customer due diligence and beneficial ownership? What do you do now with all of the information about beneficial owners? How does CIP come into play? And what's the fifth pillar? Our experts will help you sort through those issues and update you on the latest on the CDD Rule, including exams and potential legislative changes.

  • Moderator: Robert G. Rowe, III, Vice President and Associate Chief Counsel, Regulatory Compliance, American Bankers Association
  • Speakers:
    • Megan D. Hodge, CAMS, Executive Compliance Director, BSA/AML Officer, Enterprise Compliance Regulatory Affairs, Ally Bank
    • Daniel P. Stipano, Partner, Buckley Sandler LLP

CS-2E: Appraisal Assessment - 2018
– Repeated in CS-4D

Valuation activity is changing and challenges abound. Our expert panel will focus on key industry and compliance challenges and provide practical guidance on addressing them. We'll tackle topics such as: turn times, valuation challenges, appraiser shortages, fees, state regulation and more.

  • Moderator/Speaker: Sharon L. Whitaker, Vice President, Commercial Real Estate Finance, Mortgage Markets, Financial Management & Public Policy, American Bankers Association
  • Speakers:
    • Mark Stephens, Senior Vice President, Chief Appraiser, BB&T
    • Jerry Yurek, PNC Financial Service Group – Senior Vice President, Collateral Valuation Risk, PNC Bank, NA

CS-2F: Roles and Responsibilities of the Third Line of Defense From The Auditors Point of View: A Session For Auditors
– Repeated in CS-3C

Defining roles and responsibilities between the second and third lines of defense has become more challenging. A panel of Internal Auditors and Consultants will discuss the roles and responsibilities of the third line of defense, the boundaries of internal audit responsibilities, and how to develop a cohesive, coordinated strategy with the second line of defense.

  • Moderator: Elizabeth M. Snyder, CRCM, Senior Vice President, Senior Manager Compliance Governance and Exam Management, First Citizens Bank
  • Speakers:
    • Maria E. Mayshura, Vice President/Internal Auditor, First Bank
    • Paul R. Osborne, CPA, Partner, Crowe 
    • Amy J. Wheeler, Senior Director, Corporate Audit Services, First National Bank

CS-2G: Website Rehab: Disclosures and Accessibility in the Digital Age
– Repeated from CS-1G

Accessibility challenges exist in many forms. The current focus on digital banking presents unique challenges for bankers, particularly as it relates to websites and other forms of digital communication. In this session, a view of the current and evolving requirements will be provided along with practical tips to make your website and ADA compliance program top notch.

  • Moderator: Sharri L. Logsdon, Compliance Executive, Consumer and Business, Regions Bank
  • Speakers:
    • Charles A. LeFevre, CRCM, Senior Vice President, Chief Compliance Officer, Fidelity Bank
    • Kathy V. Lovell, ACTCP, Senior Vice President, Americans With Disabilities Manager, Regions Bank
    • Timothy Stephen Springer, Chief Executive Officer, Level Access

CS 2H: Monitoring: Managing Effectiveness and Efficiencies Across Business Lines
– Repeated from CS-1E

Compliance professionals can become key contributors towards organizational effectiveness and efficiency by identifying and monitoring LOB regulatory intersections. This session will review key risk indicators across business lines, align LOB managers as to high risk triggers, and provide a framework that you can use to monitor organizational efficiency. Prepare to engage in this interactive discussion.

  • Moderator: Krysti Cunningham, CRCM, CAMS, Senior Vice President, Compliance Officer, Security National Bank
  • Speakers:
    • Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank
    • Matthew H. Neels, CRCM, CAMS, CIPP, Senior Managing Director, Compliance, Strategic Risk Associates
    • Scott Q. Nininger, CRCM, CFSSP, Senior Vice President, Director of Regulatory Risk Management, Union Bankshares Corporation

CS-2I: What Compliance Needs to Know about Data Mining and Big Data
– Repeated from CS-1I

This session will seek to address emerging issues surrounding data mining and big data. First, we'll outline the differences between data mining versus big data and under which scenarios are each likely to be used. Then, our discussion will focus on current trends and concerns as it applies to compliance, such as bias risk and model risk. 

  • Moderator for 2I only:  Carolyn Wind, Senior Vice President, Chief Compliance Officer, People’s United Bank N. A.
  • Speaker: Gary M. Shiffman, PhD, Chief Executive Officer, Giant Oak, Inc.

CS-2J: TRID 2.0 — Ready? or Not?
– Repeated in CS-4C

Where are you in your TRID 2.0 preparations? Confused? In denial? Thinking you're ready? This session will help you recognize hidden challenges, clarify those confusing issues and share implementation strategies to be prepared for the October 1, 2018 mandatory compliance date.

  • Moderator: Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association
  • Speakers:
    • Betsy Fredrickson, Real Estate Compliance and Operational Risk, Wells Fargo Home Mortgage
    • Richard Horn, Founding Attorney and Managing Member, Garris Horn PLLC
    • Joseph "Jed" E. Mayk, Partner, Hudson Cook LLP

12:00 pm - 2:00 pm

SEATED LUNCHEON WITH SPEAKER

Key Note Address

Jennifer Tescher
President & CEO
Center for Financial Services Innovation

2:00 pm - 3:00 pm

DESSERT BREAK IN THE MARKETPLACE

3:00pm - 4:15 pm

CONCURRENT SESSIONS - SERIES 3

CS-3A: Fair Lending Hot Topics
– Repeated in CS-5F

A panel of attorneys, some of the foremost fair lending experts in our industry, will examine recent enforcement trends and emerging fair lending topics and will provide compliance management strategies to mitigate risk and satisfy examiners. It's the must-see session that will help you align your fair lending priorities.

  • Moderator: Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank
  • Speakers:
    • Melanie Brody, Partner, Mayer Brown LLP
    • Paul F. Hancock, Partner, K&L Gates LLP
    • Andrea K. Mitchell, Partner, Buckley Sandler LLP
    • Anand Raman, Partner, Skadden, Arps, Slate, Meagher & Flom, LLP

CS-3B: E-NOUGH! Check Up On Your E-Lending Compliance Program
– Repeated from CS-1A

As technologies and strategies continue to evolve and change, you must do regular check-ups on your e-lending compliance program to make sure it is doing what you need it to do. Join our experts as we explore common pitfalls in managing e-disclosures, e-sign and e-closures and how to manage these in a compliant and efficient manner.

  • Speaker: Thomas J. Healy, CRCM, Compliance Executive, Ally Bank

CS-3C: Roles and Responsibilities of the Third Line of Defense From The Auditors Point of View: A Session For Auditors
– Repeated from CS-2F

Defining roles and responsibilities between the second and third lines of defense has become more challenging. A panel of Internal Auditors and Consultants will discuss the roles and responsibilities of the third line of defense, the boundaries of internal audits responsibilities, and how to develop a cohesive, coordinated strategy with the second line of defense.

  • Moderator: Elizabeth M. Snyder, CRCM, Senior Vice President, Senior Manager Compliance Governance and Exam Management, First Citizens Bank
  • Speakers:
    • Maria E. Mayshura, Vice President/Internal Auditor, First Bank
    • Amy J. Wheeler, Senior Director, Corporate Audit Services, First National Bank
    • Paul R. Osborne, CPA, Partner, Crowe

CS-3D: Mortgage Lending Origination Compliance
– Repeated from CS-1C

It has been five years since we started implementing final mortgage rules coming out of the Dodd Frank Act yet we still have plenty of post implementation challenges to address. This session will address complexities in TRID, ATR/QM, MLO Compensation and Qualification that are still causing sleep loss and share expert advice on how to put them to rest!

  • Moderator/Speaker: Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association
  • Speakers:
    • Brandy A. Hood, Associate, Buckley Sandler LLP
    • Jerod Moyer, CRCM, Consultant, Banker's Compliance Consulting

CS-3E: Record Retention: Is More, Better?
– Repeated from CS-1J

When was the last time your bank's Record Retention Schedule/Policy was assessed? Do you really know if you are complying with your schedule? In this session we'll talk candidly about considerations for your schedule, discuss leading practice controls and risk assessment when documents are saved beyond the schedule.

  • Moderator for CS-3E Only: Abby Dawes Colombo, CRCM, Chief Compliance Officer, Consumer Bank, Citizens Bank
  • Speakers: 
    • Stephanie L. Christolear, CPA, BKD LLP
    • Andrew Steinbaugh, CRCM, Director Regulatory Change Management, Corporate Compliance, First National Bank of Omaha

CS-3F: Regulatory Change Management — Pay it Forward!
– Repeated in CS-4A

Regulatory change management is a key element in the Compliance Management System.  A fresh approach is needed given recent changes in regulatory reform.  This session will offer three practical frameworks, an application of a recent regulatory change, and leading practices and steps to prepare and manage this high risk area.

  • Moderator/Speaker: Raji Sathappan, MBA, CRCM, CAMS, Director, Mercadien
  • Speakers:
    • Kevin Georgetti, Esq. CRCM CAMS, Senior Vice President, Head of Compliance, Investors Bank
    • Charles A. LeFevre, CRCM, Senior Vice President, Chief Compliance Officer, Fidelity Bank
    • Scott Q. Nininger, CRCM, CFSSP, Senior Vice President, Director of Regulatory Risk Management, Union Bankshares Corporation

CS-3G: Commercial Lending Hot Topics
– Repeated in CS-5G

Shut up! Commercial Banking IS INDEED subject to Compliance Laws and Regulations!! Unbelievable, but it's true. How can we help commercial bankers who struggle to manage compliance with the extensive rules and regulations applicable to commercial transactions? In this session, we'll discuss the pain points in commercial lending compliance and how to strengthen your CMS. We'll round out the session with some "leading practices" that you can take home and use!

  • Moderator: Kristi Cunningham, CRMC, CAMS, Senior Vice President, Compliance Officer, Security National Bank
  • Speakers:
    • Patti J. Blenden, CRCM, President and Founder, Financial Solutions for Growing Companies, Inc.
    • Carl G. Pry, Managing Director, Treliant

CS-3H: Updating Your Cybersecurity Breach Toolkit
– Repeated in CS-4H

Long gone are the days when Banks wondered what their top compliance risk was. Today, cybersecurity tops the list. Protecting customer information remains critical - but what happens when your Bank's systems are breached? This session will explore what role Compliance must play in your cyber risk program and when there is a cyber breach. We will discuss regulatory reporting requirements, incident response plans, civil liability, and other "musts" to recover from a compromise of protected information. 

  • Moderator: LeAnne Bailey Staalenberg, CISSP, CRCM, Senior Vice President, Corporate Security, Capital City Bank
  • Speaker:
    • Yolanda P. "Landy" Dutton, CIA, Vice President and Internal Manager, Summit Bank NA
    • Scott E. Wortman, Partner, Blank Rome LLP
    • George Smirnoff, Chief Information Security Officer, Synchrony

CS-3I: RESPA Section 8
– Repeated in CS-5A

Changes in the business environment and legal direction mean it is time for us to discuss RESPA Section 8. What do these changes mean for your institution? This session's expert panelists will explore RESPA Section 8 Reset in the context of a shift to a referral dependent purchase market and learnings from recent discussions.

  • Moderator: Betsy Fredrickson, Real Estate Compliance and Operational Risk, Wells Fargo Home Mortgage
  • Speakers:
    • Brian S. Levy, Partner, Katten & Temple, LLP
    • Bruce W. Schultz, Senior Vice President, Mortgage Manager, SpiritBank
    • Joshua Weinberg, Executive Vice President, Compliance, First Choice Loan Services, Inc., A Berkshire Bank Company

CS-3J: It's Not About "U" – It's Me: Leading Practices for UDAAP Controls for the First Line
– Repeated in CS-4J

Effective UDAAP risk management requires heavy lifting from the business lines. Our first line of defense experts will discuss the leading practices for UDAAP controls. They will provide examples of effective controls for UDAAP including risk assessments, marketing controls, vendor monitoring and leading monitoring practices that have a high UDAAP risk.

  • Moderator: Kathlyn (Lyn) Farrell, CRCM, CAMS, AMLP, Senior Advisory Board Member, Treliant
  • Speakers:
    • Barbara Boccia, Senior Director, Advisory Services and Regulatory Relations, Compliance Solutions, Wolters Kluwer
    • Cindee DeVall, CRCM, Director, UDAAP Prevention Program, First National Bank of Omaha
    • Monisha Nariani, Director of Business and Industry Practices, Citi's Global Consumer Bank

4:15 pm - 4:30 pm

TRAVEL TO NEXT SESSION

4:30 pm - 5:15 pm

FLASH SESSIONS - SERIES 1: The Latest from Washington, DC

These reg-centric briefings will bring you the latest updates from Washington in a narrowly-focused, quick-download of proposals and new rules. Bring your questions - our experts will be ready to tell you all we know! These topics are subject to change, depending on late-breaking developments.

Flash-1A: What Can We Expect in Future Mortgage Lending Regulation?
– Repeated in Flash-2A

You will hear updates on pending mortgage reform proposals and the potential impact they could have on your compliance program.

  • Speaker: Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association

Flash-1B: HMDA: How Are Bank Adapting? What Changes are Coming?
Repeated in Flash 2B

Our expert will discuss how the implementation of the HMDA rules are going and potential regulatory changes down the road.

  • Speaker: Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association

Flash-1C: CRA Modernization: Key Themes and Prospects for Reform
– Repeated in Flash 2C

There’s a lot of recent discussions on CRA reform.  Our expert will provide the latest updates and proposals.

  • Speaker: Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

Flash-1D: Banking Cannabis
– Repeated in Flash 2D

We will review the regulatory risks and enforcement concerns surrounding banking cannabis businesses.

  • Speaker: Andy Guggenheim, Senior Counsel II, State Legislation, Office of Legislative Affairs and Chief Counsel, State Legislative Affairs, American Bankers Association

Flash-1E: Flood
– Repeated in Flash 2E

We will discuss pending proposals, legislative initiatives and the potential impacts they may have on your program.

  • Speaker: Diana Banks, Senior Counsel, ABA Center for Regulatory Compliance, American Bankers Association

Flash-1F: The Future of Consumer Protection Regulation
– Repeated in Flash 2F

This is a strategic review of the scope of potential changes and rulemakings in consumer protection regulation.

  • Speaker: Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association

Flash-1G: TCPA: Impact of D.C. Circuit's Decision and Prospects for Reform
– Repeated in Flash 2G

Our expert will summarize the current rules for making informational and telemarketing calls under the Telephone Consumer Protection Act and describe the impact of the D.C. Circuit Court’s Decision and the prospects for reform.

  • Speaker: Jonathan Thessin, Senior Counsel II, ABA Center for Regulatory Compliance, American Bankers Association

Flash-1H: Updated Reg CC: From Check Collection to RDC and More!
– Repeated in Flash 2H

Join our expert as she outlines the scope and impact of the updated Reg CC to your compliance program.

  • Speaker: Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association

5:15 pm - 6:15 pm

RECEPTION IN THE MARKETPLACE

6:30 pm - 7:30 pm

CRCM RECEPTION (for CRCMs Only)

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Tuesday, June 26, 2018

7:00 am - 4:15 pm

REGISTRATION OPEN

7:30 am - 8:30 am

POWER HOUR SESSIONS

Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.

Power Hour Session #1: Keep Your Eye on the Ball: Don't Strike Out on Your Next Compliance Examinations
- Sponsored by Buckley Sandler LLP

Preparing for Examinations and maintaining a strong CMS, even in these uncertain times, can help your institution avoid substantial regulatory, financial and reputational risk. Don't miss this opportunity to hear from practitioners at one of the country's preeminent financial services law firms. Buckley Sandler's lineup of industry-recognized regulatory and enforcement attorneys who will discuss: mitigating current compliance risk; helping management to keep ahead of regulatory changes. 

  • Speakers: 
  • Valerie L. Hletko, Partner, Buckley Sandler LLP
  • Brandy A. Hood, Associate, Buckley Sandler LLP
  • Andrea K. Mitchell, Partner, Buckley Sandler LLP
  • Jeffrey P. Naimon, Partner, Buckley Sandler LLP
  • Daniel P. Stipano, Partner, Buckley Sandler LLP

Power Hour Session #2: Cutting Edge Regulatory Changes
-Sponsored by Capco

Capco's panel of experts will share case studies on GDPR, CRA and Fair Lending and the possible impact these examples and associated regulatory changes could have on your institution. Capco will address potential challenges, provide advice for dealing with common mistakes and examine implementation strategies to help financial institutions address change in these important areas. 

  • Moderator: John Soffronoff, Capco
  • Speakers:
    • Bob Cardwell, Managing Principal, Consumer Finance and Fair Lending, Capco
    • Peter Dugas, Managing Principal, Center of Regulatory Intelligence, Capco
    • Scott Ramsey, Managing Principal, Cyber Security and Resiliency Practice, Capco

Power Hour Session #3: If You Paint by Numbers, What Picture Does Your HMDA Data Reveal?
-Sponsored by RSM

Financial institutions can perform their own analysis of HMDA data in order to assess their lending practices and any risks that may be attached. But, does your financial institution have the resources and skill sets to effectively perform risk assessments and analysis? In this discussion, we will explore how HMDA data has historically been viewed by examiners and what we expect the future to hold based on the new HMDA data. 

  • Moderator: Rob Farling, Director, Risk Advisory Services, RSM US LLP
  • Speakers:
    • Julia De France, Director, Risk Advisory Services, RSM US LLP
    • David R. Dowdney, Manager, Risk Advisory Services, RSM US LLP

8:00 am - 8:30 am

CONTINENTAL BREAKFAST IN THE MARKETPLACE

8:45 am - 10:00 am

GENERAL SESSION

AI and Compliance: What Does the Future Reg Tech Compliance Model Look Like?

We will get the heart of the latest developments in the world of reg tech and its impact on compliance governance from our expert panel of thought leaders and disruptors. You will also hear ideas on how regulators of the future could interact with the banks they supervise using "regulation via code." The future is now — join us to see what changes are in store.

  • Moderator: Jo Ann Barefoot, CEO, Barefoot Innovation Group
  • Speaker: Yvette R. Hollingsworth Clark, Executive Vice President and Regulatory Innovation Officer, Wells Fargo & Company

10:00 am - 10:45 pm

COFFEE BREAK IN THE MARKETPLACE

10:45 am - 12:00 pm

CONCURRENT SESSIONS - SERIES 4

CS-4A: Regulatory Change Management — Pay it Forward!
– Repeated from CS-3F

Regulatory change management is a key element in the Compliance Management System.  A fresh approach is needed given recent changes in regulatory reform.  This session will offer three practical frameworks, an application of a recent regulatory change, and best practices and steps to prepare and manage this high risk area.

  • Moderator/Speaker: Raji Sathappan, MBA, CRCM, CAMS, Director, Mercadien
  • Speakers:
    • Kevin Georgetti, Esq. CRCM, CAMS, Senior Vice President, Head of Compliance, Investors Bank
    • Charles A. LeFevre, CRCM, Senior Vice President, Chief Compliance Officer, Fidelity Bank
    • Scott Q. Nininger, CRCM, CFSSP, Senior Vice President, Director of Regulatory Risk Management, Union Bankshares Corporation

CS-4B: BSA/AML/CFT Regulatory Hot Topics
– Repeated in CS-5B

During this session, we will review the latest and most current developments in anti-money laundering, countering terrorist financing and sanctions. Our panel of experts will give you an overview of what's happening today in BSA compliance. While there are more in-depth sessions covering CDD and Cannabis, we will touch on these topics as well.

  • Moderator/Speaker: Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association
  • Speakers:
    • Lauren Kohr, CAMS, Senior Vice President and Chief Risk Officer, Old Dominion National Bank
    • Daniel P. Stipano, Partner, Buckley Sandler LLP

CS-4C: TRID 2.0 — Ready? Or Not?
– Repeated from CS-2J

Where are you in your TRID 2.0 preparation? Confused? In denial? Thinking you're ready? This session will help you recognize hidden challenges, clarify those confusing issues and share implementation strategies to be prepared for the October 1, 2018 mandatory compliance date.

  • Moderator: Betsy Fredrickson, Real Estate Compliance and Operational Risk, Wells Fargo Home Mortgage
  • Speakers:
    • Richard Horn, Founding Attorney and Managing Member, Garris Horn PLLC
    • Joseph "Jed" E. Mayk, Partner, Hudson Cook LLP

CS-4D: Appraisal Assessment - 2018
– Repeated from CS-2E

Valuation activity is changing and challenges abound. Our expert panel will focus on key industry and compliance challenges and provide practical guidance on addressing them. We'll tackle topics such as: turn times, valuation challenges, appraiser shortages, fees, state regulation and more.

  • Moderator/Speaker: Sharon L. Whitaker, Vice President, Commercial Real Estate Finance, Mortgage Markets, Financial Management & Public Policy, American Bankers Association 
  • Speakers:
    • Mark Stephens, Senior Vice President, Chief Appraiser, BB&T
    • Jerry Yurek, PNC Financial Service Group - Senior Vice President, Collateral Valuation Risk, PNC Bank, NA

CS-4E: Creating a Compliant Digital Marketing Program
– Repeated in CS-5E

Expert panelists will explore the compliance risks from a wide variety of current and emerging digital marketing channels. They will provide tactical ideas which will support your marketing division's efforts to amplify your bank's products and services all while minimizing the compliance risks.

  • Moderator: Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains Bank
  • Speakers:
    • Renee Huffaker, CRCM, Senior Compliance Manager, Arvest Bank
    • Brian Jensen, Senior Vice President, Digital Marketing, Heartland Financial USA, Inc.
    • Katherine Licup, CIPP, Vice President, Enterprise Compliance Programs, Discover Financial Services

CS-4F: Model Risk  — It's More Than Tripping On The Runway! (For Small and Mid-Size Banks)
– Single Session

Compliance professionals should understand the financial and potential consumer harm of decisions based on models that are inaccurate or inappropriate. Building an effective Model Risk Framework ensures adherence to regulatory standards across the entire model lifecycle. This session will discuss consistent and effective approaches to the management of model risk. 

  • Moderator/Speaker: Ann Marie Tarantino CRCM, CRP, AMLP, Senior Vice President and Chief Compliance Officer, Esquire Bank
  • Speakers;
    • Carl E. Case, CAMS, Senior Manager, Financial Services Office, Ernst & Young, LLP
    • Bill Tucker, CIA, CRCM, CAFP, Director of Compliance and Operational Risk Management, State Bank & Trust Company

CS-4G: How Other Peoples' Problems Become Yours? Compliance Implications of Other Bank's Enforcement Orders
– Repeated in CS-5H

Agency enforcement orders and agreements can be important triggers for emerging risks and regulator hot buttons. Do you have a process for finding, evaluating and implementing the regulatory messages being delivered to others? This session will focus on the current enforcement landscape to highlight potential vulnerabilities your bank may have and on practical approaches to address those vulnerabilities, including how the process one bank uses to ascertain the appropriate response to enforcement actions against other banks.

  • Moderator/Speaker: Dawn Causey, General Counsel, American Bankers Association
  • Speaker:
    • Michael A. Mancusi, Partner, Arnold & Porter
    • Marianne Roche, M&T Bank

CS-4H: Updating Your Cybersecurity Breach Toolkit
– Repeated from CS-3H

Long gone are the days when Banks wondered what their top compliance risk was. Today, cybersecurity tops the list. Protecting customer information remains critical - but what happens when your Bank's systems are breached? This session will explore what role Compliance must play in your cyber risk program and when there is a cyber breach. We will discuss regulatory reporting requirements, incident response plans, civil liability, and other "musts" to recover from a compromise of protected information. 

  • Moderator: LeAnne Bailey Staalenberg, CISSP, CRCM, Senior Vice President, Corporate Security, Capital City Bank
  • Speakers:
    • Yolanda P. "Landy" Dutton, CIA, Vice President and Internal Audit Manager, Summit Bank, NA
    • George Smirnoff, Chief Information Security Officer, Synchrony
    • Scott E. Wortman, Partner, Blank Rome LLP

CS-4I: Top Fraud Risks For Compliance Officers
– Repeated in CS-5I

As the list of new fraud schemes and scams gets longer, how are you identifying the red flags, mitigate the risks and manage the response? In this fast-paced session, we'll examine the latest fraud risks such as account takeover, business email compromise, new account fraud, elder fraud, virtual kidnapping, card fraud, phishing and more. We'll also discuss authentication and the cyber tools you can use to mitigate these risks.

  • Moderator: Tanweer S. Ansari, CAMS, Senior Vice President, Chief Compliance & BSA/CRA Officer, First National Bank of Long Island
  • Speakers:
    • Sepideh Behram, CAFP, Principal Vice President and BSA Officer, Burke & Herbert Bank & Trust Company
    • Ian T. Mitchell, CAFP, Principal - Financial Crimes Fraud Technology, PwC (PricewaterhouseCoopers LLP)

CS-4J: It's Not About "U" – It's Me: Leading Practices for UDAAP Controls for the First Line
– Repeated from CS-3J

Effective UDAAP risk management requires heavy lifting from the business lines. Our first line of defense experts will discuss the leading practices for UDAAP controls. They will provide examples of effective controls for UDAAP including risk assessments, marketing controls, vendor monitoring and monitoring leading practices that have a high UDAAP risk.

  • Speakers:
    • Gale H. Blackstock, CRCM, Director of Compliance and Business Unit Support, IberiaBank
    • Barbara Boccia, Senior Director, Advisory Services and Regulatory Relations, Compliance Solutions, Wolters Kluwer

12:00 pm - 1:30 pm

BUFFET LUNCHEON IN THE MARKETPLACE

Enjoy lunch with our innovative corporate partners.

1:30 pm - 2:45 pm

CONCURRENT SESSIONS - SERIES 5

CS-5A: RESPA Section 8
– Repeated from CS-3I

Changes in the business environment and legal direction mean that it is time for us to discuss RESPA Section 8. What do these changes mean for your institution? This session's expert panelists will explore RESPA Section 8 Reset in the context of a shift to a referral dependent purchase market and learnings from recent decisions.

  • Moderator: Betsy Fredrickson, Real Estate Compliance and Operational Risk, Wells Fargo Home Mortgage
  • Speakers:
    • Brian S. Levy, Partner, Katten & Temple, LLP
    • Bruce W. Schultz, Senior Vice President, Mortgage Manager, SpiritBank
    • Joshua Weinberg, Executive Vice President, Compliance, First Choice Loan Services, Inc., A Berkshire Bank Company

CS-5B: BSA/AML/CFT Regulatory Hot Topics
– Repeated from CS-4B

During this session, we will review the latest and most current developments in anti-money laundering, countering terrorist financing and sanctions. Our panel of experts will give you an overview of what's happening today in BSA compliance. While there are more in-depth sessions covering CDD and Cannabis, we will touch on these topics as well.

  • Moderator/Speaker: Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association
  • Speakers:
    • Lauren Kohr, CAMS, Senior Vice President and Chief Risk Officer, Old Dominion National Bank
    • Daniel P. Stipano, Partner, Buckley Sandler LLP

CS-5C: What's Hot in Mortgage Servicing?
– Repeated from CS-2A

Now that the CFPB Mortgage Servicing Rule Amendments have been fully implemented, what issues/challenges/questions are banks struggling with? Since Regulatory Agencies have indicated Fair Servicing is a focus in 2018, what key risks and analyses are critical from a fair servicing lens for mortgage servicing? Don't forget about servicing borrowers with limited English proficiency. Join us as we discuss these hot topics in mortgage servicing.

  • Moderator: Lynn Tarantino, CRCM, CAMS, Senior Vice President, Chief Compliance Officer, Cenlar FSB
  • Speakers:
    • Audrey Decker, Vice President, Mortgage Finance and Senior Regulatory Counsel, American Bankers Association
    • Alexa T. Milton, Associate, Relman, Dane & Colfax, PLLC
    • Jennifer Rowen, CRCM, CAMS, Vice President, Compliance Program Management, Cenlar FSB

CS-5D: Transitioning to the Bureau (BCFP - formerly CFPB)
– Single Session

If you are crossing or are approaching the $10B mark and transitioning to Bureau supervision – this session is for you! Our expert panel will walk through assessing the bank's CMS culture and readiness in making an effective supervision transition. You will hear direct experiences compliance officers have had preparing for their first Bureau exam including how to plan and demonstrate your CMS Program.

  • Moderator: Krysti Cunningham, Vice President, Compliance Officer, Security National Bank
  • Speakers:
    • April Breslaw, Senior Advisor, Treliant
    • Elizabeth A. Reister (Beth), Executive Vice President and Chief Compliance Officer, Fulton Financial Corporation
    • Diane Summers, Executive Vice President, Chief Compliance Officer, Banc of California

CS-5E: Creating a Compliant Digital Marketing Program
– Repeated from CS-4E

Expert panelists will explore the compliance risks from a wide variety of current and emerging digital marketing channels. They will provide tactical ideas which will support your marketing division's efforts to amplify your bank's products and services all while minimizing the compliance risks.

  • Moderator: Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains Bank
  • Speaker:
    • Renee Huffaker, CRCM, Senior Compliance Manager, Arvest Bank
    • Brian Jensen, Senior Vice President, Digital Marketing, Heartland Financial USA, Inc.
    • Katherine Licup, CIPP, Vice President, Enterprise Compliance Programs, Discover Financial Services

CS-5F: Fair Lending Hot Topics
- Repeated from CS-3A

A panel of attorneys, some of the foremost fair lending experts in our industry, will examine recent enforcement trends and emerging fair lending topics and will provide compliance management strategies to mitigate risk and satisfy examiners. It's the must-see session that will help you align your fair lending priorities.

  • Moderator: Cara C. James, CAP, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank
  • Speakers:
    • Melanie Brody, Partner, Mayer Brown LLP
    • Paul F. Hancock, Partner, K&L Gates LLP
    • Andrea K. Mitchell, Partner, Buckley Sandler LLP
    • Anand Raman, Partner, Skadden, Arps, Slate, Meagher & Flom, LLP

CS-5G: Commercial Lending Hot Topics
– Repeated from CS-3G

Shut up! Commercial Banking IS INDEED Subject to Compliance Laws and Regulations!! Unbelievable, but it's true. How can we help commercial bankers who struggle to manage compliance with the extensive rules and regulations applicable to commercial transactions? In this session, we'll discuss the pain points in commercial lending compliance and how to strengthen your CMS. We'll round out the session with some "leading practices" that you can take home and use!

  • Moderator for 5G only: Sandra K. Chapman, CRCM, Executive Vice President, Chief Compliance Officer, Busey Bank
  • Speakers:
    • Patti J. Blenden, CRCM, President and Founder, Financial Solutions for Growing Companies, Inc.
    • Carl G. Pry, Managing Director, Treliant

CS-5H: How Other Peoples' Problems Become Yours? - Compliance Implications of Other Bank's Enforcement Orders
– Repeated from CS-4G

Agency enforcement orders and agreements can be important triggers for emerging risks and regulator hot buttons. Do you have a process for finding, evaluating and implementing the regulatory messages being delivered to others? This session will focus on the current enforcement landscape to highlight potential vulnerabilities your bank may have and on practical approaches to address those vulnerabilities, including how the process one bank uses to ascertain the appropriate response to enforcement actions against other banks.

  • Moderator/Speaker: Dawn Causey, General Counsel, American Bankers Association
  • Speakers:
    • Michael A. Mancusi, Partner, Arnold & Porter
    • Marianne Roche, M&T Bank

CS-5I: Top Fraud Risks For Compliance Officers
– Repeated from CS-4I

  • Moderator: Tanweer S. Ansari, CAMS, Senior Vice President, Chief Compliance & BSA/CRA Officer, First National Bank of Long Island
  • Speakers:
    • Sepideh Behram, CAFP, Principal Vice President and BSA Officer, Burke & Herbert Bank & Trust Company
    • Ian T. Mitchell, CAFP, Principal - Financial Crimes Fraud Technology, PwC (PricewaterhouseCoopers LLP)

CS-5J: Expanding Your Reach: Working with a Diverse Community
– Single Session

As your bank continues to expand and diversify its customer base, how are you ensuring your interactions, products, and services are compliant? In this session, we will provide leading practices in analyzing your product mix for fair banking concerns, trends in serving customers with limited English proficiency, UDAAP red flags and monitoring the staff diversity. You will walk away with new ideas in not only improving your compliance program but new ideas in improving service to a wide range of customers in your market.

  • Moderator/Speaker: 
    • Tina Shaver, CRCM, CAMS, Senior Director, Treliant 
  • Speakers:
    • James E. Brooks, Chief Compliance Officer, Huntington National Bank
    • Robert L. Curry, CRCM, Chief Compliance Officer, KeyBank NA
    • Valerie L. Hletko, Partner, Buckley Sandler LLP

2:45 pm - 3:45 pm

FINAL DESSERT BREAK IN THE MARKETPLACE

3:45 pm - 4:30 pm

FLASH SESSIONS - SERIES 2: The Latest from Washington, DC

These reg-centric briefings will bring you the latest updates from Washington in a narrowly-focused, quick-download of proposals and new rules. Bring your questions - our experts will be ready to tell you all we know! These topics are subject to change, depending on late-breaking developments.

Flash-2A: What Can We Expect in Future Mortgage Lending Regulation?
– Repeated from Flash 1A

You will hear updates on pending mortgage reform proposals and the potential impact they could have on your compliance program.

  • Speaker: Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association

Flash-2B: HMDA: How Are Banks Adapting? What Changes Are Coming?
– Repeated from Flash 1B

Our expert will discuss how the implementation of the HMDA rules are going and potential regulatory changes down the road.

  • Speaker: Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association

Flash-2C: CRA Modernization: Key Themes and Prospects for Reform
– Repeated from Flash 1C

There’s a lot of recent discussions on CRA reform.  Our expert will provide the latest updates and proposals.

  • Speaker: Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

Flash-2D: Banking Cannabis
– Repeated from Flash 1D

We will review the regulatory risks and enforcement concerns surrounding banking cannabis businesses.

  • Speaker: Andy Guggenheim, Senior Counsel II, State Legislation, Office of Legislative Affairs and Chief Counsel, State Legislative Affairs, American Bankers Association

Flash-2E: Flood
– Repeated from Flash 1E

We will discuss pending proposals, legislative initiatives and the potential impacts they may have on your program.

  • Speaker: Diana Banks, Senior Counsel, ABA Center for Regulatory Compliance, American Bankers Association

Flash-2F: The Future of Consumer Protection Regulation
– Repeated from Flash 1F

This is a strategic review of the scope of potential changes and rulemakings in consumer protection regulation.

  • Speaker: Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association

Flash-2G: TCPA: Impact of D.C. Circuit's Decision and Prospects for Reform
– Repeated from Flash 1G

Our expert will summarize the current rules for making informational and telemarketing calls under the Telephone Consumer Protection Act and describe the impact of the D.C. Circuit Court’s Decision and the prospects for reform.

  • Speaker: Jonathan Thessin, Senior Counsel II, ABA Center for Regulatory Compliance, American Bankers Association

Flash-2H: Updated Reg CC: From Check Collection to RDC and More!
– Repeated from Flash 1H

Join our expert as she outlines the scope and impact of the updated Reg CC to your compliance program.

  • Speaker: Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association

4:30 pm

ADJOURN FOR THE DAY

Enjoy a night on your own in Nashville!

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Wednesday, June 27, 2018

7:30 am - 12:30 pm

REGISTRATION OPEN

7:30 am - 8:30 am

POWER HOUR SESSIONS

Power Hour Session #1: CRCM Information Session
Sponsored by ABA Certifications - CRCM

Interested in earning the CRCM? Join the experts over continental breakfast and learn about the highly recognized Certified Regulatory Compliance (CRCM) certification. CRCM Advisory Board members will review the certification process and answer questions on how to best prepare for the exam.

Power Hour Session #2:
Sponsored by ACL Services Limited

Power Hour Session #3: Compliance in the World of Digital Account Openings
Sponsored by Zenmonics

Digital transformation is ultimately about using technology to begin and sustain the ongoing customer experience. In retail banking, this begins with the opening and funding the deposit account. We will discuss how technology is enabling banks to meet customer demand for digital interactions while still meeting compliance requirements for account opening. 

  • Speaker: Tracey Dunlap, Chief Experience Officer, Zenmonics

8:00 am - 8:45 am

CONTINENTAL BREAKFAST IN THE FOYER

8:45 am - 9:45 am

GENERAL SESSION

Compliance and Conduct Risk: A Conversation
Join us as we discuss the organizational strategies banks are beginning to implement to mitigate conduct risk.

  • Moderator: Kathlyn (Lyn) Farrell, CRCM, CAMS, AMLP, Senior Advisory Board Member, Treliant
  • Speakers:
    • Aprille M. Savarese, Director – Senior Vice President: Conduct, Security and Financial Crimes Risk Management, Zions Bancorporation
    • Kara Tucker, JD, Enterprise Ethics Office, SunTrust Bank

9:45 am - 10:00 am

STRETCH BREAK

10:00 am - 11:00 am

GENERAL SESSION

Regulatory Roundtable

Senior Representatives from banking supervisory agencies will discuss the latest exam concerns, guidance and what's on the horizon.

  • Moderator: Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association
  • Speakers:
    • Dr. Eric Belsky, Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System
    • Christopher D'Angelo, Associate Director, Supervision, Enforcement and Fair Lending, Bureau of Consumer Financial Protection
    • Grovetta N. Gardineer, Senior Deputy Comptroller for Compliance and Community Affairs, Office of the Comptroller of the Currency
    • Mark Pearce, Director, Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation

11:00 am - 11:15 am

STRETCH BREAK

11:15 am - 12:15 pm

CLOSING GENERAL SESSION

What to Tell Your CEO When You Return Home

How will you summarize four days' worth of learning into a presentation to your senior management and board? Don't miss ABA's Regulatory Relations Staff's comprehensive and succinct overview of the critical takeaways from the conference. They will also update you on late breaking developments that weren't covered in conference sessions.

  • Moderator: Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association
  • Speakers:
    • Rod Alba, Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association
    • Diana Banks, Senior Counsel, Center for Regulatory Compliance, American Bankers Association
    • Audrey Decker, Vice President, Mortgage Finance and Senior Regulatory Counsel, American Bankers Association
    • Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
    • Rick Freer, Senior Director, Exam and Compliance Programs, ABA Center for Regulatory Compliance, American Bankers Association
    • Robert G. Rowe (Rob), III, Vice President and Associate Chief Counsel, Center for Regulatory Compliance, American Bankers Association
    • Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association
    • Jonathan Thessin, Senior Counsel II, Center for Regulatory Compliance, American Bankers Association

12:15 pm

CONFERENCE ADJOURNS

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Schedule Questions? Please contact Dorothy Friedlander for more information.