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Putting excess deposits to work


Putting excess deposits to work

Brought to you by: Upstart Network, Inc

In this episode: 

Jeff Keltner, Senior Vice President, Upstart 
Robert Morgan
, Senior Vice President, Innovation Strategy

Episode Summary

US banks have experienced a 20% annual increase in total deposits, according to the FDIC. Meanwhile, current economic conditions have banks struggling to find qualified borrowers and experiencing slower loan growth, leading to a capital surplus without viable investment options.

With the Upstart Referral Network, you can quickly grow a profitable consumer loan portfolio within your risk tolerance. The Upstart Referral Network is powered by an all-digital AI lending platform that enables fast, all-digital originations and accurate risk-based pricing to start building your portfolio quickly.


Upstart Network, Inc

Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Upstart provides technology to banks via a lending-as-a-service offering called Powered by Upstart.