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Did someone send you a check and ask you to send some money back? That's a scam!
Maybe:
In all cases:
That's a scam.
Banks have to make deposited funds available quickly. It's the law. But the bank may not learn for days that the check was bad. By then, the scammer has your money. And you have to repay the bank. Remember: just because the check has cleared does not mean it is good.
Spot this scam? Tell the Federal trade Commission: ftc.gov/complaint
Learn more at ftc.gov/scamalerts and aba.com/consumers.