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This program is subject to change. Please bookmark this page to check for continuing updates. Read ABA Conference & School Policies to help answer additional questions.

2020 Program

The 2020 program will be available in late February 2020. In the meantime, take a look back at the 2019 program.

Look Back — 2019 Program

A Note on Continuing Education Credits for 2019

This program has been approved for ABA Professional Certifications and CPE continuing education credits. View the Continuing Education Worksheet.

  • Sat, Jun 8 2019

  • Sun, Jun 9 2019

  • Mon, Jun 10 2019

  • Tues, Jun 11 2019

  • Wed, Jun 12 2019

Sat, Jun 8 2019

8:00 am - 5:00 pm

PRE-CONFERENCE WORKSHOP: ABA Fair and Responsible Lending Workshop

You can add on this optional pre-conference workshop to your conference registration or you can attend the workshop without attending the conference.

Workshop Hours:

8:00 am - 9:15 am - Workshop Registration and Continental Breakfast

9:15 am - 5:00 pm - Workshop (includes lunch, morning and afternoon beverage breaks)

2:00 pm - 5:00 pm

CONFERENCE REGISTRATION OPENS

Sun, Jun 9 2019

7:30 am - 6:30 pm

REGISTRATION OPEN

9:00 am - 9:45 am

NEW ATTENDEE WELCOME (Optional)

Newcomers, don your newcomers badge ribbon (found at registration) and stop by this optional 45-minute newcomers welcome. Hear tips on maximizing your conference ROI. This optional welcome briefing is open to all first-time attendees who plan on attending the educational offerings.

10:00 am - 11:30 am

DEEP DIVE SESSIONS - SERIES 1

Deep Dive Sessions provide an interactive environment where leading practices are explored and discussed in an expanded session.

Deep Dive 1A: Demystifying AI and Robotics – Mid-Size/Large Bank

  • Single Session - Community Bank Version in Deep Dive 2A

INNOV-A • COMPL

Banks over $15 billion are adopting a wide range of new technologies at a variety of different rates. What are those use cases? What are the emerging questions and expectations? We’ll start this session by level-setting with terminology and trends. We’ll then move into use cases for technology. Our goal is to create a better consumer of AI.

Moderator:

  • Lyn Farrell, Regulatory Strategy Advisor, Hummingbird

Speakers:

  • Matthew Buskirk, Co-Founder and Co-CEO, Hummingbird RegTech
  • Harsh R. Pandya, Social Scientist, Giant Oak, Inc.
  • Scott P. Essex, Executive Vice President, Chief Compliance & Ethics Officer, Citizens Financial Group, Inc.

Deep Dive 1B: Data Governance in a New Era

  • Repeated in Deep Dive 2B

INNOV-A • COMPL

Understanding “data intelligence” and what automation tools can provide is only half the battle when managing data governance today. You must also make sure your bank understands the data linkages between divisions, business lines, and third parties. We’ll discuss how to map data from where it resides and ensure the necessary controls are in place throughout the organization. We’ll also discuss what a “digitized bank” means in terms of customer products and interface.

Moderator:

  • Charles P. Corbezzolo, CRCM, Vice President, Policy Management & Adherence, TD Bank

Speakers:

  • Raji Sathappan, CPA,MBA,CRCM,CAMS, Director, Mercadien
  • Tracy Daniels, Senior Vice President, Chief Technology Officer – Shared Services, SunTrust Bank

Deep Dive 1C: Effective Change Management -- Community Banks

  • Single Session

COMPL

How do Compliance Officers at Community Banks juggle what seems like an ever-growing list of changes (i.e. regulatory changes, product changes, fee changes, etc.). This panel of Community Bank Compliance Officers will provide you with real life examples of how they stay abreast of and manage change in their day to day jobs. Learn about what concepts, tools and resources they use to effectively and efficiently manage change across their organization.

Moderator:

  • Kevin Georgetti, Esq. CRCM CAMS, Chief Compliance Officer, Executive Vice President, First United Bank & Trust

Speakers:

  • Sandra Chapman, Executive Vice President, Chief Compliance Officer, Busey Bank
  • Sherry Holtzclaw, Vice President, Director, Compliance, First Merchants Bank
  • Paula Kurkowsi, Vice President, Director of Compliance, Stockman Bank

Deep Dive 1D: Next Gen Compliance Management Systems: This Ain't Your Grandma's CMS!

  • Repeated in Deep Dive 2D

COMPL

CMS 3.0 is here but what should it look like? This panel will address practical approaches for all bank sizes to further develop an evolving CMS that is dynamic and responsive to regulatory changes and expectations, while addressing industry trends, and providing tactical tools to better leverage your own risk indicators.

Moderator:

  • Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains Bank

Speakers:

  • Stephanie Boryla, Senior Vice President, Chief Compliance Officer, UMB Financial Corporation
  • Pamela Perdue, Executive Vice President and Chief Regulatory Officer, Continuity
  • Thomas W. Williams, CRCM, CCBIA, ACT Specialist, Senior Vice President, United Bank

Deep Dive 1E: A Practical Guide to Implementing State Law

  • Repeated in Deep Dive 2E

LEGAL

State Law compliance and litigation risk, what should you be doing?  State legislatures continue a trend in enacting laws that impact financial services.  From privacy in California, to Federal Employee benefits in Delaware; and don’t forget the perennial focus on escheatment.  This session will address how to monitor, dissect, and understand these increasing challenges banks face in their own backyards.

Moderator:

  • Dawn Causey, General Counsel, American Bankers Association

Speakers: 

  • Tom Boswell-Healey, J.D., Associate Counsel and Senior Compliance Consultant, Minnesota Bankers Association
  • Kevin Legler, CAMS, CFE, Program Director, Regulatory Change Management, US Bank

Deep Dive 1F: A Banker's Guide to New HMDA Data

  • Repeated in Deep Dive 2F

LENDING

You survived the 2018 HMDA data collection and reporting processes. What do you do now?  After a review of what the national aggregate data, our panelists will discuss how you can use that information and your own data in your fair lending and CRA compliance programs, with a focus on how to prepare for a HMDA and fair lending exam.

Moderator:

  • Gary A. Pacos, Senior Vice President, Director of Fair and Responsible Banking, KeyBank 

Speakers:

  • Anurag Agarwal, President, RiskExec, Asurity
  • Matthew Darragh, Vice President, Compliance Risk Management, Fair Lending Officer, M&T Bank
  • Rick Freer, Senior Director, Examination and Compliance Programs, Center for Regulatory Compliance, American Bankers Association
  • Carl G. Pry, CRCM, Managing Director, Treliant
  • Shannon Thomason, CRCM, Senior Vice President, Chief Compliance Officer, Central Bancompany

Deep Dive 1G: Data Protection Rules - It's More Than You Think

  • Repeated in Deep Dive 2G

INFOSEC

Moderator:

  • Sharri L. Logsdon, Compliance Executive, Consumer and Business, Regions Bank

Speakers: 

  • Kathleen “Kitty” Ryan, Of Counsel, Morrison & Foerster LLP
  • David J. Oberly, Associate, Blank Rome LLP

Deep Dive 1H: Exam Management: Tips and Tricks – An Interactive Discussion

  • Repeated in Deep Dive 2H

COMPL

Successfully managing the examination process is similar to managing the compliance lifecycle of a product or service. Experienced professionals will provide their tips and tricks as they walk through all of the essential phases of the exam lifecycle, including:  establishing a strong governance framework, preparatory work, daily exam interactions and post-examination follow-up.   Bring your ideas as well and expect to share what you’ve learned through common and uncommon experiences.

Speakers:

  • April Breslaw, Senior Advisor, Treliant
  • Elizabeth M. Snyder, Senior Vice President, Senior Manager Compliance Governance and Program Management, First Citizens Bank
  • Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.

Deep Dive 1I: Don’t Get Caught Off Guard – Conduct Risk Leading Indicators and Assessment

  • Repeated in Deep Dive 2I

COMPL

Regulatory scrutiny and expectations continue to be heightened related to Conduct Risk. Join us as we hone in on potential leading indicators in the space that can help you stay ahead of the game. We will also discuss scope of coverage for this risk type and tips for stones to look under to assist with aggregating a holistic view for assessment and reporting.  

Moderator/Speaker:

  • Cara Williams, CERP, CRCM, CCEP-I, Senior Vice President, Control Executive - Stakeholder Relations, Wells Fargo

Speakers:

  • Peter Dugas, Managing Principal, Capco
  • Aprille M. Savarese, Director – Senior Vice President: Conduct, Security and Financial Crimes Risk Management, Zions Bancorporation
  • Kara Tucker, JD, Enterprise Ethics Office, SunTrust Bank

Deep Dive 1J: Technology Advancements in Payments and Their Compliance Risks

  • Repeated in Deep Dive 2J

INNOV-A

Zelle, Venmo, IngoMoney, PayPal, and now Apple Card. Payment technologies and methods continue to grow and evolve. What are these things and what are the risks they bring to the bank and to our customers? Come to hear how traditional compliance heavy functions like complaints, disputes, third party management and other functions need to evolve.

Moderator:

  • Ed Gross, Senior Director, Operations and Payments, American Bankers Association

Speakers:

  • Arif Ahmed, Senior Vice President Mobile and Emerging Tech Innovation, U.S Bank NA
  • Andrew E. Bigart, Partner, Venable LLP
  • Thomas J. Healy, CRCM, Executive Director – Auto Compliance Risk Ally Bank
  • Scott H. Pope, CRCM, Senior Vice President,  RPS Prepaid - Risk and Compliance Senior Manager, U.S. Bank

11:30 am - 1:30 pm

CONFERENCE-PROVIDED BOX LUNCH

Pick up your box lunch and enjoy a showcase of innovative compliance solutions in our main ballroom, or you can enjoy lunch anywhere throughout our space for networking time.

COMPLIANCE SOLUTIONS SHOWCASE

Noon

Celestin Ballroom: It’s lunch and a show – a solutions show! Bring your box lunch and listen to top corporate partners share what’s new in their offerings in a fast-paced learning environment. Five-minute solution-pitches provide you a glimpse of the future!

1:30 pm - 3:00 pm

DEEP DIVE SESSIONS - SERIES 2

Deep Dive Sessions provide an interactive environment where leading practices are explored and discussed in an expanded session.

Deep Dive-2A: Demystifying AI and Robotics - Community Bank

  • Single Session - Mid-Size/Large Bank Version in Deep Dive 1A

INNOV-A • COMPL

“If you have a hammer – not everything is a nail!”  This session is the community banker’s guide to emerging AI technology.  We’ll walk through terminology and trends, use cases appropriate to your resources and needs, how to get started, what to ask vendors and more. Our goal is to create a better-informed consumer of AI.

Moderator:

  • Lyn Farrell, Regulatory Strategy Advisor, Hummingbird

Speaker:

  • Matthew Buskirk, Co-Founder and Co-CEO, Hummingbird RegTech

Deep Dive 2B: Data Governance in a New Era

  • Repeated from Deep Dive 1B

INNOV-A • COMPL

Understanding “data intelligence” and what automation tools can provide is only half the battle when managing data governance today. You must also make sure your bank understands the data linkages between divisions, business lines, and third parties. We’ll discuss how to map data from where it resides and ensure the necessary controls are in place throughout the organization. We’ll also discuss what a “digitized bank” means in terms of customer products and interface.

Moderator:

  • Charles P. Corbezzolo, CRCM, Vice President, Policy Management & Adherence, TD Bank

Speakers:

  • Raji Sathappan, CPA, MBA, CRCM, CAMS, Director, Mercadien
  • Tracy Daniels, Senior Vice President, Chief Technology Officer – Shared Services, SunTrust Bank

Deep Dive 2C: Getting Agile: Compliance’s Role

  • Single Session

LEADER

Implementing Agile within a financial institution requires learning new skills, aligning diverse teams, and influencing in a different way. How can your compliance team embrace Agile? Join us to get a better understanding of Agile, hear about best practices from compliance teams working in Agile environments, and an interactive discussion on challenges and opportunities.

Moderator:

  • Krysti Cunningham, CRCM, CAMS, Senior Vice President, Compliance Officer, Security National Bank

Speakers:

  • Elizabeth Fredrickson, CRCM , Vice President, Wells Fargo Bank NA
  • Sterling W. Hening, CRCM, Vice President, Compliance, Capital One Bank (USA) NA
  • Kathryn S. Reimann, Senior Managing Director, Treliant

Deep Dive 2D: Next Gen Compliance Management Systems: This Ain’t Your Grandma’s CMS!

  • Repeated from Deep Dive 1D

COMPL

CMS 3.0 is here but what should it look like? This panel will address practical approaches for all bank sizes to further develop an evolving CMS that is dynamic and responsive to regulatory changes and expectations, while addressing industry trends, and providing tactical tools to better leverage your own risk indicators.

Moderator/Speaker:

  • Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains Bank
  • Speakers:

    • Stephanie Boryla, Senior Vice President, Chief Compliance Officer, UMB Financial Corporation
    • Pamela Perdue, Executive Vice President and Chief Regulatory Officer, Continuity
    • Thomas W. Williams, CRCM, CCBIA, ACT Specialist, Senior Vice President, United Bank

    Deep Dive 2E: A Practical Guide to Implementing State Law

    • Repeated from Deep Dive 1E

    LEGAL

    State Law compliance and litigation risk, what should you be doing? State legislatures continue a trend in enacting laws that impact financial services. From privacy in California, to Federal Employee benefits in Delaware; and don’t forget the perennial focus on escheatment. This session will address how to monitor, dissect, and understand these increasing challenges banks face in their own backyards.

    Moderator:

    • Dawn Causey, General Counsel, American Bankers Association

    Speakers:

    • Tom Boswell-Healey, J.D., Associate Counsel and Senior Compliance Consultant, Minnesota Bankers Association
    • Kevin Legler, CAMS, CFE, Program Director, Regulatory Change Management, US Bank

    Deep Dive 2F: A Banker's Guide to New HMDA Data

    • Repeated from Deep Dive 1F

    LENDING

    You survived the 2018 HMDA data collection and reporting processes. What do you do now? After a review of what the national aggregate data, our panelists will discuss how you can use that information and your own data in your fair lending and CRA compliance programs, with a focus on how to prepare for a HMDA and fair lending exam.

    Moderator:

    • Gary A. Pacos, Senior Vice President, Director of Fair and Responsible Banking, KeyBank 

    Speakers:

    • Anurag Agarwal, President, RiskExec, Asurity
    • Matthew Darragh, Vice President, Compliance Risk Management, Fair Lending Officer, M&T Bank
    • Rick Freer, Senior Director, Examination and Compliance Programs, Center for Regulatory Compliance, American Bankers Association
    • Carl G. Pry, CRCM, Managing Director, Treliant 
    • Shannon Thomason, CRCM, Senior Vice President, Chief Compliance Officer, Central Bancompany

    Deep Dive 2G: Data Protection Rules - It's More Than You Think!

    • Repeated from Deep Dive 1G

    INFOSEC

    Now, more than ever, consumers expect banks to protect their data and personal information from fraudsters. Learn about the latest developments in data protection rules and how they apply to your organization as well as practical solutions to enhance your compliance framework to address this evolving risk.

    Moderator:

    • Sharri L. Logsdon, Compliance Executive, Consumer and Business, Regions Bank

    Speakers:

    • Kathleen “Kitty” Ryan, Of Counsel, Morrison & Foerster LLP
    • David J. Oberly, Associate, Blank Rome LLP

    Deep Dive 2H: Exam Management: Tips and Tricks – An Interactive Discussion

    • Repeated from Deep Dive 1H

    COMPL

    Successfully managing the examination process is similar to managing the compliance lifecycle of a product or service. Experienced professionals will provide their tips and tricks as they walk through all of the essential phases of the exam lifecycle, including:  establishing a strong governance framework, preparatory work, daily exam interactions and post-examination follow-up.   Bring your ideas as well and expect to share what you’ve learned through common and uncommon experiences.

    Speakers:

    • April Breslaw, Senior Advisor, Treliant
    • Elizabeth M. Snyder, Senior Vice President, Senior Manager Compliance Governance and Program Management, First Citizens Bank
    • Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.

    Deep Dive 2I: Don’t Get Caught Off Guard – Conduct Risk Leading Indicators and Assessment

    • Repeated from Deep Dive 1I

    COMPL

    Regulatory scrutiny and expectations continue to be heightened related to Conduct Risk.  Join us as we hone in on potential leading indicators in the space that can help you stay ahead of the game.  We will also discuss scope of coverage for this risk type and tips for stones to look under to assist with aggregating a holistic view for assessment and reporting.  

    Moderator/Speaker:

    • Cara Williams, CERP, CRCM, CCEP-I, Senior Vice President, Control Executive - Stakeholder Relations, Wells Fargo

    Speakers:

    • Peter Dugas, Managing Principal, Capco
    • Aprille M. Savarese, Director – Senior Vice President: Conduct, Security and Financial Crimes Risk Management, Zions Bancorporation
    • Kara Tucker, JD, Enterprise Ethics Office, SunTrust Bank

    Deep Dive 2J: Technology Advancements in Payments and Their Compliance Risks

    • Repeated from Deep Dive 1J

    INNOV-A

    Zelle, Venmo, IngoMoney, PayPal, and now Apple Card. Payment technologies and methods continue to grow and evolve. What are these things and what are the risks they bring to the bank and to our customers? Come to hear how traditional compliance heavy functions like complaints, disputes, third party management and other functions need to evolve.

    Moderator:

    • Ed Gross, Senior Director, Operations and Payments, American Bankers Association

    Speakers:

    • Arif Ahmed, Senior Vice President Mobile and Emerging Tech Innovation, U.S Bank NA
    • Andrew E. Bigart, Partner, Venable LLP
    • Thomas J. Healy, CRCM, Executive Director – Auto Compliance Risk Ally Bank
    • Scott H. Pope, CRCM, Senior Vice President,  RPS Prepaid - Risk and Compliance Senior Manager, U.S. Bank

    3:00 pm - 3:15 pm

    TRAVEL TO NEXT SESSION

    3:15 pm - 4:30 pm

    CONCURRENT SESSIONS - SERIES 1

    Traditional concurrent sessions offer a wide range of topic selections.

    CS-1A: Compliance and FinTech: From Onboarding to Monitoring and Everything in Between!

    • Repeated in CS-2A

    INNOV-B

    Banking FinTechs is a great source of new revenue for banks large and small.  However, the adoption of new disruptive technology can create compliance pain-points. Presenters in this session will discuss the compliance risks for banking FinTechs and provide practical solutions for how to mitigate this risk from the due diligence stage and onward.

    Moderator:,/p>

    • Sterling W. Hening, CRCM, Vice President, Compliance, Capital One Bank (USA) NA

    Speakers: 

    • John A. Beccia III, Co-Founder and CEO, FS Vector LLC
    • Patti Hartsfield-Davis, SVP, Consumer & Business Practices Compliance, Fifth Third Bank

    CS-1B: Building a Strong Three-Lines-of-Defense Strategy

    - of special interest to community and small mid-size banks

    • Repeated in CS-5H

    COMPL

    This interactive discussion will provide attendees with leading practices and proven tactics to: establish roles and responsibilities; strategies to be efficient with transparency throughout the organization; and how to sustain the three lines of defense. Attendees will also receive key takeaways that can be quickly implemented and utilized at your organization.

    Moderator:

    • Krysti Cunningham, CRCM, CAMS, Senior Vice President, Compliance Officer, Security National Bank

    Speakers:

    • Stephanie Boryla, Senior Vice President, Chief Compliance Officer, UMB Financial Corporation
    • Elizabeth M. Snyder, Senior Vice President, Senior Manager Compliance Governance and Program Management, First Citizens Bank
    • Lynn A. Tarantino, CAMS, CRCM, Senior Vice President, Chief Compliance Officer, Cenlar FSB

    CS-1C: Successful Negotiation Strategies: Selling Your Ideas to the Right People in the Right Way 

    • Repeated in CS-2D

    LEADER

    Successful communications across business lines, executive management and with examiners is not only an essential part of a compliance officer’s job, it is essential to achieving an enterprise-wide culture of compliance.  Leadership and communications expert, Dr. Mario Moussa, will present a systematic approach to persuasive engagement. You’ll learn how to work with and through others with different professional backgrounds, roles, opinions, and agendas. This interactive session will provide specific tactics and peer coaching.

    Speaker:

    • Mario Moussa, Ph.D., MBA, President, Moussa Consulting

    CS-1D: Board Reporting: Is It "War and Peace" or "Cliff Notes"? A Roundtable Discussion

    • Repeated in CS-2C

    COMPL

    How much is enough and how much is too much? This session will tackle the age-old question: How do we provide the Board the precise amount of information regulators expect and the Board needs to make informed decisions? This session will cover new strategies to balance these priorities to improve your reporting.

    Moderator/Speaker:

    • Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank

    Speakers:

    • Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains Bank
    • Carolyn Wind, Chief Compliance Officer, People's United Bank, NA

    CS-1E: Fine-Tuning and Creating Efficiencies for the Three Lines of Defense of special interest to large mid-size and money center banks

    • Repeated in CS-5F

    COMPL

    Don’t get left behind: Your line of defense programs require ongoing calibration and tuning as wells as innovative approaches to achieve efficiencies while increasing your effectiveness! This session will offer new strategies for enhancing the ever evolving three lines of defense.

    Moderator:

    • Tina M. Shaver, CRCM, CAMS, Senior Director, Treliant

    Speakers:

    • Robert L. Curry, CRCM, Chief Compliance Officer, KeyBank
    • Michael Little, Chief Compliance Officer, PNC Financial Services Group, Inc. 
    • Sarah Olthoff, Vice President, Corporate Compliance, Capital One

    CS-1F: Sales Practices Risk: Don’t Stop Now - It’s Time to Take it to the Next Level!

    • Repeated in CS-2E

    CONSMR

    Many institutions are still working to wrap their arms around sales practices risk and how to adequately mitigate and oversee the various ways in which this risk can manifest. Join us as we go through some leading indicators to help identify sales practices risk.  Then, we will dig deeper and discuss considerations when dealing with affiliates and fourth parties as well as recent guidance pertaining to retail non-deposit investment products (RNDIP) sales activities.

    Moderator:

    • Cara Williams, CERP, CRCM, CCEP-I, Senior Vice President, Control Executive - Stakeholder Relations, Wells Fargo

    Speakers:

    • Eric Ferri, Managing Director, Promontory Financial Group
    • Jo Ann Stall, CRCM, Chief Compliance Officer, BOK Financial
    • Roland Brooks, Senior Vice President, Conduct Risk Director, The Huntington National Bank

    CS-1G: Top CRA Challenges and How to Solve Them

    • Repeated in CS-3D

    LENDING

    Join us as we review current Community Reinvestment / Community Development challenges, emerging risks and hot topics. The session will explore exam management and structure, CRA effects of Home Equity HMDA reporting, M&A considerations, and working with community groups. We will also discuss whether aiming for Satisfactory is enough. NOTE: The Flash Session on CRA will deal exclusively with regulatory updates. 

    Moderator/Speaker:

    • Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

    Speakers: 

    • Staci Glenn Short, CRCM, CRP, Senior Vice President, Community Development Program Director, Huntington National Bank
    • Martie North, Senior Vice President and Director, Community Development & CRA, Simmons Bank
    • Carmen Ramirez, Assistant Vice President, CRA and Fair Lending Manager, Hancock Whitney Bank

    CS-1H: Digital Marketing: When Compliance and Technology Collide

    • Repeated in CS-2G

    INNOV-B

    To safely and effectively use digital marketing, banks must understand the intersection of compliance and digital marketing tools. This session will discuss regulations that impact digital marketing and the key steps in developing the compliance/risk framework required to understand and mitigate digital marketing risks.

    Moderator:

    • Kevin Georgetti, Esq. CRCM CAMS , Chief Compliance Officer, Executive Vice President, First United Bank & Trust

    Speaker:

    • Renee Huffaker, CRCM, Arvest Bank

    CS-1I: Leading Indicators to UDAAP Risk: Being Customer Centric Without Compliance Compromise

    • Repeated in CS-2H

    CONSMR

    A view from the eyes of the consumer and strong metrics and risk assessment are key to identifying leading UDAAP indicators at your institution. In this session, experts will explore both and they will provide great takeaways to help you as you collaborate with your business lines to identify UDAAP risk early.

    Speakers:

    • Barbara Boccia, Senior Director, US Advisory Services and Regulatory Relations, Wolters Kluwer
    • Emily Porath, CRCM, Vice President, Operational Risk, UDAAP Program Office, Wells Fargo Compliance

    CS-1J: Compliance Hotline: LIVE!

    • Repeated in CS-4I

    ALL TRACKS

    Join ABA’s experts and hear the hottest compliance questions answered. During this breakout session, you will meet some of ABA’s key compliance experts and experience ABA’s Compliance Hotline in person. The Compliance Hotline is one of ABA’s most popular free resources – come see the team in action. You will also learn about other free resources that can tangibly make your compliance role easier.

    Moderator/Speaker:

    • Kim Michael, Vice President, Member Outreach, American Bankers Association

    Speakers:

    • Leslie Callaway, Director, Compliance Outreach and Development, American Bankers Association
    • Rhonda Castaneda, Senior Analyst, Compliance, American Bankers Association
    • Mark Kruhm, Senior Analyst, Compliance, American Bankers Association

    4:30 pm - 4:45 pm

    TRAVEL TO NEXT SESSION

    4:45 pm - 6:00 pm

    GENERAL SESSION

    Innovation Roundtable: Building an Innovative Compliance Function

    Innovation and technology are changing the way compliance operates in banks of all sizes. Our roundtable will rethink every aspect of the compliance management function including performance standards, talent management and skills building, vendor management, policies and procedures. There is no one answer for how your institution plans for the future - but we'll provide some thoughts on what you should be asking yourselves now, so you will be prepared when the future arrives.

    INNOV-C • LEADER

    Moderator:

    • Ryan Rasske, Senior Vice President, Risk and Compliance Markets, American Bankers Association

    Speakers:

    • Jo Ann Barefoot, CEO  Barefoot Innovation Group, LLC
    • Richard H. Harvey, Jr., Independent Consultant
    • Greg Imm, Chief Compliance Officer, M&T Bank Corporation 
    • Scott P. Essex, Executive Vice President, Chief Compliance & Ethics Officer, Citizens Financial Group, Inc.

    6:00 pm - 7:15 pm

    OPENING RECEPTION IN THE MARKETPLACE

    Our marketplace is your compliance solutions hub where you can speak one-on-one with the nation's top compliance risk solutions providers and hear trending new practices in our live podcast studio.

    Sponsored by ABA Endorsed Solutions

    Mon, Jun 10 2019

    7:00 am - 6:00 pm

    REGISTRATION OPEN

    7:30 am - 8:30 am

    POWER HOUR SESSIONS

    Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.

    Look for timely and informative sessions from these sponsors:

    Power Breakfast #1: Practical Recommendations for Operationalizing the CCPA: Where to Start and How to Sustain

    • Sponsored by: Grant Thornton

    In response to growing privacy and security concerns in the digital era, governments have started to regulate privacy and data protection more thoroughly. The EU set the global standards by enacting the GDPR with California and Brazil passing their own versions shortly thereafter, and potentially a federal privacy law on the horizon. Companies need to develop and position their privacy programs to meet the evolving regulatory landscape proactively versus reactively and implement privacy by design concepts into their business units. Join Grant Thornton to discuss the California Consumer Privacy Act (CCPA) and walk through key operationalization questions including where to begin the compliance journey and how to leverage automation to sustain and scale the privacy program with future regulation. 

    Speaker:

    • Derek Han, Principal, Cyber Risk Advisory, Grant Thornton

    Power Breakfast #2: Be the Compliance Officer You Weren’t Trained to Be: Learning from Mistakes and Observations from the Field

    • Sponsored by: Treliant

    Compliance has become more complex not only for the institution, but for the compliance officer. Not only are there many other laws and regulations to contend with, but the compliance management function is different.  Different expectations, different roles, and different skills are needed to succeed in today’s environment, in which principles and perception can be as risky as rules.

    Speakers:

    • Ross Marrazzo, Senior Managing Director, Treliant
    • Kathryn Reimann, Senior Managing Director, Treliant
    • Carl Pry, Managing Director, Treliant
    • Lynn Woosley, Engagement Director, Treliant

    Power Breakfast #3: Compliance Innovation: How to Optimize and Transform Seamlessly

    • Sponsored by: Capco

    Leveraging a panel of Capco subject matter experts, we will be discussing profound ways we see the industry evolving and adapting to meet future strategic and competitive challenges, including digital delivery channels, and effective and efficient compliance management. The panel discussion will cover key and timely topics, including: Digital transformation, M&A, emerging risks, and optimization of risk and compliance programs to achieve maximum return on investment.

    Moderator:

  • John Soffronoff, Partner, Finance Risk & Compliance, Capco
  • Speakers:

    • Pam Buckley, Managing Principal, Finance Risk & Compliance, Capco
    • Scott Tullio, Partner, Digital Practice, Capco
    • Peter Dugas, Managing Principal Center of Regulatory Intelligence, Capco

    Power Breakfast #4: Navigating the Digital Mortgage Frontier Compliantly and Profitably

    • Sponsored by: Promontory Fulfillment Services and ComplianceEase

    Banks today are under significant pressure due to declining mortgage origination volume, historically high costs, increasing competition from fintech entrants, and consumers demanding a more user-friendly, digital experience. But implementing new technology can be costly and time-consuming. In an environment like this, banks may be tempted to bend the rules and take shortcuts to reduce compliance fixed costs - but do so at their own peril. Join mortgage industry experts for an engaging Power Breakfast examining how banks can remain competitive, profitable, and compliant when transitioning to a digital lending process.

    Speakers:

    • Dan Smith, Head of Regulation and Compliance, Promontory MortgagePath
    • Colgate Selden, Head of Regulation and Compliance, Promontory MortgagePath
    • Michael Kolbrener, Chief Executive Officer, PromonTech

    8:00 am - 8:30 am

    CONTINENTAL BREAKFAST IN THE MARKETPLACE

    8:30 am - 8:45 am

    Travel to next session

    8:45 am - 9:30 am

    GENERAL SESSION

    Washington Regulatory Update

    Back by popular demand, ABA’s James Ballentine will provide an overview of the latest legislative initiatives in DC as it impacts consumer compliance regulation.  It’s a must-see session for short-term and long-range planning.

    Speaker:

    • James Ballentine, Executive Vice President, Congressional  Relations and Political Affairs, American Bankers Association

    9:30 am - 10:15 am

    COFFEE BREAK IN THE MARKETPLACE

    10:15 am - 11:30 am

    CONCURRENT SESSIONS - SERIES 2

    CS-2A: Compliance and FinTech: From Onboarding to Monitoring and Everything in Between!

    • Repeated from CS-1A

    INNOV-B

    Banking FinTechs is a great source of new revenue for banks large and small.  However, the adoption of new disruptive technology can create compliance pain-points. Presenters in this session will discuss the compliance risks for banking FinTechs and provide practical solutions for how to mitigate this risk from the due diligence stage and onward.

    Moderator:

    • Sterling W. Hening, CRCM, Vice President, Compliance, Capital One Bank (USA) NA

    Speakers: 

    • John A. Beccia III, Co-Founder and CEO, FS Vector LLC
    • Patti Hartsfield-Davis, SVP, Consumer & Business Practices Compliance, Fifth Third Bank

    CS-2B: Banking a Marijuana or CBD Business

    • Repeated from CS-3B

    INFOSEC

    With more and more states legalizing some form of marijuana for medical or adult use, bankers can no longer avoid the consequences. Some bankers have elected to accept the risks and bank those businesses that are directly connected to the plant, such as growers and retailers. Others are more risk averse, but still have to handle customers who may be suppliers or vendors, landlords, or employees of a marijuana-related business. And, after the 2018 Farm Bill legalized hemp production, there are questions about how that fits into the equation. This session will take an open look at how banks are banking marijuana-related businesses and others connect to those businesses. We’ll also look at the current environment surrounding CBD products which are gaining in popularity. You’ll hear from experts on how to evaluate and manage the risks in this environment.

    Moderator/Speaker:

    • Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association

    Speakers:

    • Michael J. Bresnick, Partner, Venable LLP
    • Mark Haden, Vice President, Colorado National Bank
    • Jack N. Jacobson, Advisor, Thompson Coburn LLP

    CS-2C: Board Reporting: Is it "War and Peace" or "Cliff Notes"? A Roundtable Discussion

    • Repeated from CS-1D

    COMPL

    How much is enough and how much is too much? This session will tacklethe age-old question: How do we provide the Board the precise amount ofinformation regulators expect and the Board needs to make informeddecisions? This session will cover new strategies to balance thesepriorities to improve your reporting.

    Moderator/Speaker:

    • Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank

    Speakers:

    • Maureen Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains Bank
    • Carolyn Wind, Chief Compliance Officer, People's United Bank, NA

    CS-2D: Successful Negotiation Strategies: Selling Your Ideas to the Right People in the Right Way

    • Repeated from CS-1C

    LEADER

    Successful communications across business lines, executive management and with examiners is not only an essential part of a compliance officer’s job, it is essential to achieving an enterprise-wide culture of compliance.  Leadership and communications expert, Dr. Mario Moussa, will present a systematic approach to persuasive engagement. You’ll learn how to work with and through others with different professional backgrounds, roles, opinions, and agendas. This interactive session will provide specific tactics and peer coaching.

    Speaker:

    • Mario Moussa, Ph.D., MBA, President, Moussa Consulting

    CS-2E: Sales Practices Risk: Don’t Stop Now - It’s Time to Take it to the Next Level!

    • Repeated from CS-1F

    CONSMR

    Moderator:

    • Cara Williams, CERP, CRCM, CCEP-I, Senior Vice President, Control Executive - Stakeholder Relations, Wells Fargo

    Speakers:

    • Eric Ferri, Managing Director, Promontory Financial Group
    • Roland Brooks, Senior Vice President, Conduct Risk Director, The Huntington National Bank

    CS-2F: Compliance Risks in Retail Investment and Non-Deposit Products

    • Repeated in CS-3F

    LEGAL

    As your bank’s compliance management system for traditional banking products changed and expanded, is the asset management compliance program still adequate and effective? This session will provide an overview of regulatory hot button concerns within asset management and approaches to integrating and aggregating compliance risks holistically so it is understandable and digestible to management and the board.

    Moderator:

    • Stephanie Boryla, Senior Vice President, Chief Compliance Officer, UMB Financial Corporation

    Speakers: 

    • Melissa Acayan, Compliance Counsel, Raymond James
    • Tanweer (Tan) Ansari, Esq., Senior Vice President, Chief ComplianceOfficer & BSA/CRA Officer, The First National Bank of Long Island
    • Mark T. Lasswell, Vice President, Advice and Wealth Management Compliance, Ameriprise

    CS 2G: Digital Marketing: When Compliance and Technology Collide

    • Repeated from CS-1H

    INNOV-B

    To safely and effectively use digital marketing, banks must understand the intersection of compliance and digital marketing tools. This session will discuss regulations that impact digital marketing and the key steps in developing the compliance/risk framework required to understand and mitigate digital marketing risks.

    Moderator:

    • Kevin Georgetti, Esq. CRCM CAMS , Chief Compliance Officer, Executive Vice President, First United Bank & Trust

    Speakers:

    • Casandra Cooper, Senior Vice President, Enterprise Operations Artificial Intelligence Solutions Manager, Regions Bank
    • Renee Huffaker, CRCM, Arvest Bank

    CS-2H: Leading Indicators to UDAAP Risk: Being Customer Centric Without Compliance Compromise

    • Repeated from CS-1I

    CONSMR

    A view from the eyes of the consumer and strong metrics and risk assessment are key to identifying leading UDAAP indicators at your institution. In this session, experts will explore both and they will provide great takeaways to help you as you collaborate with your business lines to identify UDAAP risk early.

    Speakers:

    • Barbara Boccia, Senior Director, US Advisory Services and Regulatory Relations, Wolters Kluwer
    • Emily Porath, CRCM, Vice President, Operational Risk, UDAAP Program Office, Wells Fargo Compliance

    CS-2I: Monitoring Your Mortgage Origination Lending Controls

    • Repeated in CS-3I

    LENDING

    We’ve implemented many new regulations over the last years, now the question is how are we ensuring that things are running smoothly? What are our KRIs? How are we communicating performance and identify and resolving concerns early. This session will focus on monitoring strategies for mortgage rules such as ATR/QM; Appraisal Delivery and Customary and Reasonable Rules; TRID and others.

    Moderator:

    • Sharon Whitaker, Vice President, Commercial Real Estate and Finance American Bankers Association

    Speakers:

    • Diane L. Slack, CMB, CRCM, Senior Vice President, Director of Regulatory Management, Sandy Spring Bank
    • Suzanne Garwood, Executive Director and Assistant General Counsel, JP Morgan Chase  Bank, NA 
    • Leah M. Hamilton, JD, Vice President and Senior Consultant, Education and ProBank Advisor, ProBank

    11:30 am - 1:00 pm

    LUNCH (Two Options)

    Option 1: Luncheon Buffet in the Marketplace

    • Sponsored by Echoworx

    Option 2: Idea Exchange: Peer Problem Solving Lunch

    Got a problem, a burning question or just wonder how other bankers do things when they get in a jam? Come have lunch and discuss these and any other topics with your peers.  We’ll have facilitators to help stir the pot and provide their insight when you get in a “pickle”.

    1:00 pm - 1:45 pm

    GENERAL SESSION

    Keynote Address: Compliance Officer of the Future

    LEADER

    Compliance officers from banks of all sizes are  not only experts in the technical requirements of regulations, but they are becoming an integral part of the new product development cycle. As innovation continues to take hold, compliance officers are relied upon to ensure the business strategy is aligned with the bank’s risk appetite. Join last year’s Distinguished Service Award Winner, Patti Blenden, for some straight talk and useful insights on how compliance officers can further prepare to meet the ever-changing demands of innovation and change. If you’ve never heard Patti speak – you can’t miss this session because everyone walks away inspired, with new tools to succeed.

    Featuring:

    • Patti J. Blenden, CRCM, President and Founder, Financial Solutions for Growing Companies, Inc.
    1:45 pm - 2:00 pmTravel to next session
    2:00 pm - 2:45 pm

    FLASH SESSIONS - SERIES 1: The Latest from Washington, DC

     

    These reg-centric briefings will bring you the latest regulatory updates from Washington in a narrowly-focused, quick-download of proposals and new rules. Bring your questions - our experts will be ready to tell you all we know! These topics are subject to change, depending on late-breaking developments.

     

    Flash-1A: The Future of Consumer Protection Regulation

    • Repeated in Flash-2A

    This session will discuss the latest from Washington on current and anticipated changes to consumer protection regulation as well as supervision and enforcement trends.  You’ll hear updates on small dollar lending and more.

    Speaker:

    • Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association

    Flash-1B: Mortgage Lending Regulatory Update

    • Repeated in Flash 2B

    This is your one-and-done overview of pending and proposed regulations and emerging issues in mortgage lending compliance. We’ll begin with a review of the anticipated timing and content of proposed rules, including QM/ATR and TRID. Because of the impact of the new HMDA Data, we’ll spend most of the session focused on HMDA issues, including what may be coming in the HMDA re-proposals, then we’ll discuss the industry’s “headline risks” based on the national aggregate data, and what ABA will be doing on your behalf regarding industry messaging.

    Moderator/Speaker:

    • Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association
    • Speaker:

      • Anurag Agarwal, President, RiskExec, Asurity

      Flash-1C: BSA/AML Regulatory Update

      • Repeated in Flash 2C

      Want to know what’s going on with BSA/AML reform? What’s Congress planning? Where are the regulators going after encouraging sharing resources and innovation? Are we about to see a new FFIEC BSA/AML exam manual? ABA’s expert, Rob Rowe, will cover the latest developments with BSA/AML. Note – information about Marijuana-Related Businesses can be found in CS-2C/CS-3C.

      Speaker:

      • Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association

      Flash-1D: CRA Modernization Update

      • Repeated in Flash 2D

      This session is designed to update you on CRA Modernization Updates currently underway in Washington. If you want a tactical CRA session, attend: Top CRA Challenges and How to Solve Them.

      Speaker:

      • Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

      Flash-1E: Debt Collection Regulatory Update

      • Repeated in Flash 2E

      This session will focus on the just proposed Fair Debt Collection Practices Act rule from the CFPB. Expect to learn about the new provisions regarding voicemail, texting, and other means of communicating regarding delinquencies, as well as the Bureau’s templates for disclosures and notices.  We will discuss how the proposed rules may impact your oversight of third-party debt collectors.

      Speaker:

      • Diana Banks, Senior Counsel, ABA Center for Regulatory Compliance, American Bankers Association

      Flash-1F: Compliance Considerations as You Transition from Libor

      • Repeated in Flash 2F

      Many financial institutions use LIBOR as a reference rate for variable rate commercial and consumer loans – Consumer loans based on LIBOR have approximately $1.3 trillion outstanding. However,  it is clear that the publication of LIBOR is not guaranteed beyond 2021. This flash session will review the key issues in alternative reference rates and regulatory planning considerations as you prepare your institution for this transition. 

      Speaker:

      • Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association

      Flash-1G: TCPA

      • Repeated in Flash 2G

      Since the D.C. Circuit struck down key aspects of the FCC’s TCPA rules last year, banks continue to reassess their calling programs in light of new court decisions interpreting the TCPA. The FCC and the telecoms also have expanded their efforts to block illegal automated calls, which may impede lawful calls made by banks. We will provide the latest information on the current legal regime and how it impacts your compliance program.

      Speaker:

      • Jonathan Thessin, Senior Counsel II, ABA Center for Regulatory Compliance, American Bankers Association

      Flash-1H: Appraisals Regulatory Update

      • Repeated in Flash 2H

      We’re going to pack in a lot of information into 45 minutes on Appraisals!  From hearing about the Joint Regulatory Proposed rule on Real Estate Appraisals to increase the Real Estate Threshold to the new Joint FAQ, just issues last October to other significant government initiatives surrounding appraisals – we’ll cover it all!

      Speaker:

      • Sharon Whitaker, Vice President, Real Estate and Finance Housing Policy, American Bankers Association

      Flash 1I: Elder Financial Abuse - Hot Topics

      • Repeated in Flash 2I

      What are the latest concerns regarding Elder Financial Abuse? Join us as we walk through the hot topics and potential vulnerabilities in your program. 

      Moderator:

      • Corey Carlisle, Senior Vice President, Bank Community Engagement, American Bankers Association

      Speaker:

      • Naomi Karp, JD, Senior Policy Analyst, Office for Older Americans, CFPB

    2:45 pm - 3:15 pm

    DESSERT BREAK IN THE MARKETPLACE

    3:15pm - 4:30 pm

    CONCURRENT SESSIONS - SERIES 3

    CS-3A: Danger, Will Robinson, Danger:  Establishing an Early Warning System to Avoid Being Lost in Compliance

    • Repeated in CS-4A

    COMPL

    Are your compliance metrics “Lost in Space?” Are you looking for solutions to more effectively navigate risk and avert danger? In this session you will learn how to build and manage an early warning system to manage compliance risk, find solutions on setting compliance risk metrics and discuss what to do when risk assessments and metrics signal a risk appetite breach. We’ll answer questions such as “Is it OK to accept risk?”, plus discuss the importance of moving team members from compliance practitioners to Compliance Risk Managers.

    Moderator/Speaker:

    • Mary A. Clouthier, Training Program Leader, Enterprise Testing, Corporate Compliance, Wells Fargo Compliance, Wells Fargo

    Speaker: 

    • Camie L. Keilen, Senior Vice President, Senior Compliance Director, Program Administration, Governance and Reporting, US Bancorp
    • Tim Stokes, CRCM, Director, General Compliance, Treliant

    CS-3B: Banking a Marijuana Related or CBD Business

    • Repeated from CS-2B

    INFOSEC

    With more and more states legalizing some form of marijuana for medical or adult use, bankers can no longer avoid the consequences. Some bankers have elected to accept the risks and bank those businesses that are directly connected to the plant, such as growers and retailers. Others are more risk averse, but still have to handle customers who may be suppliers or vendors, landlords, or employees of a marijuana-related business. And, after the 2018 Farm Bill legalized hemp production, there are questions about how that fits into the equation. This session will take an open look at how banks are banking marijuana-related businesses and others connect to those businesses. We’ll also look at the current environment surrounding CBD products which are gaining in popularity. You’ll hear from experts on how to evaluate and manage the risks in this environment.

    Moderator/Speaker:

    • Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association

    Speakers:

    • Michael J. Bresnick, Partner, Venable LLP
    • Mark Haden, Vice President, Colorado National Bank
    • Jack N. Jacobson, Advisor, Thompson Coburn LLP

    CS-3C: Commercial Lending Compliance Hot Topics

    • Repeated in CS-5A

    LENDING

    Does your bank provide commercial lending services? If yes, this session is your bank’s ticket to compliance with the hottest topics within the commercial lending space. There may not be as many compliance requirements for commercial loans; however, those requirements come with real responsibilities and real consequences. Join us in the “Big Easy” as we navigate the “big” deals related to commercial lending compliance and provide “easy” plain English solutions to mitigate the risks.

    Moderator:

    • Krysti Cunningham, CRCM, CAMS, SVP, Compliance Officer, Security National Bank

    Speakers:

    • David Dickinson, CRCM, President, Banker's Compliance Consulting
    • Jerod Moyer, CRCM, Consultant, Banker's Compliance Consulting

    CS-3D: Top CRA Challenges and How to Solve Them

    • Repeated from CS-1G

    LENDING

    Join us as we review current Community Reinvestment / Community Development challenges, emerging risks and hot topics. The session will explore exam management and structure, CRA effects of Home Equity HMDA reporting, M&A considerations, and working with community groups. We will also discuss whether aiming for Satisfactory is enough. NOTE: The Flash Session on CRA will deal exclusively with regulatory updates.

     

    Moderator/Speaker:

    • Krista Shonk, Vice President,  Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

    Speakers:

    • Staci Glenn Short, CRCM, CRP, Senior Vice President, Community Development Program Director, Huntington National Bank
    • Martie North, Senior Vice President and Director, Community Development & CRA, Simmons Bank
    • Carmen Ramirez, Assistant Vice President, CRA and Fair Lending Manager, Hancock Whitney Bank

    CS-3E: Compliance Risks in Retail Investment and Non-Deposit Products

    • Repeated from CS-2F

    LEGAL

    As your bank’s compliance management system for traditional banking products changed and expanded, is the asset management compliance program still adequate and effective? This session will provide an overview of regulatory hot button concerns within asset management and approaches to integrating and aggregating compliance risks holistically so it is understandable and digestible to management and the board.

    Moderator:

    • Stephanie Boryla, Senior Vice President, Chief Compliance Officer, UMB Financial Corporation

    Speakers: 

    • Melissa Acayan, Compliance Counsel, Raymond James
    • Tanweer (Tan) Ansari, Esq., Senior Vice President, Chief Compliance Officer & BSA/CRA Officer, The First National Bank of Long Island
    • Mark T. Lasswell, Vice President, Advice and Wealth Management, Compliance, Ameriprise Financial

    CS-3F: Navigating the “Bayou” of Mortgage Servicing

    • Repeated in CS-4C

    LENDING

    In this hot-topics session, we’ll update you on key risk and key performance indicators for servicing and how they are integrated into servicing operational and compliance risk management.  We’ll also share what servicers are doing in the innovative digital market to enhance borrower experience while walking through the key compliance considerations.  Finally, we’ll discuss current servicer exam trends.

    Moderator:

    • Joseph Pigg, Senior Vice President,  Senior Counsel II, American Bankers Association

    Speakers:

    • Cathie Abshier, Vice President, Fair Servicing Officer, Mr. Cooper
    • Aaron Rykowski, CRCM, Senior Vice President, Chief Compliance Officer, WesBanco Bank, Inc.
    • Lynn A. Tarantino, CAMS, CRCM, Senior Vice President, Chief Compliance Officer, Cenlar FSB

    CS-3G: Developing a Policy on Reimbursements and Remediation

    • Repeated in CS-5B

    CONSMR

    Remediating customer harm has become a significant ongoing concern, not to mention a focus for our prudential regulators. With the proper policy in place, the bank can achieve a more robust and sustainable control framework over time. In this session, we’ll discuss the merits of a well-documented Remediation Policy and how to set internal standards and establish a disciplined process for a remediation process that is a good fit for your bank now and in the future.

    Speaker:

  • Thomas G. Pareigat, General Counsel, The Bancorp, Inc.
  • CS-3H: What the Flood? Don’t Get Washed Away by a Flood of Changes

    • Repeated in CS-4D

    LENDING

    Moderator:

    • Thomas W. Williams, CRCM, CCBIA, ACT Specialist, Senior Vice President, Senior Compliance Manager, United Bank

    Speakers:

    • Diana Banks, Senior Counsel, ABA Center for Regulatory Compliance, American Bankers Association
    • Shannon Cowley, Enterprise Compliance Risk Director, The Huntington National Bank
    • Brandy A. Hood, Counsel, Buckley LLP

    CS-3I: Monitoring Your Mortgage Origination Lending Controls

    • Repeated from CS-2I

    LENDING

    We’ve implemented many new regulations over the last years, now the question is how are we ensuring that things are running smoothly? What are our KRIs? How are we communicating performance and identify and resolving concerns early. This session will focus on monitoring strategies for mortgage rules such as ATR/QM; Appraisal Delivery and Customary and Reasonable Rules; TRID and others.

    Moderator:

    • Sharon Whitaker, Vice President, Commercial Real Estate and Finance American Bankers Association

    Speakers:

    • Suzanne Garwood, Executive Director and Assistant General Counsel, JP Morgan Chase  Bank, NA
    • Diane L. Slack, CMB, CRCM, Senior Vice President, Director of Regulatory Management, Sandy Spring Bank
    • Leah M. Hamilton, JD, Vice President and Senior Consultant, Education and ProBank Advisor, ProBank

    4:30 pm - 4:45 pm

    TRAVEL TO NEXT SESSION

    4:45 pm - 5:30 pm

    FLASH SESSIONS - SERIES 2: The Latest from Washington, DC

    These reg-centric briefings will bring you the latest regulatory updates from Washington in a narrowly-focused, quick-download of proposals and new rules. Bring your questions - our experts will be ready to tell you all we know! These topics are subject to change, depending on late-breaking developments.

    Flash-2A: The Future of Consumer Protection Regulation

    • Repeated from Flash-1A

    Speaker:

    • Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association

    This session will discuss the latest from Washington on current and anticipated changes to consumer protection regulation as well as supervision and enforcement trends.  You’ll hear updates on small dollar lending and more.

    Flash-2B: Mortgage Lending Regulatory Update

    • Repeated from Flash-1B

    This is your one-and-done overview of pending and proposed regulations and emerging issues in mortgage lending compliance. We’ll begin with a review of the anticipated timing and content of proposed rules, including QM/ATR and TRID. Because of the impact of the new HMDA Data, we’ll spend most of the session focused on HMDA issues, including what may be coming in the HMDA re-proposals, then we’ll discuss the industry’s “headline risks” based on the national aggregate data, and what ABA will be doing on your behalf regarding industry messaging.

    Speakers: 

    • Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association
    • Anurag Agarwal, President, RiskExec, Asurity

    Flash-2C: BSA/AML Regulatory Update

    • Repeated from Flash-1C

    Want to know what’s going on with BSA/AML reform? What’s Congress planning? Where are the regulators going after encouraging sharing resources and innovation? Are we about to see a new FFIEC BSA/AML exam manual? ABA’s expert, Rob Rowe, will cover the latest developments with BSA/AML. Note – information about Marijuana-Related Businesses can be found in CS-2C/CS-3C.

    Speaker:

    • Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association

    Flash-2D: CRA Modernization Update

    • Repeated from Flash-1D

    This session is designed to update you on CRA Modernization Updates currently underway in Washington. If you want a tactical CRA session, attend: Top CRA Challenges and How to Solve Them.

    Speaker:

    • Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

    Flash-2E: Debt Collection Regulatory Update

    • Repeated from Flash-1E

    This session will focus on the just proposed Fair Debt Collection Practices Act rule from the CFPB. Expect to learn about the new provisions regarding voicemail, texting, and other means of communicating regarding delinquencies, as well as the Bureau’s templates for disclosures and notices.  We will discuss how the proposed rules may impact your oversight of third-party debt collectors.

    Speaker:

    • Diana Banks, Senior Counsel, ABA Center for Regulatory Compliance, American Bankers Association

    Flash-2F: Compliance Considerations as you Transition from Libor

    • Repeated from Flash -1F

    Many financial institutions use LIBOR as a reference rate for variable rate commercial and consumer loans – Consumer loans based on LIBOR have approximately $1.3 trillion outstanding. However,  it is clear that the publication of LIBOR is not guaranteed beyond 2021. This flash session will review the key issues in alternative reference rates and regulatory planning considerations as you prepare your institution for this transition. 

    Speaker:

    • Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association

    Flash-2G: TCPA

    • Repeated from Flash-1G

    Since the D.C. Circuit struck down key aspects of the FCC’s TCPA rules last year, banks continue to reassess their calling programs in light of new court decisions interpreting the TCPA. The FCC and the telecoms also have expanded their efforts to block illegal automated calls, which may impede lawful calls made by banks. We will provide the latest information on the current legal regime and how it impacts your compliance program.

    Speaker:

    • Jonathan Thessin, Senior Counsel II, ABA Center for Regulatory Compliance, American Bankers Association

    Flash-2H: Appraisals Regulatory Update

    • Repeated from Flash-1H

    We’re going to pack in a lot of information into 45 minutes on Appraisals!  From hearing about the Joint Regulatory Proposed rule on Real Estate Appraisals to increase the Real Estate Threshold to the new Joint FAQ, just issues last October to other significant government initiatives surrounding appraisals – we’ll cover it all!

    Speaker:

    • Sharon Whitaker, Vice President, Real Estate and Finance Housing Policy, American Bankers Association

    Flash 2I: Elder Financial Abuse - Hot Topics

    • Repeated from Flash-1I

    What are the latest concerns regarding Elder Financial Abuse? Join us as we walk through the hot topics and potential vulnerabilities in your program. 

    Moderator:

    • Corey Carlisle, Senior Vice President, Bank Community Engagement, American Bankers Association

    Speaker:

    • Naomi Karp, JD, Senior Policy Analyst, Office for Older Americans, CFPB

    5:30 pm - 6:30 pm

    RECEPTION IN THE MARKETPLACE

    6:30 pm - 7:30 pm

    CRCM RECEPTION (for CRCMs Only)

    Tues, Jun 11 2019

    7:00 am - 4:00 pm

    REGISTRATION OPEN

    7:30 am - 8:30 am

    POWER HOUR SESSIONS

    Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.

    Look for timely and informative sessions from these sponsors:

    Power Breakfast #1 : When Change is Driving the Future, Keep Compliance at the Wheel

    • Sponsored by: Wolters Kluwer

    Maintain the "guardrails" to keep your institution in compliance in the face of change. Get guidance on:

    1. regulatory developments shaping the future of compliance
    2. agile and scalable approaches to regulatory change management
    3. practical applications of AI, FinTech and RegTech and
    4. CMS adjustments for regulatory and technology changes. Handout: Regulatory Change Management Maturity Framework

    Speakers:

    • Timothy R. Burniston, CRCM, Principal Regulatory Strategist and Senior Advisor, Wolters Kluwer
    • Barbara Boccia CRCM, MBA, JD, Senior Director Advisory Services and Regulatory Relations, Wolters Kluwer
    • SK Karanam, Market Manager – Compliance Program Management
    • Kris Stewart, Sr. Dir, Reg Comp Analysis, Compliance Center of Excellence, Wolters Kluwer

    Power Breakfast #2: We Can Do It the Hard Way or the Easy Way: Maintain Your Fair Lending Compliance Program!

    • Sponsored by Mitchell Sandler LLC

    Is it difficult to get your board and management focused on fair lending risk? Are you frustrated by the lack of resources you need to maintain your fair lending compliance program? Are you tired of hearing that fair lending enforcement is a thing of the past? If so, we invite you to join this session to hear why fair lending should be top of mind for banks. Regulators, enforcement agencies and ocnsumer advocacy groups are actively evaluating banks of all sizes in every state across the country for fair lending compliance — and it's not just about mortgage lending. Credit cards, personal loans, small business loans and indirect auto loans (yes, we said indirect auto loans) are on the radar. Join our panel of industry experts who will share their diverse perspectives on what banks are seeing and, more importantly, what consumer advocacy groups and government agencies are focused on, in fair lending enforcement and litigation. 

    Moderator:

    • Andrea Mitchell, Managing Partner, Mitchell Sandler LLC

    Speakers:

    • Cindy Collins, Chief Compliance Officer, Hancock Whitney Bank
    • Sandy Chapman, Chief Compliance Officer, Busey Bank
    • Ruthann Redmon, President, Redmon Consulting, LLC

    Power Breakfast #3: The ADA and Web Accessibility: How to Minimize Legal Risks in Banking

    • Sponsored by LendKey and LevelAccess

    Web accessibility lawsuits reached an all-time high in 2018. More than ever, it's critical that you understand how and when the Americans with Disabilities Act is applied to banking digital properties. In this session, Level Access will discuss the legal and market risks and their implications for banks, and to build a successful digital accessibility program.

    8:00 am - 8:30 am

    CONTINENTAL BREAKFAST IN THE MARKETPLACE

    8:45 am - 10:00 am

    GENERAL SESSION

    Machine Learning, AI and Managing Compliance Risk:  What Does it Mean For Banks of All Sizes?

    Join us for a lively “fireside” chat as two of the nation’s top experts explore the bounds of AI/Machine learning as it applies to compliance risk management.  Is there a limit to what we can do as technology continues to advance?  When will the human decision-making capability be essential?  What are the risks of relying on technology for key decisions?  What do small and large banks alike need to plan for and consider now – for the future?  This will be one of the most critical sessions of the conference!

    Featuring:

    • Eugene Ludwig, Founder and Chief Executive Officer, Promontory Financial Group
    • Gary M. Shiffman, PhD, Chief Executive Officer, Giant Oak, Inc

    10:00 am - 10:45 am

    COFFEE BREAK IN THE MARKETPLACE

    10:45 am - 12:00 pm

    CONCURRENT SESSIONS - SERIES 4

    CS-4A: Danger, Will Robinson, Danger:  Establishing an Early Warning System to Avoid Being Lost in Compliance

    • Repeated from CS-3A

    COMPL

    Are your compliance metrics “Lost in Space?” Are you looking for solutions to more effectively navigate risk and avert danger? In this session you will learn how to build and manage an early warning system to manage compliance risk, find solutions on setting compliance risk metrics and discuss what to do when risk assessments and metrics signal a risk appetite breach.  We’ll answer questions such as “Is it OK to accept risk?”, plus discuss the importance of moving team members from compliance practitioners to Compliance Risk Managers.

    Moderator/Speaker:

    • Mary A. Clouthier, Training Program Leader, Enterprise Testing, Corporate Compliance, Wells Fargo Compliance, Wells Fargo

    Speakers:

    • Camie L. Keilen, Senior Vice President, Senior Compliance Director, Program Administration, Governance and Reporting, US Bancorp
    • Tim Stokes, CRCM, Director, General Compliance, Treliant

    CS-4B: Automated Testing and Monitoring

    • Repeated in CS-5C

    COMPL

    At this conference, we have always covered the leading practices surrounding monitoring and testing.  We’re taking it a step further this year by exploring issues surrounding the technology side of testing and monitoring. Join two industry practitioners as they share their insights regarding program design, testing and monitoring management platforms, robotics and analytics to improve testing and monitoring.

    Speakers:

    • Patrick Pfeil, Executive Director and Leader, Compliance Solution Deliver Practice, Ernst and Young
    • William Tucker, CIA, CERP, CRCM, CAFP, Audit Director – Corporate Governance, Citibank Internal Audit, Citibank

    CS-4C: Navigating the “Bayou” of Mortgage Servicing

      Repeated from CS-3F

    LENDING

    In this hot-topics session, we’ll update you on key risk and key performance indicators for servicing and how they are integrated into servicing operational and compliance risk management.  We’ll also share what servicers are doing in the innovative digital market to enhance borrower experience while walking through the key compliance considerations.  Finally, we’ll discuss current servicer exam trends.

    Moderator:

    • Joseph Pigg, Senior Vice President, Senior Counsel II, American Bankers Association

    Speakers:

    • Cathie Abshier, Vice President, Fair Servicing Officer, Mr. Cooper
    • Aaron Rykowski, CRCM, Senior Vice President, Chief Compliance Officer, WesBanco Bank, Inc. 
    • Lynn A. Tarantino, CAMS, CRCM, Senior Vice President, Chief Compliance Officer, Cenlar FSB

    CS-4D: What the Flood? Don’t Get Washed Away by a Flood of Changes

    • Repeated from CS-3H

    LENDING

    As the flood regulations continue to evolve, are you prepared? This panel will address the latest with the NFIP Reform, the new private insurance rules, and other hot topics related to flood insurance to ensure that you have the tools necessary to weather the storm.

    Moderator:

    • Thomas W. Williams, CRCM, CCBIA, ACT Specialist, Senior Vice President, Senior Compliance Manager, United Bank

    Speakers:

    • Diana Banks, Senior Counsel, ABA Center for Regulatory Compliance, American Bankers Association
    • Shannon Cowley, Enterprise Compliance Risk Director, The Huntington National Bank
    • Brandy A. Hood, Counsel, Buckley LLP

    CS-4E: Mitigating the Risks of Banking High Risk Customers

    • Repeated in CS-5D

    INFOSEC

    What is your bank’s protocol on stratifying customer risk and banking “very high” risk clients? Leading BSA experts will provide tools for identifying, monitoring and ongoing due diligence for customers that pose the highest money laundering risk and/or come from high risk jurisdictions. Additionally, our discussion will include key issues surrounding difficult management discussions of “are these customer’s worth the risk?” as well as how to mitigate risks of those you do bank. Don’t worry, we haven’t forgotten about Beneficial Ownership, we’ll wrap up with what’s happening today.

    Moderator/Speaker:

    • Marilu Jimenez, Principal, Financial Intelligence Network & Compliance Advisors

    Speakers:

      Daniel P. Stipano, Partner, Buckley LLP
    • Tracy S. Woodrow, CAMS, Senior Vice President, BSA/AML and OFAC Officer, M&T Bank Corporation

    CS-4F: Fair Lending Hot Topics: What is Keeping You Up at Night?

    • Repeated in CS-5G

    LENDING

    If you need a drilled-down review of all of the recent enforcement trends and emerging fair lending concerns – this session is for you.  We’ll not only review hot topics, but we’ll provide you with compliance management strategies to mitigate risk and satisfy examiners. This must-see session will help you align your fair lending priorities.

    Moderator/Speaker:

    • Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank

    Speakers:

    • Carl G. Pry, CRCM, Managing Director, Treliant
    • Christopher J. Willis, Partner, Ballard Spahr LLP

    CS-4G: Serving Diverse Communities  -- Making it Work

    • Repeated in CS-5E

    LENDING

    There's a wide range of issues bankers are tackling as they continue to strive to serve their communities. We are pleased to have one of ABA's member banks share their story in how they build partnerships with local non-profits, the FHLB Dallas, and customers to address needs in housing, economic and community development, and financial literacy.

    Moderator:

    • Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

    Speaker:

  • Mark Ouellette, First Vice President and Director of Affordable Housing, BankPlus
  • CS-4H: Servicemember Regs – Covering the Bases

    • Repeated in CS-5I

    LENDING • CONSMR

    Does your SCRA program pass the test? This session will focus on how to review, refresh, and recalibrate your bank’s SCRA Program, as well as the corresponding control environments. Join us as this panel discusses how banks can go above and beyond the law to help servicemembers and avoid pitfalls. Also hear about updates to MLA.

    Moderator:

    • Thomas W. Williams, CRCM, CCBIA, ACT Specialist, Senior Vice President, United Bank

    Speakers:

    • Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
    • Linda Robertson, CAMS, CRCM, Senior Vice President, Director of Compliance, Armed Forces Bank

    CS-4I: Compliance Hotline: LIVE!

    • Repeated from CS-1J

    Join ABA’s experts and hear the hottest compliance questions answered. During this breakout session, you will meet some of ABA’s key compliance experts and experience ABA’s Compliance Hotline in person. The Compliance Hotline is one of ABA’s most popular free resources – come see the team in action. You will also learn about other free resources that can tangibly make your compliance role easier.

    Moderator/Speaker:

    • Kim Michael, Vice President, Member Outreach, American Bankers Association

    Speakers:

    • Leslie Callaway, Director, Compliance Outreach and Development, American Bankers Association
    • Rhonda Castaneda, Senior Analyst, Compliance, American Bankers Association
    • Mark Kruhm, Senior Analyst, Compliance, American Bankers Association

    CS-4J: FDIC Rules

    • Repeated in CS-5J

    CONSMR

    FDIC Insurance is the safety net of customer deposits. But brokered deposit and record keeping rules are adding to the challenge. When making strategic decisions or M&A reviews, FDIC rules are becoming a bigger concern. We will walk through the hot button concerns surrounding brokered deposits as well as reporting and record-keeping requirements as outlined in Rule 370. 

    Moderator/Speaker:

    • Scott H. Pope, CRCM, Senior Vice President, Payments; CRO Risk and Compliance Senior Manager - RPS, U.S. Bank

        Speaker:

        • Lisa M. Ledbetter, Partner, Jones Day

    12:00 pm - 1:30 pm

    BUFFET LUNCHEON IN THE MARKETPLACE

    Enjoy lunch with our innovative corporate partners.

    1:30 pm - 2:45 pm

    CONCURRENT SESSIONS - SERIES 5

    CS-5A: Commercial Lending Compliance Hot Topics

    • Repeated from CS-3C

    LENDING

    Does your bank provide commercial lending services?  If yes, this session is your bank’s ticket to compliance with the hottest topics within the commercial lending space.  There may not be as many compliance requirements for commercial loans; however, those requirements come with real responsibilities and real consequences.  Join us in the “Big Easy” as we navigate the “big” deals related to commercial lending compliance and provide “easy” plain English solutions to mitigate the risks.

    Moderator:

    • Krysti Cunningham, CRCM, CAMS, SVP Compliance Officer, Security National Bank

    Speakers:

    • David Dickinson, CRCM, President, Banker's Compliance Consulting
    • Jerod Moyer, CRCM, Consultant, Banker's Compliance Consulting

    CS-5B: Developing a Policy on Reimbursements and Remediation

    • Repeated from CS-3G

    CONSMR

    Remediating customer harm has become a significant ongoing concern, not to mention a focus for our prudential regulators. With the proper policy in place, the bank can achieve a more robust and sustainable control framework over time. In this session, we’ll discuss the merits of a well-documented Remediation Policy and how to set internal standards and establish a disciplined process for a remediation process that is a good fit for your bank now and in the future.

    CS-5C: Automated Testing and Monitoring

    • Repeated from CS-4B

    COMPL

    At this conference, we have always covered the leading practices surrounding monitoring and testing.  We’re taking it a step further this year by exploring issues surrounding the technology side of testing and monitoring. Join two industry practitioners as they share their insights regarding program design, testing and monitoring management platforms, robotics and analytics to improve testing and monitoring.

    Speakers:

    • Patrick Pfeil, Executive Director and Leader, Compliance Solution Deliver Practice, Ernst and Young
    • William Tucker,  CIA,  CERP, CRCM, CAFP, Audit Director – Corporate Governance, Citibank Internal Audit, Citibank

    CS-5D: Mitigating the Risks of Banking High Risk Customers

    • Repeated from CS-4E

    INFOSEC

    What is your bank’s protocol on stratifying customer risk and banking “very high” risk clients? Leading BSA experts will provide tools for identifying, monitoring and ongoing due diligence for customers that pose the highest money laundering risk and/or come from high risk jurisdictions. Additionally, our discussion will include key issues surrounding difficult management discussions of “are these customer’s worth the risk?” as well as how to mitigate risks of those you do bank. Don’t worry, we haven’t forgotten about Beneficial Ownership, we’ll wrap up with what’s happening today.

    Moderator/Speaker:

    • Marilu Jimenez, Principal, Financial Intelligence Network & Compliance Advisors

    Speakers:

    • Daniel P. Stipano, Partner, Buckley LLP 
    • Tracy S. Woodrow, CAMS, Senior Vice President, BSA/AML and OFAC Officer, M&T Bank Corporation

    CS-5E: Serving Diverse Communities - Making it Work

    • Repeated from CS-4G

    LENDING

    There's a wide range of issues bankers are tackling as they continue to strive to serve their communities. We are pleased to have one of ABA's member banks share their story in how they build partnerships with local non-profits, the FHLB Dallas, and customers to address needs in housing, economic and community development, and financial literacy. 

    Moderator:

    • Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association

    Speaker:

    • Mark Ouellette, First Vice President and Director of Affordable Housing, BankPlus

    CS-5F: Fine-Tuning and Creating Efficiencies for the Three Lines of Defense

    Of special interest to large mid-size and money center banks

    • Repeated from CS-1E

    COMPL

    Don’t get left behind: Your line of defense programs require ongoing calibration and tuning as wells as innovative approaches to achieve efficiencies while increasing your effectiveness! This session will offer new strategies for enhancing the ever evolving three lines of defense.

    Moderator:

    • Tina M. Shaver, CRCM, CAMS, Senior Director, Treliant

    Speakers: 

    • Robert L. Curry, CRCM, Chief Compliance Officer, KeyBank
    • Michael Little, Chief Compliance Officer, PNC Financial Services Group, Inc.
    • Sarah Olthoff, Vice President, Corporate Compliance, Capital One

    CS-5G: Fair Lending Hot Topics: What is Keeping You Up at Night?

    • Repeated from CS-4F

    LENDING

    If you need a drilled-down review of all of the recent enforcement trends and emerging fair lending concerns – this session is for you. We’ll not only review hot topics, but we’ll provide you with compliance management strategies to mitigate risk and satisfy examiners. This must-see session will help you align your fair lending priorities. 

    Moderator/Speaker:

    • Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank

    Speakers:

    • Carl G. Pry, CRCM, Managing Director, Treliant
    • Christopher J. Willis, Partner, Ballard Spahr LLP

    CS-5H: Building a Strong Three-Lines-of-Defense Strategy -of special interest to community and small mid-size banks

    • Repeated from CS-1B

    COMPL

    This interactive discussion will provide attendees with leading practices and proven tactics to: establish roles and responsibilities; strategies to be efficient with transparency throughout the organization; and how to sustain the three lines of defense. Attendees will also receive key takeaways that can be quickly implemented and utilized at your organization.

    Moderator:

    • Krysti Cunningham, CRCM, CAMS, Senior Vice President, Compliance Officer, Security National Bank

    Speakers:

    • Stephanie Boryla, Senior Vice President, Chief Compliance Officer, UMB Financial Corporation
    • Elizabeth M. Snyder, Senior Vice President, Senior Manager Compliance Governance and Program Management, First Citizens Bank
    • Lynn A. Tarantino, CAMS, CRCM, Senior Vice President, Chief Compliance Officer, Cenlar FSB

    CS-5I: Servicemember Regs – Covering the Bases

    • Repeated from CS-4H

    LENDING • CONSMR

    Does your SCRA program pass the test? This session will focus on how to review, refresh, and recalibrate your bank’s SCRA Program, as well as the corresponding control environments. Join us as this panel discusses how banks can go above and beyond the law to help servicemembers and avoid pitfalls. Also hear about updates to MLA.

    Moderator:

    • Thomas W. Williams, CRCM, CCBIA, ACT Specialist, Senior Vice President, United Bank

    Speakers:

    • Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
    • Linda Robertson, CAMS, CRCM, Senior Vice President, Director of Compliance, Armed Forces Bank

    CS-5J: FDIC Rules

    • Repeated from CS-4J

    CONSMR

    FDIC Insurance is the safety net of customer deposits.  But brokered deposit and record keeping rules are adding to the challenge.  When making strategic decisions or M&A reviews, FDIC rules are becoming a bigger concern.  We will walk through the hot button concerns surrounding brokered deposits as well as reporting and record-keeping requirements as outlined in Rule 370.

    Moderator/Speaker:

    • Scott H. Pope, CRCM, Senior Vice President, Payments; CRO Risk and Compliance Senior Manager  - RPS, U.S. Bank

    Speaker:

    • Lisa M. Ledbetter, Partner, Jones Day

    2:45 pm - 3:45 pm

    FINAL DESSERT BREAK IN THE MARKETPLACE

    3:45 pm - 4:30 pm

    General Session: Keynote Address and Fireside Chat

    Join us for a keynote address by the Director of the CFOB, Kathy Kraninger, followed by a fireside chat between ABA's Chief Policy Officer, Naomi Camper and Director Kraninger. 

    Moderator:

    • Naomi Camper, Chief Policy Officer, American Bankers Association

    Speaker:

    • Kathy Kraninger, Director, Consumer Financial Protection Bureau, Keynote Speaker

    4:30 pm - 5:30 pm

    Emerging Leaders Reception

    As a future leader of our industry, we invite you to join your fellow colleagues at a reception sponsored by the ABA Emerging Leaders Council. In this new addition to the program, you will mix and mingle with fellow emerging leaders, participate in a fun networking game and have the opportunity to win terrific prizes! Over cocktails and light hors d'oeuvres, you'll shake a few new hands and also learn about the opportunities available to you to engage and develop at a national level through your association - ABA.

    Wed, Jun 12 2019

    7:30 am - 11:15 am

    REGISTRATION OPEN

    7:30 am - 8:30 am

    POWER HOUR SESSIONS

    Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations required.

    Power Hour Session #1: CRCM Information Session

    • Sponsored by ABA Professional Certifications - CRCM

    Interested in earning the CRCM? Join the experts over continental breakfast and learn how to earn the highly recognized Certified Regulatory Compliance Manager (CRCM) certification. 

    Power Hour Session #2: End-to-End Digital Onboarding Minus the Friction

    • Sponsored by: Zenmonics

    Account opening is your chance to make a great first impression. Join us to learn how you can have an amazing customer experience across any device all while maintaining security and fraud standards.

    Speakers:

    • Tracey Dunlap, Chief Experience Officer, Zenmonics
    • Dennis Maicon, Vice President, IDology

    Power Hour Session #3: Regulations that Matter in a Deregulatory Environment

    • Sponsored by: Buckley LLP

    Most of the banking policy discussions in Washington these days center on how to ease regulatory burden, stimulate innovation, and help providers of financial services better serve customers, but the deregulatory trend does not extend to every corner of financial markets. Join Buckley attorneys for an hour focusing on rules and regulations that continue to attract the attention of supervisors and legislators, and where compliance expectations are increasing. Expect a fast-paced hour on a range of topics, from AML to fair lending to payments to mortgages. 

    Speakers:

    • Daniel P. Stipano, Partner
    • Kari K. Hall, Counsel
    • Brandy A. Hood, Counsel
    • H. Joshua Kotin, Counsel

    8:00 am - 8:45 am

    CONTINENTAL BREAKFAST IN THE FOYER

    8:45 am - 9:45 am

    GENERAL SESSION

    Keynote Address: Leading Stakeholders: Up and Across the Enterprise

    LEADER

    We are pleased to bring you a nationally recognized leadership author, scholar and consultant, Betsy Myers.  She has been speaking around the world and to our industry on successful leadership strategies and we’re pleased to have her share her leadership strategies honed from her vast experience as an entrepreneur, scholar and senior government official.

    A Public Service Fellow at Harvard’s Kennedy School, she is the former Executive Director of the Center for Public Leadership at Harvard’s Kennedy School of Government and Founding Director of the Center for Women and Business and Bentley University.  During this session, Betsy will share her exclusive core principles that will help you motivate, inspire and bring out the best in yourself and everyone around you. 

    Featuring:

    • Betsy Myers, Myers Leadership

    9:45 am - 10:00 am

    STRETCH BREAK

    10:00 am - 11:00 am

    GENERAL SESSION

    Regulatory Roundtable

    Senior Representatives from banking supervisory agencies will discuss the latest exam concerns, guidance and what's on the horizon.

    LEGAL

    Moderator:

    • Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association

    Speakers:

    • Grovetta N. Gardineer, Senior Deputy Comptroller for Bank Supervision Policy, Office of the Comptroller of the Currency
    • Susanne Killian, Senior Associate Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System
    • Senior Representative from the Consumer Financial Protection
    • Mark Pearce, Director, Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation
    • Peggy L. Twohig, Assistant Director, Office of Supervision Policy, Consumer Financial Protection Bureau

    11:00 am - 11:15 am

    STRETCH BREAK

    11:15 am - 12:15 pm

    CLOSING GENERAL SESSION

    What to Tell Your CEO When You Return Home

    How will you summarize four days' worth of learning into a presentation to your senior management and board? Don't miss ABA's Regulatory Relations Staff's comprehensive and succinct overview of the critical takeaways from the conference. They will also update you on late breaking developments that weren't covered in conference sessions.

    Moderator:

    • Virginia O'Neill, Senior Vice President, Center for Regulatory Compliance, American Bankers Association

    Speakers:

    • Rod Alba, Senior Vice President, Real Estate Finance and Senior Regulatory Counsel, American Bankers Association
    • Diana Banks, Senior Counsel, Center for Regulatory Compliance, American Bankers Association
    • Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
    • Rick Freer, Senior Director, Exam and Compliance Programs, ABA Center for Regulatory Compliance, American Bankers Association
    • Joseph Pigg, Senior Vice President, Senior Counsel II, Mortgage Finance and Senior Regulatory Counsel, American Bankers Association
    • Robert G. Rowe (Rob), III, Vice President and Associate Chief Counsel, Center for Regulatory Compliance, American Bankers Association
    • Krista Shonk, Vice President, Regulatory Compliance Policy, Center for Regulatory Compliance, American Bankers Association
    • Jonathan Thessin, Senior Counsel II, Center for Regulatory Compliance, American Bankers Association
    • Sharon Whitaker, Vice President, Commercial Real Estate and Finance, American Bankers Association

    12:15 pm

    CONFERENCE ADJOURNS