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ABA Insurance Services: D&O, Bond and Property & Casualty Insurance

A long-term, stable source of insurance for banks from highly rated carriers. The Bank Program is a unique bank-owned, banker-directed insurance program for financial institutions. As a market leader in this segment, the program is recognized for underwriting and claims expertise and is endorsed by the American Bankers Association. The D&O and bond program is endorsed by 31 state bankers associations.

ABA Insurance Services has introduced a new cyber liability and privacy insurance policy as well as data and breach response resources. Learn more .

Consecutive distributions have been shared with ABA-member insureds since 1990.




Professional Liability:
Property & Casualty, including:
  • Property
  • General Liability
  • Automobile
  • Umbrella
  • Workers Compensation

ABA Insurance Services Inc. dba Cabins Insurance Services in CA, ABA Insurance Services of Kentucky Inc. in KY, and ABA Insurance Agency Inc. in MI. Coverage is subject to underwriting guidelines and may not be available in all states.​​​​​​

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ABA Insurance Services is a long-term, reliable and stable source of D&O, bond and Property & Casualty insurance for financial institutions. This unique bank-owned and banker-directed insurance program has been supporting the banking industry for nearly 30 years. With a sustained market share of 25%, the program insures banks in all 50 states with 1 out of 3 banks having been with the program for​​ 10 or more years. As the only professional lines program in the marketplace to offer a distribution, the program’s reinsurer, American Bankers Mutual Insurance, Ltd., has declared distributions to participating banks for 28 consecutive years, totaling $84.3 million.

Find loss control articles and bulletins, program information and product updates from ABA Insurance Services​ on Facebook and LinkedIn.​​​​

See more about ABA Insurance Services



  • ABA members insured through the program are eligible to receive distributions when declared by the reinsurer, American Bankers Mutual Insurance, Ltd.
  • The tenured and experienced team of underwriting and claims professionals—many with financial industry backgrounds—are highly regarded for their in-depth insurance knowledge and understanding of the scope and operations of banking
  • Specializing on the unique coverage needs of banks, the program focuses exclusively on financial institutions.
  • To help mitigate risks, valuable loss control resources such as SafeTalk® newsletters and special bulletins are provided.
  • Exceptional customer service standards—submissions are acknowledged within 24 hours with proposals delivered on or before established and mutually agreed upon promise dates.
  • In addition to the ABA, the D&O/bond program is an endorsed or preferred program of 28 state bankers associations.
  • ABA Insurance Services will work directly with you or with your trusted insurance agent






ABA Contact

ABA Insurance Services Contact


 Due Diligence Report


Due diligence reports  are currently available on select solutions and for bank members only.
Get Report.

 Learn About Endorsed Solutions


In a rapidly changing landscape, banks turn to the proven expertise of ABA Endorsed Solutions for the most advanced technologies and products to grow their business, cut costs, and transform the customer experience.

Questions? Please contact Jackie Lucas for more information.